April 28, 2023: Zicuro Technologies Private Limited has been selected as technology partner by a leading and one of the largest Private Sector Banks for their IFSC Banking Unit. As a technology partner, Zicuro Technologies will have the responsibility of providing cutting- edge technology solutions that enable the bank to deliver its financial services in a secure, efficient, and scalable manner.

Last month Zicuro was selected as the technology partner by the Metropolitan Stock Exchange of India (MSEI). This partnership enables MSEI to provide efficient and effective services to its clients.

Providing services for IFSC Banking Unit requires a deep understanding of the bank’s business needs, as well as expertise in developing and implementing technology solutions that meet those needs. Zicuro Technologies will leverage its expertise and experience in the banking and financial services industry. This partnership opens new avenues of future growth and expansion as it continues to provide innovative technology solutions to meet the evolving needs of its clients. The software has met with encouraging responses from other Stakeholders in Gift City and other leading banks are expected to onboard Zicuro in the near future.

Commenting on the partnership, Mr. Abhishek Bansal, promoter of Zicuro and also the founder of Abans Holdings Ltd (NSE: AHL) said “We are delighted to partner with one of the largest, most respected, innovative, and leading Private Sector Banks in India, which has a wide presence in India and abroad having a large network of branches in India and with a presence in more than 16 countries other than India. The Bank is also one of the largest Custodians in India. This is a testament to our expertise and capabilities in delivering cutting-edge software solutions for the financial sector,” said Abhishek Bansal, Founder of Zicuro Technologies Private Limited.

Zicuro has developed Custodial Software, specially designed for multi-asset & multi-currency applications that interface with Banks, DP, Exchanges, Clearing Corporations, Brokers, PMS Providers through STP Platform. It has the ability to process trade at session level.

Bengaluru, April 28, 2023: Reliance Consumer Products Limited (RCPL), today announced a pan-India distribution partnership to make available the iconic beverage brand, the ‘Campa’ range, on udaan, India’s largest eB2B platform for retailers and small Kirana stores. Initially, RCPL’s range of Campa beverages will be available to over 50,000 retailers/Kirana stores. This distribution coverage will gradually expand to over 1 lakh retailers/Kirana stores in the next two months.

The three new Campa flavors – Cola, Orange, and Clear Lime – launched on the udaan platform will be available under various consumption ranges and price points, including a 200 ml pack for immediate consumption, 500 ml on-the-go sharing packs, and 2,000 ml family packs for in-home consumption.

To create awareness about the availability of the Campa range on the platform, udaan will work on various retailer promotions to drive expansion and increase the buyer base on the platform.

udaan recently launched its rural initiative, ‘Project Vistaar’, which is aimed at expanding and growing the Fast-Moving Consumer Goods (FMCG) and Food category by tapping into the huge opportunity offered by Bharat. As part of the project, udaan is servicing every rural market up to a population of 3000. The project is currently being implemented in rural Uttar Pradesh and has already scaled to over 15,000+ retailers across ten districts. The company aims to expand its reach to over 10,000 towns and villages in the next 10-12 months. Project Vistaar is a strategic step towards bridging the gap between urban and rural areas and is expected to make a wide range of FMCG brands accessible to the rural population by leveraging udaan’s vast kirana network.

Vinay Shrivastava, Head – FMCG Business, udaan, said, “We are excited to introduce and make available ‘The Great Indian Taste’ to the Indian consumers this summer. We believe that the large retailer base combined with a cost-effective distribution network places udaan in a unique position to serve the needs of RCPL for deeper market penetration for the ‘Campa’ range across Bharat.”

“Various national and regional brands have benefitted from udaan’s extensive distribution network, enabling brands faster access to national markets with significant cost benefits. In its pursuit to serve retailers and small kirana stores, udaan will continue to build on its strengths and work towards becoming a partner of choice for brands looking to scale their business across Bharat.” he further added.

udaan has invested across different pillars of business, including technology, supply chain, category, credit, people, and compliance, to accelerate and strengthen capabilities to serve its customers better. The company has also undertaken various initiatives to enhance overall customer experience by leveraging deep customer analytics and improving the speed of the app.

In CY 2022, udaan witnessed a huge surge in the Essentials category with a repeat purchase rate of over 89%, highlighting the strong relationship it enjoys with its partners. In addition, over 1.5 lakh tonnes of FMCG products were shipped through udaan, with a large volume of orders for these products coming from Uttar Pradesh, Delhi, Karnataka, Maharashtra, and Telangana.

Bengaluru, 28th April 2023: NMIMS Bengaluru organized the Employability Bootcamp, a three-day event aimed at helping students bridge the gap between education and industry. This boot camp enabled students to highlight various skills and job opportunities available in today’s job market. The event was a huge success with the presence of esteemed guests, Mr. Ramesh Nagesh, Mr. Biju Nambiar, co-founder, of Talent Bee, Mr. Vikram Poojary,

Human Resources and Talent Acquisition professional at Cognizant Technology Solutions, and Ms. Shipra Chandra, Founder of Know Thy Choice. This Employability Bootcamp is marketed to be a well-rounded program for the students as well as the experts, designed to provide students with practical skills and knowledge that will help them succeed in their future careers. With a focus on networking, information sharing, and international education, this event was a must-attend for any student looking to take their career to the next level.

 Speaking at the boot camp, Mr. Ramesh Nagesh, who is known for his transformational leadership style and carries over three decades of banking experience and has built his career upon ideas and innovations extremely relevant in today’s world, said, “Are we receptive to acknowledge a gap, or are we accepting that we need to learn and then raise our hands for help, there’s nothing wrong in it, each one of you, in 10-20 years down the line might be heading a company, your own startup, a unicorn, etc. Three things: challenge, understand, and make it better! Lastly, the strongest opportunity you can have is networking, this is leadership”

Adding to this, Ms. Shipra Chandra said, “A lot of educational institutions have adapted very qickly during the covid, as a result of which, a lot of opportunities have opened up for you. You can sit here and have Stanford and MIT Professors teaching you on various digital platforms, you can upscale in any particular field using just your laptops and phones” The first day of the event featured the poster presentation and an alumni meet presented by the first-year students of the School of Economics. The posters emphasized practical skills and internships for students to excel in the job market, while also showcasing the diverse job opportunities available. Additionally, the alumni meet enabled students to network and gain valuable insights from successful graduates about the qualities required to succeed in their chosen fields. On the second day of the event, students gained valuable insights from industry leaders who shared their hiring experiences and expectations in the job market. The students also showcased their research through posters on a range of themes, providing insights on required skills and job opportunities. The third day focused on international education opportunities, with delegates from universities in Canada, UK, and Australia providing information on the application process, admission requirements, scholarships, and benefits of studying abroad. IDP provided guidance on selecting universities, applying for visas, and arranging travel.

“The nature of the workplace has changed in the last 3 years, moving to hybrid and virtual forms. There are also challenges in terms of interpersonal connect, between manager and team members, but we have learnt to work in a virtual environment, with rare physical meetings. So we have to learn how to manage relationships virtually as well as in a hybrid environment”, Mr. Vikram Poojary highlighting the future of workplace relationships in organizations.

“Your execution skills are very important in a corporation, you constantly learn and unlearn to become better. Work with a lot of startups, in my experience, you have to look and work in a company like it’s your company. Firms are looking for candidates who are ready to go beyond your job role and you start getting noticed in your organisation. It’s absolutely okay to figure out what your passion is, because a lot of people in this world are still in that stage. The reality is that a lot of us like to do a lot of things. We all have passions, but we have to do our job and also pursue our passion, could be dancing, painting, or anything that interests you. Don’t get sucked up to the idea that I need to find a career which is also my passion. You’ve to experiment , explore and somewhere you find a match”, highlights Mr. Biju Nambiar explaining to students how to balance career and passion.

The Employability Bootcamp was a resounding success, and NMIMS is proud to have provided its students with a platform to gain valuable insights and skills to succeed in the job market. Moving forward, NMIMS remains committed to providing students with the best possible opportunities to enhance their skills and secure their dream jobs to shape the leaders of tomorrow.

CHENNAI: Bisleri and Lyca Production strengthen their partnership with the sequel of the phenomenal Chola dynasty film, Ponniyin Selvan: II. The association will see limited-edition bottles featuring the key characters from the film played by Vikram, Aishwarya Rai, Trisha, Karthi, and Jeyam Ravi. The five-series collectible bottle will be available in five states of South India, such as Karnataka, Tamil Nadu, Kerala, Andhra Pradesh and Telangana, which will connect with moviegoers and build brand love.

The phenomenal success of Bisleri’s first association with Ponniyin Selvan created a lot of excitement among consumers. It is expected that the subsequent association with Ponniyin Selvan: II will create the same magic and strengthen brand love.

Bangalore, 28 th April 2023 – CMR University’s School of Management hosted its annual Ethnic Day celebration, Aavishkar on April 26th, 2023 at the OMBR Layout Satellite Campus. This year’s theme was Indian Cinema, and students dressed up in traditional attire representing their favorite celebrities.

The event was a colorful and vibrant celebration of India’s rich cultural heritage and the significant influence of Indian cinema on its people. Students enthusiastically participated in various activities like dance performances, fashion shows, and other cultural programs highlighting the evolution of Indian cinema over the years.

Dr. Mini.T, Head-In-Charge at the School of Management, congratulated the students for their efforts in organizing the event and emphasized the importance of celebrating the diversity and inclusivity of India’s culture.

“CMR University takes pride in providing a platform for our students to showcase their talents and embrace the diversity of our nation,” said Dr. Mini.”

Ethnic day was certainly a memorable day, especially for those who are away from their homes as it was a chance to recollect the memories associated with their states, cultures and traditions. Ethnic day at CMRU gave a chance to relive those moments by remembering and going back to the roots of our diversity, said Mr. Dhanush, Student Coordinator. The event was attended by faculty members, staff, and students from across the university, creating a festive atmosphere on campus.

28 April 2023 For the year ended March 31, 2023, the Company reported net profit after tax of Rs. 1,608 Cr (before non-controlling interest) up 35% y-o-y and Rs 458 Cr (before non-controlling interest) for the quarter ended March 31, 2023, up 43% y-o-y. Profit before tax (PBT) for the year was Rs. 2,113 up 38% y-o-y and Rs. 594 Cr for the quarter, up 42% y-o-y. Loan growth in core products was robust – Gold loans and Home loans AUM grew by 28% and 23% y-o-y respectively. Microfinance grew by 59% while Digital loans and loans against property grew by 33% and 18% y-o-y respectively. Overall core loan portfolio grew by 29% y-o-y and non-core (primarily Construction & real estate finance) portfolio shrunk by 11% y-o-y.

IIFL Finance Limited Consolidated Results Quarterly – Q4FY23

*excluding Fair value changes

1NCI is Non-controlling interest

Mr. Nirmal Jain, Managing Director, IIFL Finance Ltd., remarked on the financial results: “We are pleased to report a robust performance across all core loan products. We ended the year with loan AUM of over ₹64,000 crores and net profit (pre NCI) of over ₹1,600 crores. The demand for affordable home loans and MSME loans is expected to accelerate with revival in the business sentiment. We have expanded the branch network and invested aggressively in technology over the last two years. Having done the hard work, we expect to reap rewards of the investment from the current year.”

Mr. Kapish Jain, Group Chief Financial Officer, IIFL Finance Ltd., commented on the financial results: “The consistency in our financial performance confirms the robustness of our business model and our asset light strategy driven in partnership with banks and financial institutions.”

 Financial performance review

The company’s annualized ROE and ROA for Q4FY23 stood at 19.3% and 3.6% respectively. Pre-provision operating profit stood at Rs. 766 Cr. for the quarter up 17% y-o-y. Average borrowing costs for the quarter increased 38 bps q-o-q and 14 bps y-o-y to 8.9%.

95% of our loans are retail in nature and 67% of our retail loans (excluding gold loans which are not classified as PSL loans) are PSL compliant. The assigned loan book, currently at Rs 16,979 Cr. Besides, there are securitized assets of Rs 736 Cr. Apart from securitization and assignment, co-lending book is at Rs 7,557 Cr.

GNPA stood at 1.8% down from 2.1% q-o-q and NNPA stood at 1.1% steady q-o-q, as at March 31, 2023. With implementation of Expected Credit Loss under Ind AS, provision coverage on NPAs stands at 167%.

Total CRAR² stood at 20.4% as of March 31, 2023, as against minimum regulatory requirement of 15%.

The total presence of branches stood at 4,267 at the end of quarter, spanning the length and breadth of the country.

Business segment review

Home Loans: At the end of the quarter, retail home loan assets grew by 23% y-o-y and 7% q-o-q to Rs 21,800 Cr. The primary focus in this segment is on affordable and non-metro housing loans. Over 73,000 customers benefitted with a subsidy of more than Rs 1,750 Cr under the Pradhan Mantri Awas Yojana – Credit Linked Subsidy Scheme.

Gold Loans: As of March 31, 2023, the gold loan AUM grew to Rs. 20,733 Cr, showing strong growth of 28% y-o-y and 13% q-o-q. Gold loans are provided through our widespread presence in 1,439 cities across 22 states and 4 Union Territories to salaried, self-employed, and MSME customer segments.

2CRAR is Capital adequacy ratio

Microfinance: The microfinance loan AUM stood at Rs. 9,786 Cr, up 59% y-o-y and 25% q-o-q, as at March 31, 2023. The microfinance customer base stood at 23.5 lakh customers.

Loan against property: Loan against property AUM grew by 18% y-o-y and 8% q-o-q to Rs. 6,671 as at March 31, 2023.

Digital loans: Digital loans AUM grew by 33% y-o-y to Rs. 2,512 as at March 31, 2023.

Construction and Real Estate: Construction and real estate AUM stood at Rs. 2,694 Cr, down 7% y-o-y as at March 31, 2023.

Liquidity position

Cash and cash equivalents and committed credit lines from banks and institutions of Rs 9,356 Cr were available as on March 31, 2023. During the quarter, we raised Rs 5,880 Cr through term loans, bonds and refinance. Additionally, Rs 3,981 Cr was raised through direct assignment of loans.

International credit rating upgrade by Moody’s

On April 6, Moody’s upgraded IIFL Finance’s credit rating from B2 to B1, retaining ‘stable’ outlook on the company which also includes the MTNs. Moody’s said the upgrade has been driven by factors such as higher share of off-balance sheet loans; further fortifying its asset-light business model and improvement in the company’s key metrics of funding, profitability.

Fully repaid maiden dollar bonds

IIFL Finance fully repaid its maiden dollar bonds issue due April 2023 along with interest upon maturity. IIFL Finance, which is one of India’s largest retail-focused NBFCs had raised $400 million through a medium-term note (MTN) program in February 2020. This is a demonstration of strong treasury management capabilities and financial strength of IIFL Finance group. This has also established a strong track record for the company in international bond market.”

Secured $100 million in long-term funding jointly from EDC and Deutsche Bank

IIFL Finance secured $100 million in long-term funding, jointly, from Export Development Canada (EDC) and Deutsche Bank. IIFL Finance secured $50 million from EDC and $50 million from Deutsche Bank, respectively. The deal was structured under the aegis of Deutsche Bank as mandated lead arranger, book runner and co-financier. This would also be IIFL’s second loan from EDC. It had previously secured funding of $100 million from EDC in 2019.

Appointment of Mr. Bharat Aggarwal as Business Head – Unsecured Lending

• Mr. Bharat Aggarwal has joined us as Business Head – Unsecured Lending. He is a post-graduate from IIM Lucknow with engineering from IIT Delhi. He comes with 15+ years of experience in FinTech, NBFC & Banking Industry. Prior to joining us, he was associated with Poonawalla Fincorp, handling Unsecured lending, partnerships & digital lending. Also, he has worked with brands like Lendingkart, Bajaj Firv & HSBC

Awards and Accolades

• IIFL Finance received ‘Most Innovative Fintech Product Award’ at National Awards for Excellence in BFSI Award
• IIFL Finance received ‘Customer Services Excellence Award’ at the Asia Awards for Excellence in BFSI Award
• IIFL Finance received ‘Marketing Campaign of the Year Award at Global Brand Excellence Awards
• IIFL Finance received the ‘Best Sustainability Initiative Award’ for at World BFSI Congress & Awards
• IIFL Foundation received the ‘CSR Leadership Award’ at Asia’s Best CSR Practices Awards
• IIFL Finance received ‘Best Leading Tech of the Year Award at World BFSI Congress & Awards

No wonder, kids always share a special bond with their toys. Toys, that end up being their best friends, toys, with whom their bond gets so inextricable that with them, it also binds memories for our kids to cherish them when the time seems to fly away, as fast as flamingos.

To maintain the cycle of this bond, here are the best Toy Brands that are on top of their game already, that ensure to be your kid’s best friend.

Avengers Sling Puck by Skoodle:

Avengers Sling Puck by Skoodle is a fun board game that includes one solid and smooth wooden frame board with lightweight 10 wooden pieces which induces your kids to increase their concentration with a dash of learning, creativity and fun. With an affordable price range, it has the additional advantage of being portable and flexible.

Available at: https://www.skoodleplay.com/skoodle-avengers-sling-puck

Double Decker by Funskool:

Double Decker by Funskool is one creative way to enhance your child’s skills. The product offers 4 boxes of dough with different colours to elevate the crafting skills of kids and enables them to create different shapes, forms, structures of their preference.

Available at: https://www.funskoolindia.com/age_product/5-8/4

Wooden Spinning Tops by Desi Toys:

These wooden Spinning toys are surely here to bring back those good old days when this game in the 90s was a household name and routine for every child. Unlike other modern, advanced toys,these wooden spinning tops need no batteries and cells to function but the charm of old school sources of joy from your kid’s pocket.

 Available at: https://www.desitoys.in/products/desi-toys-spinning-top-windup-top-pack-of-2

3D DIY Paper craft kit by Toiing:

DIY paper craft kit by Toiing is an ideal source of learning along with fun for your kids. The product certainly holds the potential to broaden the horizon of your child’s imagination and creative skills with a dash of fun and joy with every fold of the paper.

Available at: https://toiing.com/products/craftoi-santa-3d-diy-indian-paper-craft-kit-toy-pack-of-2

Tile-O-Board by Eduedge:

Tile-O-Board by Eduedge is a puzzle game with 54 colourful titles which develops strategic & articulative skills along with curiosity among children of above 3 years of age. The product enhances the creative as well as intellectual potential within your kids to redefine the concept of learning & fun.

Available at: https://eduedge.net.in/products/eduedge-tile-o-board

Kolkata, 27 April 2023: Ricky Kej, India’s three-time Grammy award-winning music composer and the man behind the signature caller tune of Prabha Khaitan Foundation (PKF), has once again curated twelve unique pieces of music to be used by the Foundation as its `Music of the Month’ across all the events, social media platforms and as communications pan-India and overseas.

It has always been an honored association for PKF with the three-time Grammy Award winner whose passion for music and environmental consciousness inspires millions and brings happiness to countless aficionados.

The cherished association – that started with the signature caller tune followed Prabha Khaitan Foundation’s joint initiative for the ReWear4Earth campaign – has gone up a notch higher with his magical compositions based on Nature, Earth, Environment, World and its People, and Spiritual Consciousness.

Ricky Kej said, “I am very proud of this latest collaboration with Prabha Khaitan Foundation. It is always an honor to associate with such a great organization that has culture, art, artists and India at its core. All communications and video invites of the Prabha Khaitan Foundation are innovative and I love receiving them. So it is great to have my music associated with it for the next year.”

Prabha Khaitan Foundation has used classical musical pieces or Indian ragas – like Bagheshri, Brindabani Sarang, to name a couple -as background to all video invites. It’s a welcome change for us to incorporate Ricky Kej’s brilliant musical pieces across social media platforms and in video invites for events.

Each piece of music is a gem created by a man whose music speaks about nature and environmental consciousness. His music raises awareness for climate change and the urgency to step up in sustainability measures in every sphere of our lives.

The range of his 12 songs is kaleidoscopic. His pure music encompasses River Ganga, River Cauvery, the mighty Himalayas, Mother Earth, Mahatma Gandhi, the official Land Anthem of the United Nations Convention to Combat Desertification, spirituality, and the golden philosophy of co-existence- ‘Vasudhaiva Kutumbakam’ which means ‘The World is One Family’. All his songs are a celebration of our Nature, our planet, pure unadulterated love in a land that is untouched by time, and our uniqueness, diversity, and differences.

“Ricky Kej’s music is like a breath of fresh air which is sure to add an edge to our social media activities and video invites created for literary and cultural events in India and abroad. It will help us weave the spirit of universal environmental consciousness in all our endeavours,” said Manisha Jain, Branding & Communication Chief, Prabha Khaitan Foundation.

27 April 2023  Employees are the backbone of an organization. With the passage of time and the growth of technology, various platforms have emerged to assist organizations in celebrating and appreciating their employees’ efforts. The ultimate goal is to create a culture of continuous appreciation in which employees feel valued and excited to come to work every day.

Employee recognition can enhance company culture and here we have curated a list of top apps that helps in creating a unique rewarding culture for employees and makes them feel more connected to their team members.

Here are some of the employee engagement platforms to watch out for in 2023 and beyond:

Advantage Club: Advantage Club is a global employee engagement platform with benefits like perks and rewards on a single platform. It aims to provide end- to-end solutions to facilitate employee engagement through exclusive privileges and rewards by the brand partners, allowing them to reach out to targeted customer segments too. The platform provides a scalable, customizable, cost-effective program to take employee engagement to the next level and brings a wide variety of recognition programs including milestones, real-time spot bonus, automated incentives, peer-to-peer appreciation, quarterly and annual performance awards and perk programs. The platform aims to help organizations keep their employees engaged and driven. The platform is set to revolutionize the industry by making a direct impact on employee recruitment and retention through an exhaustive employee benefits management tool. Advantage Club has over 3 million users, a presence in over 100+ countries, 1000+ clients and 10,000+ brand partners. It has an impressive client portfolio featuring Concentrix, Teleperformance, Hexaware, EY, Target, Accenture, BCG, Lafarge, Resort World Sentosa and many more.

Refyne: Refyne partners with organizations to help build their staff’s financial resilience and nurture a productive and happy workforce. Established in December 2020 Refyne has developed a mobile-first Earned Wage Access (EWA) platform that enables companies to allow their employees to acquire their real-time income any time before their monthly salary is due. Refyne partners with enterprises with more than 1,000 employees to deploy its plug and play solution, which integrates with any existing payroll or HRMS. It fronts the risk with the earned salary withdrawal by employees, without impacting the status of the employers’ working capital. Refyne’s one-stop platform enables your employee base to build financial resilience and nurture a favorable work culture. With plug and play technology, employees can see and withdraw their earned salary instead of opting for exploitative payday loans or other high-interest credit schemes.

Early Salary: Early Salary boasts of the largest consumer lending application for salaried individuals. The app while working with an instant decision-making system allows borrowing in minutes. It helps salaried people with an easy line of credit, instant cash loans, and salary advances. It provides different loan categories like shopping, travel, medical emergencies, or education. Early Salary is bringing financial independence to the customers, liberating them from financial restrictions, allowing them to manage credit with ease, whenever they need it, wherever they need it.

Inspirus: Inspirus believe organizations that focus on culture and well-being deliver on the promise of employee fulfillment and organizational success. Employees make up the foundation of culture, which is shaped and evolved through everyday workplace experiences. Inspirus delivers high-value integrated solutions to help our clients elevate the employee experience throughout the entire employee journey. Through bringing joy to work, the platform strives to reinforce Sodexo’s broader mission to improve the quality of life. The services of Inspirus includes integrated rewards offering, learning courses, communication tools, and analytics into a single platform spanning the following areas: Everyday recognition, Health and well-being, Social interaction, Staying safe, Milestones, Knowledge and development.

Emplus: Emplus by Xoxoday helps leaders make data-driven decisions on employee engagement activities, identify areas of improvement and build the right kind of cultural engagement with the organization. The platform offers various features like Employee Surveys, Engagement Surveys, Employee lifecycle and many more which helps the organization to seek constructive feedback from their employees.

By Dr. Sunil Kumar Prabhu, Senior Consultant Dermatologist and Aesthetic Physician, Aster RV Hospital

Stretch marks (striae) are indented streaks that appear on the abdomen, breasts, hips, buttocks or other places on the body. They’re common in pregnant women, especially during the last trimester. They also occur during adolescent growth spurt and by dieting or by putting on weight in adults and children. Stretch marks aren’t painful or harmful, but some people don’t like the way they make their skin look.

Do stretch marks go away?

Stretch marks fade with time; however, treatment may make them less noticeable more quickly. A stretch mark is a type of scar that develops when our skin stretches or shrinks quickly. The abrupt change causes the collagen and elastin, which support our skin, to rupture. As the skin heals, stretch marks may appear.

How do I get rid of my stretch marks?

Most stretch marks will fade on their own over time. They may become less noticeable after fading. Medical treatments for stretch marks are

Scar lightening creams and Lotions
Laser therapy. Lasers deliver focused light to the skin. …
Microdermabrasion. …
Micro-needling. …
Radiofrequency therapy. …
Chemical peel.
Are stretch marks unhealthy?

If you have stretch marks, you probably wish they’d go away. These grooves or lines in your skin aren’t harmful to your health, but they aren’t great to look at, either. And even though they’ll never really go away, they might fade over time or with help from certain products and procedures.

What are the main causes of stretch marks?

The cause of stretch marks is stretching of the skin. Their severity is affected by several factors, including your genetics and the degree of stress on the skin. Your level of the hormone cortisol also might play a role. Cortisol is a hormone produced by the adrenal glands.

Effect on mental health

While stretch marks are commonly associated with pregnancy, the permanency of the skin lesions causes pregnant women and pregnant individuals substantial embarrassment that can negatively impact pregnancy and their quality of life. Sometimes it tends to affect self-esteem and clothing choices.

Stretch marks and the concerns for developing them may be contributing factors for depression or anxiety in the perinatal period, which affect up to one in seven women during pregnancy and postpartum. If uncontrolled or untreated, perinatal depression can lead to adverse pregnancy or neonatal outcomes. Bringing attention to the emotional and psychological impacts of stretch marks on patients can hopefully help in the identification and treatment of mental health disorders during pregnancy and in the postpartum period.