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Business Wire India

• Ducati brings together its passionate community of riders for a high-octane celebration at BIC, marking the beginning of its 100-year legacy celebrations in India, featuring Official Ducati stunt rider Emilio Zamora’s debut at BIC
• 70+ riders attended the Track Day and a total of 150 Ducatisti gathered for the Sundowner event in the evening

As Ducati embarks on its monumental 100-year anniversary in 2026, commemorating a century of transforming a ‘Made in Italy’ dream into a global symbol of excellence, passion, style, and innovation since its founding in 1926, the luxury motorcycle brand formally initiated its global centenary celebrations in India. This landmark occasion commenced with an exclusive DRE Track Day event held at Buddh International Circuit (BIC). This high-octane celebration brought together Ducati owners and their families for a day dedicated to performance, community engagement, and the spirit of motorcycling, further enhanced by a spectacular stunt showcase from Official Ducati stunt rider Emilio Zamora for the first time in India.

The DRE Track Day, open exclusively for Ducati owners, welcomed the participation of over 70 Ducatisti providing them with the unique opportunity to experience the thrill of riding their motorcycles on a world-class racing circuit. Apart from Open sessions, the event also featured 3 levels of training – Intro, Evo and Master, ably led by DRE Certified instructors Rishi Agarwal, Anand Dharmaraj and Dilip Lalwani, who also holds the record for the fastest lap on a production superbike (1:54:926 on 2025 Panigale V4S).

Speaking on the occasion, Mr. Bipul Chandra, Managing Director, Ducati India, stated, “As Ducati commemorates 100 years globally, India stands as a crucial market where the brand’s passion continues to intensify year after year. The DRE Track Day at BIC, coupled with Emilio Zamora’s electrifying performance and our sundowner celebration, is more than an event; it represents a celebration of our community, our rich heritage, and the distinctive thrill that defines every Ducati. Our Ducatisti are central to all our endeavours, and this centenary year is dedicated to fostering their connection with the brand through unforgettable experiences.”

Ducati has cultivated a significant presence in India, one of the world’s most rapidly expanding premium motorcycle markets, for over last 10 years. With a comprehensive network of 9 dealerships and 2 exclusive service workshops (Goa and Ahmedabad) and a strategic focus on delivering premium ownership experiences, Ducati India plays a pivotal role in the brand’s growth strategy in India.

Business Wire India

AXS Japan, a trusted leader in advanced ticketing and live event technology, announced today that it will serve as the Official Ticketing Partner for “BLACK SAMURAI SUMMIT 2026,” the second annual special event hosted by professional basketball player Rui Hachimura, taking place from August 6-8, 2026. The BLACK SAMURAI Showcase concludes a training camp designed to elevate Japanese basketball on the global stage while inspiring the next generation of players and fans across the country.

 

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260412887041/en/

 

 

 

BLACK SAMURAI is a breakthrough event that creates a powerful bridge between Rui Hachimura, competing at the highest level of international basketball, and the next generation of athletes in Japan who aspire to follow in his footsteps. Through direct fan engagement and hands-on mentorship, Hachimura shares the elite skills, physical preparation, and disciplined mindset required to compete among the world’s best. Building on the momentum of 2025, “BLACK SAMURAI 2026” will once again deliver immersive coaching experiences for young players while serving as a defining sports and entertainment platform that promotes ambition nationwide and strengthens Japan’s presence in the global basketball community.

 

From Rui Hachimura:

 

 

“I am grateful for AXS’s support and for their belief in the vision that BLACK SAMURAI represents. As a Japanese athlete and a professional basketball player, my goal is to grow this initiative over the long term, elevate it to an even higher level, and ultimately share it with the world. Together with AXS, I hope we can create a seamless and trusted event experience – not only for the young players participating in the camp, but also for the fans who support this journey.”

 

 

AXS, the ticketing arm of AEG – the world’s leading sports and live entertainment company – manages ticket sales for hundreds of arenas, sports teams, festivals, and concerts throughout North America, Europe, and Asia-Pacific. AXS’s platform provides global-standard functionality with flexible ticketing configurations designed to support diverse event needs. This enables event organizers to configure ticket sales settings and tailor their ticketing strategies at the individual event level.

 

 

From Akio Masamoto, Vice President, AXS Japan:

 

 

“BLACK SAMURAI is more than an event – it represents ambition, national pride and the elevation of Japanese basketball onto the world stage. It is an honor for AXS to serve as official ticketing partner in support of Rui Hachimura’s leadership and vision. Through our global platform and commitment to innovation, security and fan experience, we are proud to help deliver an event worthy of Rui’s mission and the next generation of athletes.”

 

 

“BLACK SAMURAI SUMMIT 2026” Event Overview
Event Name: BLACK SAMURAI SUMMIT 2026
Event Date: August 6-8, 2026
Organizer: BLACK SAMURAI
Official Ticket Sales: AXS Japan (Official Ticketing Partner)
Onsale Information: 12:00 JST, April 17 (20:00 PDT, April 16)
Official Event Website: https://blacksamurai.jp/2026/summit

 

 

About AXS

 

 

AXS is a trusted leader in advanced ticketing and live event technology, operating across North America, Europe, and Asia-Pacific, providing access to some of the world’s most iconic venues, sports teams, festivals, and global tours. With customized ticketing solutions, innovative technology, and dedicated customer service, AXS partners with over 1,600 of the most recognized brands in sports and entertainment — including the LA28 Olympic & Paralympic Games, Coachella Valley Music and Arts Festival, Red Rocks Amphitheatre, The O2 Arena, BNP Paribas Open, WM Phoenix Open, and Stagecoach Country Music Festival. AXS’s primary and secondary marketplaces, along with its proprietary AXS Mobile ID technology, deliver one of the easiest and most secure ways for fans to buy, sell, and manage tickets.

 

 

www.axs.com/

 

 

About BLACK SAMURAI 2026

 

 

“BLACK SAMURAI 2026” is a platform designed to pass on the experience, perspective, and mindset that Rui Hachimura has gained on the global stage to the next generation, with the aim of strengthening and advancing Japanese basketball.

 

 

By providing children and emerging top players with direct exposure to global standards, the initiative seeks to update long-standing norms in Japan such as domestically focused development environments centered around schools and local clubs, as well as coaching approaches that emphasize long training hours detached from real-game situations. Through this, BLACK SAMURAI aims to redefine what is considered “normal” in Japanese basketball.

 

 

Through these efforts, the program will not only impact young players but also create meaningful changes in the awareness and environment of those surrounding the sport, including parents, coaches, and basketball fans.

 

 

In addition, by exposing participants to global standards from an early age, the initiative broadens their perspectives and expands their future opportunities. It also aims to provide children who have limited access to basketball due to financial or other constraints with the opportunity to experience the joy of the sport and create pathways for continued engagement.

 

 

Rui Hachimura Official Accounts
Instagram: https://www.instagram.com/rui_8mura/
X: https://x.com/rui_8mura
TikTok: https://www.tiktok.com/@rui_8mura
YouTube: https://www.youtube.com/@BLACK_SAMURAI_RUI_HACHIMURA

 

 

BLACK SAMURAI Official Accounts
Instagram: https://www.instagram.com/blacksamurai/

 

 

 

 

View source version on businesswire.com: https://www.businesswire.com/news/home/20260412887041/en/

 

Business Wire India

Business Wire India, a trusted source for corporate news and press release distribution, is excited to roll out its redesigned website businesswireindia.com. With a cutting-edge design, improved functionality, and an intuitive interface, the upgraded platform is designed to deliver a faster, smarter, and more seamless experience for clients, journalists, and readers alike.

Trusted by the biggest names across industries to disseminate their news, Business Wire India is committed to delivering accurate, timely, and high-quality corporate news to national and global media as it blends a refreshed look with its established credibility.

“The new website is a significant step in our commitment to continuously improve the experience of our clients,” said Gagan Talwar, MD, Business Wire India. “As the media landscape evolves, our goal is to ensure the smoothest possible path for news dissemination and discovery.”

Key features of the new website include:

• Enhanced User Experience: A modern interface and improved navigation ensure quicker access to press releases and updates across industries.
• Powerful Performance: Improved backend infrastructure supports better performance and quick page load time.
• Advance Search Tools: Streamlined search and filters to find industry-specific or locally relevant news efficiently through upgraded tools and categories.
• Resource Access: New hub for industry news, top releases, educational content, and the BWI blog.

Business Wire India’s redesigned website is an important leap in redefining corporate news distribution while reinforcing its position as a leader in press release services and media engagement. Visit businesswireindia.com to experience the upgrades firsthand.

Business Wire India

CNKT+ is starting to move beyond its internal ecosystem and into wider market visibility. What began as a token tied to learning and participation is now appearing across public platforms where users can track charts, follow signals, and observe real activity. This shift matters because it helps more people discover CNKT+ and understand how it behaves in live market conditions.

 

How The Ecosystem Connects

 

The Coinnekt+ ecosystem connects learning, entrepreneurship, and decentralized finance in one simple flow. Users can build skills, contribute to projects, and earn CNKT+ through their participation. These tokens do not remain inside the platform but move into the broader market, where they can be tracked, analyzed, and used across different environments.

 

From GeckoTerminal to Major Trackers

 

The first stage of visibility started with GeckoTerminal, where CNKT+ began showing real on-chain activity. Each listing added more exposure, making it easier for users to track price, volume, and overall market behaviour. From there, the token expanded across platforms like:

 

• CoinMarketCap
• CoinGecko
• LiveCoinWatch
• DappRadar
• Coinbase
• Crypto.com
• LBank
• WEEX

 

Learning That Moves Into Market

 

CNKT+ is more than just a token, it connects learning with a real market opportunity. As listings expand, their value is becoming more visible across platforms. With WEEX live and UZX coming next, the ecosystem is entering a new phase. User participation now reflects both inside the platform and in the market. CNKT+ is building a space where learning, growth, and market access come together.

 

WEEX Marked the Trading Shift

 

After building visibility across trackers, CNKT+ entered a new phase with its WEEX listing. This was the point where tracking turned into trading. Users could:

• Watch live charts
• Follow signals
• Interact with the market directly

This shift made CNKT+ part of an active trading environment instead of just a tracked token.

 

The Next Move After WEEX

 

Now, the next phase is starting to form. CNKT+ is preparing to list on UZX this month, adding another exchange layer to its growth. This means the project is continuing its expansion, moving from one platform to the next instead of stopping at a single listing. After WEEX opened the trading stage, UZX became the next step in expanding market access.

 

A Growing Market Presence

 

CNKT+ is still built on learning and participation, but now it is moving into a broader market phase. With trackers, WEEX, and the upcoming UZX listing all connected, the ecosystem is expanding step by step. Stay active, follow the charts, and watch how CNKT+ continues to grow after WEEX.

Business Wire India

Today, Venture Global, Inc. (NYSE: VG) announced that its subsidiary Calcasieu Pass Funding, LLC (the “Company”), which indirectly controls the Calcasieu Pass project, entered into a $1,750,000,000 senior secured, term loan B credit facility (the “Facility”). Venture Global used a portion of the proceeds from the Facility to redeem, in full, the preferred equity interests of the Company that were previously issued to Stonepeak Bayou Holdings II LP.

 

“We’re very pleased to successfully close this $1.75 billion secured credit facility, which represents a significant milestone for our company,” said Venture Global CEO Mike Sabel. “This transaction meaningfully reduces our overall cost of capital while further strengthening our balance sheet and liquidity position. Just as importantly, it demonstrates our continued ability to efficiently access the capital markets, even in a dynamic environment. We believe this enhanced financial flexibility positions us well to execute on our strategic priorities and drive long-term value for our stakeholders.”

 

 

Goldman Sachs served as Lead Left Arranger and Bookrunner while Barclays, Natixis and Wells Fargo each served as Lead Right Arrangers and Joint Bookrunners for the Facility. Latham & Watkins LLP served as counsel to Venture Global and Skadden, Arps, Slate, Meagher & Flom LLP served as counsel to the arrangers.

 

 

About Venture Global

 

 

Venture Global is an American producer and exporter of low-cost U.S. liquefied natural gas (LNG) with over 100 MTPA of capacity in production, construction, or development. Venture Global began producing LNG from its first facility in 2022 and is now one of the largest LNG exporters in the United States. The company’s vertically integrated business includes assets across the LNG supply chain including LNG production, natural gas transport, shipping and regasification. The company’s first three projects, Calcasieu Pass, Plaquemines LNG, and CP2 LNG, are located in Louisiana along the U.S. Gulf Coast. Venture Global is developing Carbon Capture and Sequestration projects at each of its LNG facilities.

 

 

Forward-looking Statements

 

 

This press release contains forward-looking statements. We intend such forward-looking statements to be covered by the safe harbor provisions for forward-looking statements contained in Section 27A of the Securities Act of 1933, as amended (the “Securities Act”), and Section 21E of the Securities Exchange Act of 1934, as amended (the “Exchange Act”). All statements, other than statements of historical facts, included herein are “forward-looking statements.” In some cases, forward-looking statements can be identified by terminology such as “may,” “might,” “will,” “could,” “should,” “expect,” “plan,” “project,” “intend,” “anticipate,” “believe,” “estimate,” “predict,” “potential,” “pursue,” “target,” “continue,” the negative of such terms or other comparable terminology.

 

 

These forward-looking statements, which are subject to risks, uncertainties and assumptions about us, may include statements about our future performance, our contracts, our anticipated growth strategies and anticipated trends impacting our business. These statements are only predictions based on our current expectations and projections about future events. There are important factors that could cause our actual results, level of activity, performance or achievements to differ materially from the results, level of activity, performance or achievements expressed or implied by the forward-looking statements. Those factors include our need for significant additional capital to construct and complete future projects and related assets, and our potential inability to secure such financing on acceptable terms, or at all; our potential inability to accurately estimate costs for our projects, and the risk that the construction and operations of natural gas pipelines and pipeline connections for our projects suffer cost overruns and delays related to obtaining regulatory approvals, development risks, labor costs, unavailability of skilled workers, operational hazards and other risks; the uncertainty regarding the future of global trade dynamics, international trade agreements and the United States’ position on international trade, including the effects of tariffs; our dependence on our EPC and other contractors for the successful completion of our projects, including the potential inability of our contractors to perform their obligations under their contracts; various economic and political factors, including opposition by environmental or other public interest groups, or the lack of local government and community support required for our projects, which could negatively affect the permitting status, timing or overall development, construction and operation of our projects; and risks related to other factors discussed under “Item 1A.—Risk Factors” of our annual report on Form 10-K for the year ended December 31, 2025 as filed with the Securities and Exchange Commission (“SEC”) and any subsequent reports filed with the SEC.

 

 

Any forward-looking statements contained herein speak only as of the date of this press release and are based on assumptions that we believe to be reasonable as of this date. We undertake no obligation to update these statements to reflect subsequent events or circumstances, except as may be required by law.

 

 

 

 

View source version on businesswire.com: https://www.businesswire.com/news/home/20260410284514/en/

 

Business Wire India

Key Highlights

• Development pipeline of INR 5,100+ crore GDV
• ~12.24 million sq. ft. developable area
• 29 projects across residential and mixed-use
• 3–5 years execution visibility
• Additional INR 4,000+ crore GDV under evaluation

Kesar India Limited (“the Company”), a Nagpur-based real estate development company engaged in quality residential, commercial, and mixed‑use projects, announced a significant expansion of its long-term development pipeline through a series of strategic land acquisitions, marking a pivotal shift towards building scale, visibility and sustainability in its growth strategy.

Over the past year, the Company has actively consolidated land parcels to address key industry challenges such as rising land acquisition costs and limited future project visibility. Moving away from a short-term acquisition model, Kesar India has focused on assembling a structured and sustainable development pipeline, offering an estimated 3–5 years of execution visibility.

The Company estimates total project investments exceeding INR 2,000 crore, to be deployed in a phased and disciplined manner aligned with execution milestones.

Pipeline Overview:

• ~12.24 million sq. ft. of developable area
• Estimated Gross Development Value (GDV) exceeding INR 5,100 crore
• 29 projects across residential, mixed‑use and large‑format developments

This expanded pipeline positions Kesar India among the emerging real estate developers in Central India supported by a scaled, well-diversified and forward-looking project portfolio.

Commenting on the development, Mr. Sachin Gopal Gupta, Managing Director, Kesar India Limited, said, “The strategic acquisitions reflect our intent to build a long-term, scalable platform rather than operate on a project-to-project basis. By strengthening our land bank at this stage, we are laying the foundation for sustained growth while insulating the business from land price volatility and cyclical supply constraints.”

Execution & Capital Deployment

The upcoming portfolio is largely oriented towards large-format and mixed-use developments, which typically involve longer development cycles of 3–5 years. Consequently, the financial impact of this expanded pipeline is expected to crystallize progressively over the coming years.

To support execution, the Company estimates total project investments to exceed INR 2,000 crore, to be deployed in a phased manner aligned with the project timelines and development milestones.

Future Growth Runway

In addition, Kesar India is currently in advanced stages of evaluating further opportunities with an estimated potential GDV of over INR 4,000 crore, reinforcing the expansion momentum. These opportunities are subject to due diligence, regulatory approvals, and execution of definitive agreements and reflect the Company’s continued focus on strengthening its future growth runway.

Business Wire India

According to Omdia’s latest research, the global smartphone market performed above expectations in 1Q26, growing by 1% year on year. However, this growth does not yet reflect the full impact of rising supply-side costs, as vendor inventory frontloading in the channel temporarily supported shipments. Memory and storage costs are increasing sharply, while vendors have not fully implemented retail price increases across all markets. Mobile DRAM and NAND prices rose by around 90% quarter-on-quarter in Q1 and are expected to increase a further 30% in Q2, significantly increasing bill-of-materials. At the same time, early signs of logistics and trade flow disruption are adding friction to global supply chains.

 

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260410364909/en/

 

 

 

Samsung reclaimed the top position in Q1, supported by resilient flagship demand and strong Galaxy S26 series pre-orders – up more than 10% globally compared with the Galaxy S25 series – despite launch delays impacting its mid-range refresh cycle. Apple also delivered a strong quarter, supported by stable pricing and steady demand for the iPhone 17 series, despite some regional supply disruptions. Beyond the top two, most Android vendors are facing challenges on both volumes and margins, responding with tighter portfolios, selective launches and more disciplined pricing. However, within the “Others” category, Huawei’s strong domestic performance, supported by competitive pricing, and HONOR’s continued overseas expansion drove share gains.

 

“Vendors have little choice but to raise prices as cost pressures intensify”, said Sanyam Chaurasia, Principal Analyst at Omdia. “While price increases are happening across the industry, the impact is not uniform. Vendors with greater exposure to entry and mid-tier segments, such as Xiaomi and TRANSSION, are more exposed due to thinner margins and limited pricing power. In contrast, Apple has largely held pricing, while Samsung is taking a more market-selective approach. Beyond headline price increases, vendors are also managing margins through configuration changes, reduced promotions and tighter channel pricing. This is creating a more complex pricing environment, with financing and trade-ins playing a bigger role in supporting demand.”

 

 

“The worst is still ahead as cost-driven headwinds weigh on the smartphone value chain,” commented Runar Bjorhovde, Principal Analyst at Omdia. “In the near term, higher pricing is creating a demand shock, with consumers delaying purchases, before gradually adapting as pricing stabilises. At the same time, uncertainty around pricing and availability is prompting some channel partners to increase inventory, temporarily supporting shipments. However, this will delay rather than offset the impact for vendors, with pressure expected to intensify as the year progresses. Vendors will need to focus on margin protection, tighter portfolios and higher-value opportunities while strengthening brand and channel execution. Omdia expects the global smartphone market to be increasingly skewed to the downside in 2026, with shipments likely to decline by around 15% amid escalating costs and macro volatility.

 

 

Worldwide smartphone market share split Omdia Preliminary Smartphone Market Pulse: 1Q26
Vendor	1Q26   market share	1Q25   market share
Samsung	22%	20%
Apple	20%	19%
Xiaomi	11%	14%
OPPO	10%	11%
vivo	7%	8%
Others	29%	28%
Note: Preliminary estimates are subject to change on final release Xiaomi includes Redmi and POCO, vivo includes iQOO, OPPO includes realme and OnePlus Source: Omdia Smartphone Horizon Service (sell-in shipments), April 2026

 

ABOUT OMDIA

 

Omdia, part of TechTarget, Inc. d/b/a Informa TechTarget (Nasdaq: TTGT), is a technology research and advisory group. Our deep knowledge of tech markets grounded in real conversations with industry leaders and hundreds of thousands of data points, make our market intelligence our clients’ strategic advantage. From R&D to ROI, we identify the greatest opportunities and move the industry forward.

 

 

 

 

View source version on businesswire.com: https://www.businesswire.com/news/home/20260410364909/en/

 

Business Wire India

iPrudent (formerly Prudent Asset India Pvt Ltd), a leading name in mutual fund distribution and wealth management, proudly announces the launch of MF Bharat, a dedicated mutual fund investment application aimed at democratizing investing across India.

MF Bharat is built on a powerful belief – that mutual funds are among the most disciplined and structured vehicles for long-term wealth creation. By leveraging professional fund management, navigating market volatility, and harnessing the power of compounding, the platform enables individuals to participate meaningfully in India’s growth story.

Despite the rapid expansion of financial markets, participation remains limited. MF Bharat aims to bridge this gap by extending awareness and access beyond traditional investor segments- reaching individuals across Tier 2 and Tier 3 cities, including salaried workers, small business owners, delivery personnel, drivers, and support staff who have the discipline to save but often lack the right investment guidance.

Built for inclusivity and accessibility, MF Bharat ensures that anyone- regardless of geography or prior investment experience- can begin their wealth creation journey with confidence. By combining technology with deep financial expertise, the platform simplifies investing and empowers users to take informed financial decisions.

“This launch is more than just an app; it marks the beginning of a transformative journey to make mutual fund investing accessible to every Indian,” said Mr. Sunil Gupta, Founder & CEO of iPrudent.

“MF Bharat empowers us to take our research-driven philosophy to the grassroots level, ensuring that quality investment insights and disciplined strategies reach every aspiring investor in the country,” added Rajnish Mehan.

In addition to the app, iPrudent has also launched the MF Bharat YouTube channel, a dedicated initiative focused on investor education and knowledge sharing through its flagship series Learn from Masters. This platform aims to bring insights directly from industry leaders, simplifying complex financial concepts for everyday investors.

The first two episodes of the series have already been successfully released, featuring renowned market expert Mr. Ambareesh Baliga (Strategic Advisor, MF Bharat) and Mr. Ravi Kumar Jha (MD & CEO, LIC Mutual Fund), offering valuable perspectives on markets, investing behavior, and long-term wealth creation.

What sets MF Bharat apart is its unique, integrated approach- ensuring investors remain informed, educated, and updated through a strong and consistent digital presence across LinkedIn, Instagram, and YouTube. This multi-platform strategy enables continuous engagement, simplifies financial learning, and brings expert insights closer to everyday investors in a relatable format.

This integrated ecosystem- combining a powerful investment platform with accessible financial education and real-time digital engagement- reflects iPrudent’s commitment to empowering investors through integrity, innovation, and intelligent investing. As the company continues to expand its footprint across India, MF Bharat strengthens its vision of becoming a trusted partner in every individual’s financial journey.

For more information, visit: https://mfbharat.live/home.

Business Wire India

Personal loan EMI calculators are widely used by borrowers to estimate monthly repayments before committing to a loan. With digital loans on the rise, these tools have become a standard part of the borrowing process, especially for those exploring quick approvals and simplified processes. While calculators offer clarity, their accuracy depends on the assumptions built into them.

Knowing how accurate these calculators are helps borrowers avoid misplaced confidence and plan more realistically.

What Personal Loan EMI Calculators Are Designed To Do

A personal loan calculator estimates the monthly EMI using three key inputs. Loan amount, interest rate, and tenure.

Based on standard amortisation formulas, the calculator shows an EMI figure and total interest payable. For most borrowers, this provides a useful starting point for affordability assessment.

However, calculators are designed to simplify reality. They are not meant to capture every variable that affects actual repayment.

The Core Assumptions Behind EMI Calculations

Every EMI calculator relies on a set of assumptions that remain invisible to most users.

These assumptions include a

• Fixed interest rate,
• Uninterrupted repayment
• On time EMI deductions.

The calculator also assumes that the loan runs exactly as planned, without restructuring, delays, or changes.

When borrowers use an instant personal loan option, the speed of approval makes it even more important to recognise these assumptions before relying on the numbers shown.

For instance, FIRSTmoney Personal Loan by IDFC FIRST Bank comes with instant disbursal of up to Rs.15 lakh within 10 minutes through a 100% digital application process. However, you should still use EMI calculators carefully to ensure the repayment plan fits comfortably beyond the speed of access.

Where EMI Calculators Are Highly Accurate

EMI calculators are most accurate when the loan structure matches the assumptions closely.

For loans with fixed interest rates, fixed tenure, and no additional charges rolled into the loan, calculator outputs usually align well with actual EMIs. In such cases, the monthly figure shown is a reliable estimate.

As long as repayments happen on schedule and terms remain unchanged, the calculator performs exactly as intended.

Hidden Costs EMI Calculators Do Not Always Include

Many calculators do not account for processing fees, insurance premiums, or documentation charges if these are added to the loan amount. This can slightly increase actual EMIs compared to initial estimates.

Borrowers using a personal loan calculator should always confirm whether fees are deducted upfront or financed, as this affects real repayment figures.

Assumptions Around Interest Rate Stability

EMI calculators usually assume that the interest rate remains constant throughout the loan tenure. This is accurate for fixed rate loans, but not always for floating rate structures.

If the interest rate changes due to policy revisions or benchmark adjustments, EMIs may increase or tenure may extend. Calculators do not simulate these future changes.

Behavioural Assumptions Borrowers Often Ignore

Calculators also assume perfect borrower behaviour. They assume no missed EMIs, no delays, and no changes in income. Salary gaps, unexpected expenses, or account mandate issues can lead to penalties or interest accrual that calculators do not reflect.

This is particularly relevant for borrowers relying on instant personal loan disbursals without building buffers.

How Calculators Handle Prepayments and Foreclosure

Most basic EMI calculators do not factor in prepayments or early closure scenarios. They show repayment assuming the loan runs full term.

If borrowers plan to prepay, actual interest paid may be lower than what the calculator shows. However, this depends on prepayment rules and charges, which calculators do not evaluate.

In this context, you can consider options like FIRSTmoney Personal Loan by IDFC FIRST Bank where foreclosure charges are zero. Hence, you can close loans early without added financial strain.

Why Calculators Still Matter Despite Limitations

Despite these gaps, personal loan EMI calculator remain valuable because they remove guesswork from core loan planning.

They help borrowers compare scenarios, test tenures, and assess whether an EMI fits comfortably within monthly budgets. Even if not perfectly precise, they are far better than relying on assumptions or lender eligibility alone.

Eligibility for digital personal loans like FIRSTmoney by IDFC FIRST Bank typically include a stable monthly income, a CIBIL score of 710 or above, and age between 21 and 60 years old.

Common Misinterpretations to Avoid

Borrowers often treat calculator results as final quotes. This leads to disappointment when actual EMIs differ slightly.

Another mistake is using calculators to justify maximum borrowing rather than comfortable borrowing. Approval eligibility does not equal repayment comfort.

Insights and content strategy for this article were supported by Teamology.

Business Wire India

IQM Quantum Computers, a global leader in superconducting quantum computing, and the Capital of Quantum (CoQ) announced today the establishment of IQM’s first U.S. Quantum Technology Center in Discovery District Maryland.

 

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260409344244/en/

 

 

 

This strategic expansion strengthens IQM’s presence in one of the world’s most important quantum ecosystems and furthers the company’s global leadership in the quantum computing industry.

 

IQM’s new Quantum Technology Center highlights the company’s continued commitment to drive quantum education and research and collaborate with High-Performance Computing (HPC) service providers. By locating in the University of Maryland’s Discovery District, IQM is positioning itself closer to the federal research community, which includes the National Institute of Standards and Technology (NIST), NASA Goddard, and the Army Research Laboratory (DEVCOM), as well as the University of Maryland’s Applied Research Laboratory for Intelligence and Security and John Hopkin’s Applied Physics Laboratory.

 

 

“The United States is one of the world’s most important quantum markets. College Park connects us to the federal research community, and the quantum ecosystem being built around it. This is the right place to grow our U.S. presence,” said Jan Goetz, CEO and Co-founder of IQM Quantum Computers.

 

 

Maryland is uniquely situated at the intersection of research, science, commercialization, policy, and national security. The Capital of Quantum is a landmark public-private partnership designed to solidify Maryland’s role as a global leader in quantum information science and technology. This new technology center is directly aligned with the state initiative, supports national policies and will help drive commercialization.

 

 

Through this new center, IQM is focused on building local teams and capabilities, capitalizing on Maryland’s robust talent pipeline. The State of Maryland and the University of Maryland (UMD) boast one of the highest concentrations of quantum scientists and researchers in the country, with UMD ranking as a top-five producer of quantum PhDs.

 

 

“We are excited to welcome IQM to College Park’s Discovery District as they establish their first U.S. Quantum Technology Center”, said Dr. Corey Stambaugh, Director of the Capital of Quantum. “Maryland is focused on building deep and meaningful partnerships with global leaders like IQM, positioning the Capital of Quantum as a premier destination for quantum innovation and commercialization.”

 

 

The new U.S. Quantum Technology Center will serve as a collaborative hub, enabling IQM to work closely with local startups, academic institutions, and federal partners to accelerate the deployment of advanced quantum technologies. Through this partnership, IQM is supporting the U.S. quantum ecosystem and enabling American discovery.

 

 

About IQM Quantum Computers:

 

 

IQM Quantum Computers is a global leader in superconducting quantum computers, delivering full-stack quantum systems and cloud platform access to research institutions, universities, high-performance computing centres, and national laboratories worldwide. IQM’s on-premises deployment model gives customers direct ownership and control of their quantum infrastructure. Founded in 2018, headquartered in Finland, it has over 350 employees. IQM operates across Europe, Asia, and North America and has announced its plans to become the first publicly listed European quantum company on a major U.S. stock exchange with a dual listing on the Helsinki Stock Exchange also under consideration.

 

 

About the Capital of Quantum: The State of Maryland’s Capital of Quantum Initiative is a 5-year, $1 billion public-private partnership supported by the State of Maryland, the University of Maryland, and private sector partners. Anchored in Discovery District Maryland, the initiative aims to advance knowledge generation, drive commercial innovation, and build the critical infrastructure needed to accelerate the regional and national quantum economy. Learn more at capitalofquantum.com.

 

 

About Discovery District Maryland: Anchored by the University of Maryland, College Park, and home to more than 60 companies, federal agencies, academic research institutes, labs and collaborative spaces, Discovery District Maryland is one of the country’s densest clusters of specialized tech talent and infrastructure. Created to solve the world’s biggest challenges, Discovery District Maryland is evolving to include new housing, expanded transit and vibrant public spaces.

 

 

 

 

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