Archives 2025

ICICI Prudential Life Launches ‘ICICI Pru Wealth Forever’ for Simplified Legacy Planning

Chandigarh, Dec 30:- ICICI Prudential Life Insurance has launched ICICI Pru Wealth Forever, a product providing a simple and tax-efficient legacy planning solution. This product is designed for customers wanting to provide financial security to their loved ones.

The life cover amount continues to rise monthly till the customer reaches the age of 99 years. In the event of the unfortunate demise of the customer the entire life cover amount, which is tax-free, is paid out to the beneficiaries. ICICI Pru Wealth Forever has been specifically curated to offer customers an easy and efficient legacy planning solution. If the customer survives through the tenure of the policy all premiums paid are returned.

For instance, a 55-year-old business owner investing INR 30 lakh annually for seven years in this product can get a life cover that starts at INR 1.5 crore which keeps growing. In the unfortunate event of the policyholder’s demise at age 85, the nominee(s) would receive INR 10 crore as a tax-free benefit, helping preserve the business owner’s legacy while providing financial continuity to the family.

Announcing the launch, Mr. Vikas Gupta, Chief Product Officer, ICICI Prudential Life Insurance Company Limited, said “With increasing income and life expectancy in the country, individuals have begun to appreciate the importance of legacy planning. We are delighted to offer ICICI Pru Wealth Forever which has been specifically designed to aid customers in simplifying their legacy planning process.

The life cover provided by this product continues to increase till the age of 99 years and the life cover amount is paid out as a tax-free benefit in case of the unfortunate demise of the customer. This effectively facilitates a seamless transfer of wealth to the next generation providing them with financial security. Additionally, the built in feature of complimentary health check-ups enable customers to actively monitor and manage their health.

Our commitment to deliver our promises to customers is reflected in our industry-leading claim settlement ratio of 99.3% in H1-FY2026, with an average turnaround time of 1.1 days for non-investigated claims, supported by streamlined processes that enable quick and hassle-free claim payouts when it matters most.”

TVS Motor Partners with Manba Finance to Boost Commercial Mobility Financing

Chandigarh, Dec 30:- TVS Motor Company, a global leader in two and three-wheeler manufacturing has signed a Memorandum of Understanding  with Manba Finance Limited to offer retail finance solutions for its commercial mobility portfolio. This strategic partnership aims to enhance vehicle affordability and improve access to structured financing for customers across India.

TVS Motor signs MoU with Manba Finance Limited

Under the agreement, Manba Finance Limited will provide monthly EMI-based financing solutions for the entire range of TVS Commercial Mobility vehicles, covering both passenger and cargo three-wheelers, across internal combustion engine  and electric vehicle (EV) models.

The collaboration is designed to strengthen TVS Commercial Mobility’s ecosystem by offering competitive funding schemes, reduced turnaround time (TAT) for loan processing, and deeper penetration into rural and semi-urban markets. By simplifying access to finance, the partnership seeks to support last-mile entrepreneurs and fleet operators in scaling their businesses.

For customers, the tie-up enables higher purchasing power through attractive down payment options and reduced monthly outflows, supported by bundled financing offers that deliver greater savings and financial flexibility.

Speaking on the occasion, Mr. Rajat Gupta, Business Head  Commercial Mobility, TVS Motor Company said,

 “At TVS Motor Company, our focus is on building a comprehensive commercial mobility ecosystem that empowers customers to grow sustainably. This partnership with Manba Finance Limited strengthens our ability to offer accessible and competitive financing solutions across our ICE and EV three-wheeler portfolio. By improving affordability, reducing turnaround time, and expanding reach into rural markets, we aim to support entrepreneurs and fleet operators in enhancing their earning potential and business scalability.”

Commenting on the partnership, Mr. Manish Shah, Managing Director, Manba Finance Limited, said,

 “This partnership with TVS Motor Company strongly aligns with our commitment to supporting a cleaner and more sustainable mobility ecosystem. It enables us to offer comprehensive and tailored financing solutions across both passenger and cargo three-wheelers. By leveraging TVS Motor’s deep industry expertise, strong distribution network, and trusted brand, we believe Manba Finance is well positioned to build meaningful scale in the three-wheeler financing segment. We see this collaboration as a key growth driver and expect it to contribute significantly to our expansion and portfolio growth in FY26 and beyond.”

The partnership reinforces TVS Motor Company’s focus on building a holistic commercial mobility ecosystem, one that goes beyond products to deliver value through accessibility, affordability, and long-term customer growth.

India’s Bond Market Set for Stable Growth in 2026 Amid Measured Volatility

By:-Vineet Agrawal, Co-founder, Jiraaf

“India’s bond market is likely to enter 2026 on a firmer structural footing, even as near-term volatility persists. After an extended phase of tight monetary conditions, the focus is gradually shifting from inflation control to sustaining growth and maintaining fiscal discipline. While inflation is expected to remain broadly within the RBI’s comfort zone, the central bank is unlikely to rush into aggressive rate cuts, preferring a calibrated approach aligned with global monetary trends and domestic liquidity conditions.

Government borrowing remains elevated, but improving tax buoyancy and a clearer glide path on fiscal consolidation should help anchor long-term yields. Meanwhile, corporate bond issuance is expected to pick up, driven by refinancing needs and a gradual revival in private capital expenditure, adding depth and breadth to the credit market.

For investors, 2026 could shape up as a year of stable income and measured returns, with portfolios benefiting more from resilience than short-term volatility. With yields still attractive and credit fundamentals improving, bonds are increasingly re-emerging as a strategic allocation rather than a tactical trade.”

Business Barons 2025: Leaders Driving a Year of Promise and Execution

New Delhi, Dec 30:- As we close the year 2025, it is evident that the business environment in India has been a reflection of continuity, growth, and promising outlook. This is made evident by the successes achieved by sectors such as manufacturing, real estate, energy, education, healthcare, and others.

Indian real estate managed to maintain uninterrupted momentum throughout 2025 and was sustained by capital inflows worth approximately USD 6-7 billion. Against this backdrop,     Mr. Ajay Chaudhary, Founder, Chairman and Managing Director, ACE Group, emerged as one of the sector’s most execution-driven leaders. He said, “For ACE Group, 2025 has indeed been a strong year, marked by several milestones achieved through precision, planning and disciplined execution across the choicest range of high-end projects. As the premium housing market continues to evolve, our focus remains firmly on refined design, thoughtful living environments and timely delivery of future-ready homes with enduring value.”

From the developer’s standpoint, the year reflected continuity in demand and a clear preference for well-planned projects. Mr. Arjunpreet Singh Sahni, Executive Director, Solitaire Group said,

“The real estate market has shown steady momentum through 2025 supported by firm buyer confidence and continued demand for well-planned developments. Our priority has been delivering projects that meet the expectations of today’s homebuyers. As we move into the New Year, we will continue to build projects keeping current buyer expectations in mind.”

From the real estate advisory space, Mr. Vijay Jain, Managing Director, Star Estate, distinguished himself with a pulse on hanging buyer behaviour. He noted,

“Residential sales remained strong across leading cities with well-thought out decisions from buyers during 2025. We saw greater emphasis on location quality, developer credibility and long-term value. This has reinforced the role of organised advisory, where transparency, market data and structured guidance play a critical role.”

The renewable energy sector also made significant headway in 2025 with India’s installed renewable capacity moving close to 200 GW. Highlighting the sector’s evolving maturity,    Mr. Sanjay Garg, Director, Shweta Solar Pvt. Ltd observed,

“India’s solar sector did consistently well in 2025, with customers becoming increasingly informed about performance, efficiency and long-term returns. This has pushed the industry to raise execution and service standards across the board.”

Reflecting leadership in distributed and rooftop solar adoption, Mr. Vinod Sharma, Director, Joint Solar concurred, “The steady rise in rooftop and distributed solar adoption shows how energy decisions are driving the growth. Beyond installation, customers are now focusing on durability, maintenance support and long-term savings, which are shaping the next phase of growth.”

From the grid automation space, Mr. Sanjay Verma, Executive Director, Sharika Enterprises Limited noted,

“With the rapid scaling of renewable capacity under India’s energy transition agenda, grid operators in 2025 have significantly accelerated investments in advanced grid monitoring, protection, and automation solutions. The growing penetration of intermittent generation sources is driving utilities and large energy consumers to prioritise grid resilience, real-time visibility, and intelligent control architectures to ensure system reliability, stability, and regulatory compliance.”

Education and healthcare continued to hold their fort through 2025. Mr. Utkarsh Gupta, Managing Director, Ramagya Group, a young and dynamic leader driving a more integrated education approach, shared,

“At Ramagya, the year witnessed a sharper focus on emotional well-being, values and real-world skills, alongside academics. This inclusive approach is reshaping how institutions prepare students for the future.”

Ms. Poonam Sharma, Chairperson, Accurate Group of Institutions, who has been steering the institution’s focus on industry-linked higher education, added,

“In 2025, our effort at Accurate has been to ensure that classroom learning is supported by exposure, confidence-building and regular interaction with the real world. As we step into the next academic year, the emphasis will stay on keeping our programmes relevant to industry expectations, while helping students build practical skills and the confidence required to transition smoothly into professional roles.”

Ms. Sneha Rathor Khandelwal, CEO, Sanfort Group of Schools, one of the early education sector’s leading women voices said,

“2025 marked a milestone for Sanfort with the successful rollout of India’s first IB preschool chain. As we move into 2026, our focus remains on measured expansion, deeper academic integration and maintaining consistent learning standards across centres. Our franchising model continues to play a pivotal role in this journey and it has grown commendably this year. We look forward to expanding it further in the coming year.”

Mr. Arvind Kumar, CEO of Abante Integrated Management Services, one of India’s fastest-growing integrated asset management firms said,

“2025 has been a year of steady execution for us, with a clear focus on strengthening project delivery, operational discipline and on-ground coordination across assignments. As we move into 2026, the emphasis will be on scaling selectively, improving efficiency across the value chain and taking on more complex, integrated projects that demand both technical depth and execution reliability.”

Representing the technology distribution segment, Mr. Manoj Gupta, Managing Director, Fortune Marketing Pvt. Ltd, a seasoned industry professional shared, “India’s electronics and IT distribution ecosystem emphasised the importance of scale, reach and operational discipline in 2025.Building stronger channel networks and improving supply responsiveness became fundamental to supporting technology adoption.”

In the pharmaceutical space, companies used the year to sharpen portfolios and strengthen partner networks. Mr. Sumit Arora, Director, Alniche Lifesciences said, “Over the past year, our focus remained on strengthening our product portfolio and ensuring consistency in quality across markets. As we move into the New Year, we are looking at expanding our reach and building deeper relationships with our partners.”

Healthcare delivery also progressed steadily. Dr. Richa Rai, CEO, Heritage Hospitals, a forward-looking healthcare leader driving patient-centric care stated, “2025 was a year of consolidation for hospital-led healthcare. Investments in diagnostics, specialised services and digital systems helped improve patient outcomes and operational efficiency.”

Consumer-facing and technology-led businesses reported stable demand. Mr. Aman Choudhary, Executive Director  Marketing, Anmol Industries Limited observed,

“India’s packaged food market maintained its uninterrupted growth in 2025, supported by daily consumption, and deeper market penetration. Strengthening distribution reach, ensuring affordability and maintaining consistent quality were the focus areas. Anmol continues to focus on building trust through reliability and value as we move into 2026.”
Retail and lifestyle brands, particularly in fashion and consumer categories, continued to grow through 2025. Devo, a men’s premium occasion wear brand and a Siyaram’s initiative, expanded its presence across key markets during the year. Commenting on this, Mr. Gaurav Poddar, Executive Director, Siyaram’s said, “In 2025, Devo strengthened its retail presence with flagship openings across key North Indian cities including Prayagraj, Lucknow, Jalandhar, Delhi and Dehradun, taking our premium occasion wear to more than a dozen markets. The year was centred on refining craftsmanship, elevating design detail and creating in-store experiences that reflect evolving consumer tastes. Going forward, our priority remains on deepening our footprint in culturally strong markets while balancing tradition, modern elegance and consistent quality.”

Taken together, 2025 had been a year of good buyer sentiment with continuous performance of business. As 2026 beckons, business leaders across industries seem to be pretty determined to scale higher growth, cement trust-building and create long-term value.

Retail Sector Maintains Strong Hiring at 8.1% in HY2: TeamLease Report

As per the latest TeamLease Employment Outlook Report, Retail sector sentiment stays strong, with the Net Employment Outlook rising to 8.1% in HY2 from 5.2% in HY1, driven by festive demand, GST relief, omni-channel retail, and quick-commerce growth. Hiring will centre on category managers, pricing analysts, loyalty specialists, last-mile planners, and digital roles like ad-ops and shopper analytics, even as 7% of employers anticipate reductions in underperforming formats and admin-heavy roles. The sector is steadily shifting toward analytics-led customer engagement over physical store expansion. These findings are based on a survey of 1,251 employers across 23 industries and 20 cities, conducted from June to August 2025.

Strong Growth Momentum: Retail hiring stays strong with NEC rising to 8.1% in HY2  driven by festive demand, GST relief, omni-channel retail, and quick-commerce growth.

Priority Roles in Demand: Demand is highest for category managers, pricing analysts, loyalty specialists, last-mile planners, and roles in digital ad-ops and shopper analytics.

Selective Reductions in Legacy Roles: 7% of employers expect reductions, mainly in underperforming store formats, redundant checkout roles, and admin-heavy positions, as the sector shifts toward analytics-led customer engagement.

Top Job Functions: Percentage of Employers Interested in Hiring:

  • Sales and Marketing – 81%
  • Blue Collar – 39%
  • Back office and admin – 35%

Top Job Locations: The major hubs attracting retail talents are:

  • Mumbai – 31%
  • Bengaluru – 28%
  • Delhi – 25 %

Reflecting on the findings, Balasubramanian A, Senior Vice President, TeamLease Services, said,

“ The jump in the Net Employment Outlook from 5.2% in HY1 to 8.1% in HY2 highlights the retail sector’s robust confidence and resilience. The retail sector’s upbeat hiring sentiment signals strong consumer confidence and a resilient market outlook. As technology-led roles gain prominence, businesses are clearly prioritising efficiency and deeper customer engagement. This sustained momentum sets the stage for steady job creation and continued growth across the sector.”

Gaurav Garg, Lemonn Markets Desk, Shares Market Insights

India’s primary market in 2025 combined record-breaking activity with increasingly discerning investor behaviour, creating one of the most active yet rational IPO years in recent times. Mainboard listings rose to 106  raising INR 1.83 lakh crore, while the SME segment matched the momentum with 260 listings, raising INR 12,210 crore.

Issuance Mix and Demand Patterns

Automotive, consumer discretionary, and industrial companies led fundraising, supported by financial services and technology. A key trend was the shift in investor behaviour:

  • Mainboard IPO subscriptions increased to 29.2x from 25.3x in 2024, while retail participation moderated to 7.7x amid valuation concerns.

  • SMEs recorded an average subscription of 69.6x, driven by strong HNI demand at 186x, though still lower than last year’s 175x overall and 427x in the HNI category.

SMEs emerged as the preferred high-risk, high-reward segment, with peak participation in Q2–Q3 and September.

Listing Performance and Market Differentiation

2025 marked a departure from 2024’s exuberance:

  • Mainboard IPOs debuted with average gains of 9.06%

  • SME listings gained 11.23%, both significantly lower than the previous year.

A clear size-performance pattern emerged: smaller IPOs outperformed larger ones. Issues under ₹2 billion delivered 37% gains, compared with 29% for ₹50 billion-plus offerings.

Standout Moment: The LG Electronics Frenzy

LG Electronics dominated market headlines with a record INR 4.4 trillion in bids, marking the highest-ever subscription for a domestic IPO. The issue was 54x subscribed overall, including 166x from QIBs, leaving retail investors largely dependent on lottery-based allocations a trend seen in several high-interest offerings.

Sentiment and Market Behaviour

Despite abundant domestic liquidity, investor sentiment remained cautious. Global headwinds, FPI outflows, valuation pushback, and the rise of OFS-led structures encouraged discipline. Yet, steady SIP inflows and growing DII participation ensured that supply did not outpace demand.

Overall, 2025 was a year of high volumes, sharper pricing discipline, and clear performance divergence, with SMEs dominating participation and smaller, sensibly priced offerings leading returns.

Outlook for 2026

The outlook for 2026 appears positive for the Nifty, supported by several policy-driven tailwinds:

  • GST-related benefits and the growth impulse from rate cuts in 2025 are expected to reflect in economic activity.

  • The revised tax structure, with zero tax up to ₹12 lakh, should further support consumption and household spending.

  • H2 performance is expected to outpace H1, with the market positioned for a growth rebound backed by favourable policies and improved foreign inflows as global quantitative tightening pauses and easing cycles potentially resume.

The upcoming Union Budget is likely to provide additional room for infrastructure and capital expenditure, supporting the investment cycle in 2026 after a temporary slowdown in 2025 due to lower tax collections.

7 AI Companies to Look Out for in 2026

Across industries, AI is rapidly moving from a “tool” to an invisible layer of infrastructure that now underpins code, content, supply chains, risk management and even board-level strategy. Global adoption has surged in just a few years, outpacing the early growth of both the internet and smartphones. As AI usage scales and companies continue to innovate, the real winners will be the ones that deliver measurable value to customers.  

The bar for “AI innovation” is now significantly high. Businesses must level up to deliver AI solutions that are safer, cheaper and smarter at scale. As this shift continues, thousands of indistinguishable AI solutions will fade away, while a smaller group of builders that deliver real value and solve genuine customer problems will rise to the top. This article showcases the 7 AI companies to watch in 2026 for their distinctive innovations.

  • KOGO AI

KOGO AI is a flagship agentic systems platform, built to make AI usable, secure and trustworthy for mission-critical enterprises. With its “Private AI in a Box” model, KOGO delivers a sovereign AI stack that organisations can deploy fully on-premise and at the edge, so sensitive data never leaves their own environment.

KOGO anchors this platform in an end-to-end, zero-trust security model. It uses air-gapped pipelines, strict access controls and compliance with standards such as GDPR, HIPAA, PCI-DSS and RBI norms to protect regulated data and classified workloads. By keeping both models and data inside the customer’s perimeter, KOGO not only reduces compliance risk but also improves ROI, cutting cloud egress costs, reducing integration firefighting and freeing teams to focus on growth and new revenue. In 2026, as enterprises shift from experimental AI to secure, production-grade deployments, KOGO’s sovereign, privacy-first architecture positions it strongly to become the trusted AI backbone for heavily regulated industries.

  • Neysa

Neysa offers an AI Acceleration Cloud System built on open-source technologies to deliver fast, secure and cost-efficient training and inference on GPUs. The platform provides a full-stack AI infrastructure that allows businesses to discover, deploy and scale GenAI and AI use cases without wrestling with complex tooling. Teams can train, test, deploy and monitor their AI models from a single dashboard, eliminating the friction of managing multiple systems.

As AI adoption accelerates across industries, enterprises increasingly need infrastructure that is powerful, predictable and financially responsible. Neysa’s Velocis platform brings orchestration, cost governance and enterprise-grade security into one environment, giving organisations the confidence to run mission-critical AI workloads at scale. Whether a team is training foundation models, fine-tuning LLMs or deploying inference in production, Velocis helps them move from prototype to real-world impact, faster and more efficiently.

  • Mistral AI

Mistral AI is building one of the most powerful open AI platforms for enterprises, enabling organisations to customise, fine-tune and deploy AI assistants, autonomous agents and multimodal applications with full control over their data. The company focuses on high-performance open models that enterprises can train, distill, fine-tune and deploy across on-prem, cloud, edge and device environments

Mistral backs this with strong orchestration, safety tooling and developer-friendly APIs, allowing teams to build production-grade copilots, knowledge assistants and automation agents at scale. Its models support multilingual workloads and mission-critical enterprise use cases, while the company’s applied AI experts provide hands-on support across deployment, optimisation and safety.

Mistral combines cutting-edge research with an open-source philosophy that gives developers the flexibility to experiment, iterate and innovate efficiently and cost-effectively. As enterprises seek AI platforms that balance power, cost, control and openness, Mistral’s efficient, enterprise-ready models position it as one of the most credible global challengers in the AI ecosystem.

  • Vahan Ai

Vahan AI is building a large-scale platform to support India’s 300-million-strong blue-collar workforce, helping workers access earning opportunities while giving businesses a faster, smarter way to hire and manage frontline talent. The company uses AI-driven chatbot technology to simplify recruitment, onboarding, payroll and staffing, allowing enterprises to scale their blue-collar workforce with lower overheads and fewer vendor dependencies.

Through AI-assisted workflows, Vahan helps employers source high-quality workers, improve supply even in stressed markets and reduce turnaround times by 20% or more. Businesses can hire on-demand workers in days, rapidly onboard during peak seasons and ensure labour supply aligns with operational needs. At the same time, Vahan aims to give workers access to better tools, benefits and support systems so they can build more stable livelihoods.The company’s broader mission is to create a ripple effect of inclusive economic growth starting in India and eventually impacting over a billion people worldwide.

  • Resmonics AI

Resmonics AI offers a fully automatic, plug-and-play system built on years of research at leading Swiss universities and hospitals. The platform detects and monitors the use of hand and surface disinfectants in real time, delivering 24/7 objective monitoring, not just periodic manual audits. This always-on insight helps hospitals identify trends, uncover gaps in hygiene compliance and take timely corrective action.

The system works anonymously, so it avoids privacy concerns, and it operates independently without requiring integration into hospital IT. Hospitals can deploy it straight out of the box and immediately benefit from accurate, continuous disinfection monitoring that supports patient safety and infection control. With hospital-acquired infections under increasing scrutiny worldwide, Resmonics AI’s simple, automated and privacy-safe approach gives healthcare systems a practical way to improve hygiene standards and outcomes at scale.

  • Covariant 

Covariant is building a universal AI platform for robotics designed to give robots the ability to see, reason and act reliably in complex, real-world environments. Powered by its foundation model RFM-1 and trained on one of the world’s largest multimodal robotics datasets from warehouses globally, the Covariant Brain enables robots to pick and handle virtually any SKU from Day One, without brittle rules or long setup times.

The company focuses on moving AI from the lab into high-volume logistics and industrial operations, powering autonomous robots for tasks such as picking, sorting and kitting. By standardising intelligence on a single AI layer, Covariant helps enterprises scale automation across sites and workflows.

As supply chains push for automation that works in messy, ever-changing environments, Covariant’s universal AI brain positions it strongly as the intelligence layer behind the next wave of warehouse and industrial robotics.

  • Simbian

Simbian is an AI security operations platform that deploys context-aware autonomous agents to triage, investigate and respond to threats at machine speed. The company delivers AI-powered, hyper-automated security operations for enterprises worldwide, helping security teams operate faster, smarter and with greater resilience.

Simbian runs 24/7 autonomous SOC agents that detect and respond to incidents in real time, reducing alert fatigue and strengthening defensive readiness. As AI-driven and highly sophisticated cyberattacks continue to rise, this level of automated threat detection and response is becoming critical. Simbian’s agents autonomously investigate every alert, improve detection accuracy, reduce dwell time and deliver consistent, reliable outcomes. The platform also validates security controls, prioritises the risks that matter most and guides precise remediation,often before adversaries can strike.

Indian Furniture & Interiors Sector Embraces Disciplined Growth, Quality Focus and Stronger Collaboration in 2025

Mr. Tushar Verma, Executive Vice President, REHAU India & Subcon

By:- Mr. Tushar Verma Executive Vice President, REHAU India & Sub Con on Year’s performance in the interior industry

When I reflect on 2025, I see a year where the Indian furniture and interiors business became more deliberate in how it grew. Design conversations did not stop, but they were increasingly supported by serious discussions around materials, performance, and execution. Categories like edgebands and decorative surfaces saw consistent traction, largely because customers and project partners began paying closer attention to finish quality, edge detailing, and how products perform over time, not only on day one. The element that stood out equally was the strength of collaboration across the ecosystem. Engagements with OEMs, architects, fabricators, and channel partners became far more focused on problem-solving and delivery. That shift helped improve site execution, reduce rework, and bring better predictability into projects. Decorative surfaces also grew as a business segment, with growing demand for restrained colours, tactile finishes as well as solutions that fit both residential & large-format commercial spaces. As the year closes, the industry feels stable alongside being better aligned and prepared to scale with clarity & discipline.

Ahmad Assiri Shares Outlook on Global Metals Market Trends

Precious metals came under pressure following yesterday’s aggressive sell off. Gold fell by more than 5%, while silver experienced more than double that volatility. The speed of the correction, as much as its magnitude, was the key element behind the intensity of the market reaction.

The move appears to have been driven by a combination of profit taking and the unwinding of leveraged positions. Silver was at the center of the action after the recent rapid surge, understandably prompting participants to lock in gains. A key aggravating factor was the increase in margin requirements last Friday, with an additional  5,000 per March contract. This amplified the downside move, turning the pullback into a negative feedback loop that each additional leg lower pushed more positions below maintenance thresholds, triggering further forced selling until fresh flows eventually absorbed the pressure.

Thin seasonal liquidity also played a meaningful role. At this time of year, market depth is typically thinner leaving pricing more fragile and more sensitive to flows. In such an environment, relatively modest positioning adjustments can translate into pronounced price moves in the absence of the usual market depth.

That said, context remains critical. Stepping back, both gold and silver have effectively retraced to levels seen just before the holiday period, barely a week ago. This does not necessarily imply the correction is over. However, this environment is clearly attractive for speculative flows, and importantly, the longer term fundamentals for precious metals remain intact.

Tactically, attention now shifts to key technical reference points. In silver, 70 – 71 per ounce range stands out as a support and monitoring area, even though prices at those levels would still sit meaningfully above the 50 day moving average, reflecting the speed of the prior rally. In gold, price action continues to show resilience around the 4,350 levels, which coincides with the upper boundary of the previous price channel. As volatility subsides and liquidation pressures ease, this pullback could ultimately prove to be a renewed opportunity rather than trend reversal in gold.

Sleeping with Cloves or Betel Nut in the Mouth Can Be Life-Threatening

The habit of sleeping with betel nut, clove, or any other object in the mouth is common among many people, but it can prove to be extremely dangerous. During sleep, such objects can accidentally pass through the airway into the lungs, leading to repeated infections over a long period of time.

WhatsApp Image 2025-12-29 at 3.58.13 PM

Recently, a similar case was seen at Apollo Hospital, where a nearly 70-year-old elderly woman was admitted with complaints of recurrent chest infections and pneumonia. Due to her deteriorating condition, she had to be admitted to the ICU. X-ray and CT scan investigations revealed pneumonia in her lungs. The patient already had a history of heart disease, high blood pressure, and was taking blood thinners.

To understand the underlying cause of the illness, doctors decided to perform a bronchoscopy. Apollo Hospital pulmonologist Dr. Shubham Agarwal explained that during the bronchoscopy, it was observed that a foreign object was lodged inside the lung in the area affected by pneumonia. The doctors informed the family that removing the object was absolutely necessary and that the procedure would require general anesthesia and ventilator support. As the procedure was lengthy, the family was initially anxious, but after detailed discussion and reassurance, they gave their consent.

The patient was then completely sedated, and with the help of a camera and specialized instruments, the object was removed from inside the lung. Mild bleeding occurred during the procedure, which was successfully controlled with medication. When the object was finally extracted, it turned out to be a piece of betel nut. The family revealed that the patient had a habit of chewing betel nut and often fell asleep at night with it in her mouth. This piece of betel nut had entered and remained lodged in her lung, causing repeated infections over a long time.

After removal of the betel nut, the patient’s condition improved rapidly. She was taken off the ventilator and soon recovered completely and was discharged home in stable condition.

Dr. Shubham stated that when any foreign object gets stuck in the lungs through the airway, the entire area beyond that point becomes infected, often leading to pus formation. Many times, when a person is in deep sleep, objects that enter the lungs through the airway do not cause obvious symptoms, and a mild cough may be the only sign. Cough syrups or nebulization can suppress these symptoms, and even X-rays may fail to detect the presence of a foreign body in the lungs. Therefore, extreme caution is required.

He further warned that sleeping with betel nut, cloves, or any other object in the mouth is extremely dangerous and can be life-threatening. Additionally, if an adult experiences recurrent chest infections or pneumonia, it is essential to consider the possibility of a foreign object lodged in the lungs. During sleep, such incidents may not trigger a strong cough reflex, allowing the real cause to remain hidden for a long time.

Dr. Mayank Somani, MD & CEO, Apollomedics Super Speciality Hospital;

said that this case highlights how small, careless everyday habits such as chewing something while sleeping can lead to serious illnesses. A foreign object stuck in the lungs can continue to spread infection for a long time without clear symptoms, while treatment remains limited to medications alone. Timely and accurate diagnosis not only revealed the true cause of the illness but also saved the patient’s life. Therefore, it is crucial to thoroughly investigate the hidden causes behind recurrent cough or infections.