AU Small Finance Bank (AU SFB), India’s largest Small Finance Bank and the first in over a decade to receive in-principle approval to transition into a Universal Bank, has shared its full range of savings accounts designed to meet the needs of every kind of Indian customer.
From AU Digital and AU Royale World to AU Platinum, AU Value, and AU Vikaas — built for women, senior citizens, students, NRIs, and salaried professionals — the Bank’s savings account portfolio offers easy video KYC account opening, attractive interest rates with monthly payouts, the AU 0101 mobile banking app, and a range of debit cards powered by RuPay, Visa, and Mastercard.
India’s banking landscape continues to shift toward digital-first financial services, with customers increasingly seeking savings accounts that combine convenience, strong returns, and seamless digital access. AU Small Finance Bank has responded to this shift by expanding its savings account offerings across customer segments while delivering a technology-enabled banking experience throughout.
Types of AU Small Finance Bank Savings Accounts
AU SFB offers a comprehensive suite of savings account products for individuals across different life stages and financial needs — including digital-native customers, salaried professionals, women, senior citizens, students, farmers, NRIs, and high-net-worth individuals. Customers can choose from:
- AU Digital Savings Account : for customers who prefer a fully online experience
- AU Royale and AU Royale World : premium accounts with elevated privileges
- AU Platinum : designed for high-value banking relationships
- AU Value : a straightforward, everyday savings option
- AU Vikaas : tailored for broader financial inclusion
- AU Swadesh : built with NRI banking needs in mind
- AU Kids Savings Account : introducing young customers to banking
- AU Kisan Savings Account : designed for farmers
Each variant is built around specific banking preferences and lifestyle requirements, giving customers the flexibility to pick the account that suits them best.
How to Open a Digital Savings Account Online
AU Small Finance Bank has simplified the account opening journey through a fully digital process:
- Complete the application using Aadhaar and PAN details
- Verify identity digitally through a Video KYC call, no branch visit required
- Start banking immediately via the AU 0101 Mobile Banking App or NetBanking platform
This eliminates paperwork and enables customers to open and activate a digital savings account entirely online, without any paperwork.
Savings Account Interest Rates and Monthly Payouts
AU SFB strengthens its savings account proposition with competitive interest rates and monthly interest payouts, allowing customers to earn interest more frequently while retaining easy access to their funds.
Customers can estimate their expected earnings using the Savings Account Interest Rate Calculator available on the Bank’s website, helping them understand potential interest income based on their account balance before choosing the right savings account.
AU 0101 Mobile Banking App and Net Banking
The AU 0101 Mobile Banking App and Net Banking platform bring together a full range of digital banking services in one place. Customers can:
- View account balances in real time
- Transfer funds via IMPS, NEFT, and RTGS
- Make UPI payments
- Pay utility bills
- Download account statements
- Manage debit cards
- Open fixed deposits
- Request banking services securely from anywhere
Millions of customers already use the mobile banking app as their preferred channel for everyday banking.
Key Benefits of AU Savings Accounts
Beyond digital convenience, AU Small Finance Bank’s savings accounts offer:
- Monthly interest payouts
- Debit cards across RuPay, Visa, and Mastercard networks
- Video banking support
- Extended banking hours
- Paperless banking
- Dedicated relationship management for select account variants
- Family banking privileges on premium programmes
- Access to a nationwide network of over 2,700+ banking touchpoints
Banking Built for Every Customer
As digital adoption continues to reshape banking in India, AU Small Finance Bank remains focused on making banking more accessible through customer-centric savings account solutions, competitive savings account interest rates, and digital tools that simplify financial management. By combining a diverse savings account portfolio with the Savings Account Interest Rate Calculator and the AU 0101 Mobile Banking App, the Bank continues to strengthen its digital banking ecosystem, enabling customers to bank confidently, conveniently, and securely.
