Archives May 2023

Auto loans are a key segment in retail lending in India. With regards to credit borrowing in the Auto segment in India; commercial vehicles, three-wheelers, and two-wheelers are some of the leading entities, especially in terms of Electric Vehicles. It was observed that nearly 77 percent of all vehicles in India are financed through banks and non-banking financial corporations (NBFCs).

As per a report by CEEW, nearly 45% of all three-wheelers sold in India – mostly comprising battery rickshaws – are electric. Furthermore, electric two-wheelers form nearly 54 percent of all EVs sold in FY 2021–22.

So here are top 5 Emerging NBFCs causing a disruption in EV financing:-

Mufin Green Finance- Incepted in 2016 Mufin Green Finance started with E-rickshaws way back and has now diversified into financing the electric vehicle Ecosystem. It is amongst the top Leaders in EV financing and with a market share of 5% in E-rickshaw financing and with Its phygital approach has been able to keep the NPA’s as low as 1.92%. Mufin chooses EV financing with a focus on 3 green platforms i.e. Electric vehicles, charging infrastructure, & swappable batteries.

Revfin- With an aim to build India’s largest lending company. Through its award-winning and innovative digital platform, we provide loans to people at the bottom of the pyramid. Its typical customer lives in Tier 2 or 3 town, has no credit history, very low level of education and has no banking transactions. Revfin underwrites loans using revolutionary techniques like psychometrics, biometrics and gamification. The entire loan application journey is delivered digitally through an App.

Greaves Finance- Its vision s to ensure that financing is never an impediment for anybody who aspires to own a vehicle in the affordable two-wheeler segment and committed to accelerating the country’s transition into the Electric Mobility segment

Manappuram- Manappuram Finance Ltd. is one of India’s leading gold loan NBFCs which works with an endeavor to make life easy with vehicle loans. Today, it has 5073 (Including branches of subsidiary companies) branches across 28 states/UTs with assets under management (AUM) of Rs. 302.6 billion and a workforce of more than 41,000.

Vedika credit capital– Vedika Credit Capital Ltd is a Non-Deposit taking, Non-Banking Finance Company (NBFC-MFI). It was recognized and re-registered to carry out the business as NBFC-MFI with approval from the Reserve Bank of India in 2015. As of now It is lending in electric mobility aggressively, and has multiple co-lending partnerships which lend in 3 wheeler as well as the electric three-wheeler segment.

To mark the celebrations of its 9th anniversary, Delhi-based NGO Wishes and Blessings organized “Jashn-e-Qawwali” – Concert for a Cause on 30 April 2023 at The Siri Fort Auditorium, New Delhi. The special celebrations turned more scintillating amidst the soul-stirring renditions by the musical group – Nizami Bandhu.

The proceeds from the fund-raising concert will be used to set up a skill development center under Project Sahas – a skill development initiative for underprivileged women in Delhi. The project aims to empower disadvantaged women with the necessary skills and resources to build a better future for themselves and their families.

“The grand concert was a unique mix of entertainment, and musical extravaganza, while also rekindling the purpose – We Come Together to Meet Our Social Responsibilities. The concert proceeds will significantly revamp several underprivileged women’s lives by empowering them with the right skills to achieve financial independence. We look forward to more such initiatives to continue supporting the less fortunate people across the country,” said the Founder and President of Wishes and Blessings Dr Geetanjali Chopra.

Established in 2014, Wishes and Blessings is a registered NGO with the vision to build a world with equal opportunities.

“Our work creates a positive impact on communities and assists corporations to meet their social responsibilities by linking beneficiaries with donors. With a mission to ‘inspire and empower dreams’, we have been working across gender, economic and social barriers on diverse causes, including education, nutrition, care for elderly people and relief. As of date, we have over 20 centres across six states in India,” added Dr Chopra.

2nd May, Dehradun: News18 India, India’s No.1 Hindi News Channel conducted News18 India Open Mic Uttarakhand as a special initiative to showcase the diversity and talent of Uttarakhand. The conclave brought together leaders, artists, and other prominent personalities to discuss a range of themes and topics. The event was a great success, with inspiring speeches and performances.

Chief Minister of Uttarakhand Shri. Pushkar Dhami addressed the crowd and stated, “Uttarakhand has the potential to become the best state in the country, and our government is committed to making this a reality. Our team is continuously working on the UCC (Uniform Civil Code) and we will become the first state to implement the UCC. We are also ready to tackle the issue of land encroachment through legal means. Our future plan focuses on creating a robust education system, promoting businesses, improving infrastructure, and making Uttarakhand a tourist-friendly state. Our vision is to create a better future for the people of Uttarakhand, and we will continue to work towards achieving this goal.”

“We were able to effectively manage the crisis we faced during the Joshimath incident, and this year’s Kedarnath yatra witnessed a record-breaking number of devotees. With the able guidance of Prime Minister Shri. Narendra Modi, we are confident that Uttarakhand will soon emerge as the top state in the country”, Chief Minister added.

Ekta Bisht, the first international woman cricketer from Uttarakhand and the Uttarakhand Khel Ratna awardee, shared her journey and said, “Being the first international woman cricketer from Uttarakhand has been a dream come true for me. I hope my journey will inspire young girls to believe in themselves and pursue their dreams. With hard work and dedication, anything is possible. I urge all the young girls in Uttarakhand to follow their passion and work towards achieving their goals. With the right support and opportunities, they can make a name for themselves in any field they choose.”

Ganesh Joshi, State’s Agriculture Minister, shared his life experience and said, “Our government has always believed in the development of all sections of society, especially our farmers and entrepreneurs. We have implemented various policies and schemes that aim to uplift the farming community, such as providing better irrigation facilities, promoting organic farming, and other initiatives. I am proud to say that we have made significant progress in these areas, and we will continue to strive towards creating a better future.”

The conclave also featured performances and speeches from various artists and public figures, including renowned singer Narendra Singh Negi, who sang and spoke about the folk music of Uttarakhand. Actor Hemant Pandey shared his journey from a small village to becoming an actor in Mumbai, and actor Varuna Badola shared his own experiences and struggles. Bobby Cash also shared his thoughts on country music and the beauty of Uttarakhand.

The event showcased the rich cultural heritage of Uttarakhand and celebrated the spirit of the state. It was an inspiring and thought-provoking conclave that brought together various individuals and encouraged them to share their journeys and experiences.

Source: BARC |Metric: Avg. Weekly AMA’000s | TG: NCCS All 15+ | Period: Wk 11-16’23, 24 Hrs, All Days |Market:HSM | 13 channels considered

New Delhi 2st May 2023: Combonation, India’s first and only combo deal retail platform, celebrated the end of fiscal year 23 with the opening of 22 outlets across northern India. The successful completion of this milestone has given them the vision to open an additional 80 stores throughout India by the end of the financial year 2024.

Combonation is a one-stop store for all of the daily lifestyle requirements, with more than 500 brands of pre-curated combos, including cosmetics, healthcare, wellness, organic goods, etc. The newly inducted stores are already up and running in locations like the MGF Metropolitan Mall Gurgaon, AIRIA Mall Gurgaon, Lajpat Nagar (New Delhi), and Faridabad (Haryana), among others, where they are expanding at an incredible pace. Furthermore, the expansion now encompasses Amritsar, Lucknow, and Ludhiana as well. Additionally, customers will also have access to the company’s online store, which will enable them to make purchases whenever and wherever they want.

Expressing her views over the expansion, Combonation’s co-founder and CEO, Pooja Sodhi, stated that “We are committed to expanding our reach with our exceptional discounts and unbeatable combo deals, we aim to make every customer’s shopping experience with us an unforgettable one”. It gives us immense pleasure to announce the expansion of all our operational outlets. With the beginning of a new year, retail brands have an impact on every link in the value chain, in addition to the overall national and international economies. Everyone will benefit from this all-inclusive strategy, which will inevitably lead to business success with the required level of expansion and profitability.

Combonation offers a variety of products for home decor, personal care, child care, beauty, men’s grooming, etc via its retail stores and website. It has ambitious intentions to grow even more in the upcoming year, in addition to launching new stores. By the end of fiscal year 2024, the company has set its sights on reaching a target of up to 100 stores, with plans already in motion to open an additional 80 stores across the country, increasing employment opportunities and enhancing customer access to high-quality products.

Excessive hair on your pillow or hairbrush can indicate hair loss. Alopecia, as it is clinically termed, is a frequent disease among both men and women nowadays. Genetics is one of the most common causes of receding hairline.
Androgenetic alopecia, often known as male or female pattern baldness, is an inheritable condition that causes hair to weaken and fall out. Individuals begin to lose hair when the hair development cycle is disrupted. Hair shafts and hair follicles make up hair. Your hair is held together by follicles, and the hair shaft is
the skin where hair development begins.

A few types of hair loss problems individuals may suffer from:

•  Anagen effluvium: This hair condition is associated with medical treatments like chemotherapy and radiation used for cancer treatment. It commonly affects your hair during the anagen phase with symptoms like diffuse hair loss and tapered fracture of hair shafts.
•  Telogen effluvium: Hair follicles rest during the telogen phase; but when the hair regrowth stops, it can lead to this hair fall condition. You may start noticing hair loss all over your scalp. It can turn out to be chronic if the
  condition lasts longer than six months. In this type of hair loss, you may start seeing clusters of hair on your hairbrush and in the shower.
•  Medication-infused hair loss: Steroids, cancer treatments, anti-depressants, thyroid medications, cholesterol drugs, Parkinson’s disease, and high blood pressure can be reasons for hair loss. If you experience hair loss due to medications it is recommended you visit a doctor to get the condition
  under control.

Homeopathic remedies treat all of these medical disorders, thereby addressing the underlying cause of hair loss. Homeopathic medicine also considers mental as well as emotional issues such as stress and anxiety, which are frequently the root of hair loss. It targets the mind and gently restores mind-body equilibrium to treat the patient as a whole. Health disorders are frequently the cause of thinning hair. Hair thinning is primarily caused by a hormonal imbalance in the body. Anaemia, thyroid illness, ovarian cysts (PCOS), and menopause are among the risk concerns. All of these medical conditions are cured by homeopathy, addressing the underlying cause of hair loss. Homeopathy additionally takes into account emotional and mental disorders such as stress and anxiety, which are commonly the root cause of hair thinning.

Research has proven that homeopathy offers excellent hair treatment. A study published in the Journal of Recent Advances in Applied Sciences, 2015, found that homeopathy showed a positive result in the treatment of hair loss within 6 months.

Be it a result of a genetic problem, hormonal imbalances, or lifestyle issues; homeopathy aims to treat hair loss from the root without any side effects. Due to homeopathy’s individualized and holistic approach, medicines are prescribed based on individual symptoms.

Thuja Orientalis offers promise for promoting overall scalp health, addressing many of the underlying causes of hair loss and thinning hair, and may even have the potential to promote hair growth. Silicea helps in providing the hair follicles with vital nutrition strengthens the hair and reduces dryness.

Other Homeopathic remedies are:

Kali Carbonicum – This medicine treats hair thinning problems, reduces brittleness, and enhances hair growth on the scalp and eyebrows. Fluoric acid – This Homeopathy medicine treats patchy hair loss and helps enhance hair regrowth in bald patches.

Sepia – It is one of the most effective medicines for treating hair fall during postpartum. It also effectively treats alopecia areata, the matting of the hair, and dry, white, and scaly dandruff.

Ignatia Amara – This medicine helps when people face sudden hair loss in patches after a stressful event. Apart from using Homoeopathy remedies, people should eat a well-balanced diet rich in seasonal fruits and vegetables to keep healthy hair. Green tea and soya consumption aid to prevent Dihydrotestosterone (DHT) synthesis, which can be increased by avoiding meat. Aside from diet, people should avoid or limit the use
of blow dryers.

Network security is a critical aspect of cybersecurity. A robust network security solution can help protect your organization’s sensitive data and systems from malicious cyber threats. With so many cybersecurity brands offering network security solutions, it can be challenging to choose the right one for your business. In this listicle, we will discuss the most reliable cybersecurity brands for network security.

Cisco:

Cisco is a trusted brand in the cybersecurity industry, and its network security solutions are among the best in the market. Its security solutions include firewalls, intrusion prevention systems, and VPNs that help protect your organization’s network against cyber-attacks.

Fortinet:

Fortinet is a leading cybersecurity brand that offers a broad range of network security solutions. Its security solutions include firewalls, intrusion detection and prevention systems, and VPNs. Fortinet’s network security solutions are known for their robustness, scalability, and ease of management.

Noventiq:

Noventiq is a leading global solutions and services provider in digital transformation and cybe rsecurity, headquartered and listed in London. The company enables, facilitates and accelerates digital transformation for its customers’ businesses, connecting 75,000+ organizations from all sectors with hundreds of best-in-class IT vendors, including AWS, Google, Microsoft, Adobe, Oracle, VMWare, among many others, alongside its own services and solutions. With a turnover of US$ 1.1 billion in the fiscal year of 2021, Noventiq is currently one of the fastest-growing companies in the sector.

Palo Alto Networks:

Palo Alto Networks is a renowned cybersecurity brand that provides advanced network security solutions. Its security solutions include next-generation firewalls, threat detection, and prevention systems, and secure access solutions. Palo Alto Networks’ network security solutions are known for their intelligence, automation, and high-performance capabilities.

Juniper Networks:

Juniper Networks is a well-established cybersecurity brand that offers a broad range of network security solutions. Its security solutions include firewalls, VPNs, intrusion detection and prevention systems, and security analytics. Juniper Networks’ network security solutions are known for their reliability, scalability, and ease of management.
The cybersecurity brands listed above are some of the most reliable brands for network security. They offer advanced network security solutions that can help protect your organization’s sensitive data and systems from cyber threats. When choosing a network security solution, it’s essential to consider factors such as reliability, scalability, and ease of management. With the right network security solution, you can enhance your organization’s cybersecurity posture and reduce the risk of cyber-attacks.

One97 Communications Limited (OCL) which owns the brand Paytm, India’s leading payments and financial services company and the pioneer of QR and mobile payments, has announced a group booking offer for bus tickets for this summer holiday travel season. The offer allows users to avail a flat ₹350 instant discount on booking two or more bus tickets on the Paytm Super App, with a minimum order value of ₹1,500.

The discount can be claimed up to three times a month and is not applicable on RTC (Road Transport Corporation) buses. The offer is aimed at encouraging users to choose Paytm for booking bus tickets for trips with friends and family during the upcoming holidays. Travelers can book tickets across top operators like SRS Travels, Chartered Bus, Orange Travels, and more on Paytm.

Users can benefit from features like Cancel Protect, Best Price Guaranteed, and Buy 1 Get 1 offer while booking bus tickets on Paytm. Under Paytm’s Best Price Guaranteed, the company assures users of the lowest price across 2,500 bus operators. If the user finds a lower price on any other Online Travel Aggregator (OTA) for the same bus, a cashback of two times the price difference up to ₹500 will be transferred into their Paytm Wallet.

Paytm users can protect themselves against cancellation charges levied by bus operators with ‘Cancel Protect’, which offers 100% instant refund with no questions asked. Customers can add Cancel Protect cover starting at a premium of ₹25 for bus tickets to claim a 100% refund for trips canceled through Paytm at least 4 hours before the scheduled departure time.

Paytm Spokesperson said, “As schools close and summer vacation begins, we are excited to drive greater affordability and convenience for group bus ticket bookings. Families and groups planning trips can enjoy a flat ₹350 discount across top bus operators on booking two or more tickets on Paytm. We continue to expand our leadership in mobile payments and offer convenience to users with our vast operator network, smooth booking process, and customer-centric features such as Cancel Protect and Best Price Guaranteed.”

Mumbai, May 02, 2023: The job market in the past few years has undergone a drastic change. Today’s workforce is more aware of their wants from their employers, and they are not shy anymore to switch if their wants are not met. But what exactly is it that today’s employees want? Keeping this change in view, Great Place To Work® India, a global authority on workplace culture, has launched the National Trust Index©, a national-level survey that captures the real voice of millions of corporate employees across India. Launched virtually on 1st May 2023, the survey is designed to articulate the current state of workplace culture across India.

The National Trust Index is a shortened and contextually appropriate version of our proprietary instrument (Trust Index™). It seeks responses from across different areas of experience at the workplace that indicate the levels of trust among employees. It will provide unparalleled insights into how employees perceive the organization based on the quality of their workplace experience across demographics, states, and industries.

Yeshasvini Ramaswamy, Serial Enterpreneur and CEO, Great Place To Work India said, “We believe that leaders who continue to sustain inclusive workplaces with a ‘for all’ mindset will play a crucial role in creating a thriving economy for India, as workplaces are microcosms of our society, with every employee also a citizen. This initiative is the first step towards shaping the future of the Indian workforce and make India future ready as we navigate gig, hybrid, global, hyperconnected worlds. It is designed to be inclusive and accessible to all, and we encourage everyone to participate.”

The survey will be administered through an online platform, ensuring complete anonymity of the data collected, and will include a comprehensive set of questions that provide tangible insights into employees’ perceptions.

Participating in the survey and sharing thoughts will contribute to policy advocacy as an important voice in mapping decisions on workplace culture across industries and government bodies.

“The National Trust Index is a nationwide survey that seeks to understand the perceptions and experiences of employees in their workplace. It is designed to be inclusive and accessible to all, and we encourage everyone to participate. The survey is crucial in shaping the future of India in terms of great workplaces and help them innovate to welcome future generations. Thank you in advance for your participation, and we look forward to sharing some exciting insights with you soon,” added Ms. Yeshasvini Ramaswamy, Serial Entrepreneur & CEO, Great Place To Work India.

NOIDA,01 May 2023: Leads Connect Services, the premier agritech data, risk management, and financial services company, in collaboration with Agribusiness and Innovation Platform-International Crops Research Institute for the Semi-Arid Tropics (AIP-ICRISAT), organized a sensitization program on marketing strategies for farmer producer organizations (FPO) in Hyderabad on April 28, 2023.

Leads Connect Services signed a Memorandum of Understanding (MoU) with ICRISAT at the event to study the dynamics of the agricultural value chain and develop sustainable solutions for all stakeholders in agriculture. The partnership aims to bridge the gaps in the agri-value chain and provide farmer-centric solutions like optimal markets for produce and fintech support.

Navneet Ravikar, Chairman & Managing Director of Leads Connect Services, signed the MoU with Victor Afari Sefa, a citizen of Ghana who joined ICRISAT in March 2022 as Director, of the Global Research Program Enabling Systems Transformation, ICRISAT. LeadsConnect which is already working on Chilli, pulses, and Turmeric value chain, this MOU will further open new avenues for CBBO, FPOs (Farmer Producer Organizations) Pan India to collaborate with Leads Connect Services to close chasms in the agri-value chain, prioritize the needs of farmers, providing better price for their produce thus empowering communities and stimulating economic growth. This collaboration with ICRISAT unlocks the potential to work in Africa as well for the upliftment of the farming community.

The agritech company also launched its game-changing AGRANI app. The app is an end-to-end SaaS-based platform developed for all stakeholders in agriculture. It aims to connect all dots from farm to fork in the agricultural spectrum and provide farmer-first solutions using Space Tech Analytics and Artificial Intelligence. This is a part of the agrotech’s initiative ‘Khet Se Kitchen Tak’, an agri value chain solution to support the farmers’ community, agri-businesses, and FPOs.

ICRISAT is a non-profit organization that conducts agricultural research for rural development in various parts of the world. It also conducts workshops, seminars, and knowledge sessions to create awareness among the agriculture community.

“Launching AGRANI and signing the MoU was a revolutionary opportunity for us,” says Navneet Ravikar, Chairman and Managing Director of Leads Connect Services. AGRANI intends to bring farm advisory, financial services, and market linkage to the doorsteps of farmers, agribusinesses, and FPOs. It also provides timely access to finance for FPOs and agribusinesses for community infrastructure requirements like storage, processing and transportation.

Ravikar adds, “It’s a transformative value chain platform that will bring much-needed transparency to transactions held at the mandis and FPOs. Our mission is to empower and connect farm value chains to create a sustainable, scalable agribusiness ecosystem. With AGRANI, we are taking a step towards achieving this mission by providing farmer-centric solutions. And this is just the beginning. We look forward to continuing our mission of enabling farm value chains for a brighter and more profitable future.”

The knowledge-based event provided an unparalleled opportunity for stakeholders to enhance their professional development and establish connections. During the event, several experts and dignitaries spoke on salient innovations in agribusiness and marketing topics.

Besides Dr Victor Afari-Sefa and Navneet Ravikar, the speakers included Aravazhi Selvaraj, CEO of Agribusiness and Innovation Platform at ICRISAT; Dr Sangappa from IIMR (Indian Institute of Millet Research); and Purushotham Rudraraju, Manager Agribusiness, AIP ICRISAT. Tamil Selvi, Senior Officer of Partnership Development at AIP, delivered the vote of thanks.

Also present for the event were ICRISAT start-ups and representatives from Flipkart to shed light on linking FPOs and retailing through e-commerce, respectively.

01 May 2023  Mohsin  Khan is a multi-talented artist who has been making waves in the entertainment industry with his acting and writing skills. He has garnered a huge following through his impressive performances in popular TV shows Meri Sai and Kaamnaa on Sony TV and Rudrakaal on Disney+Hotstar. But what many might not know is that he’s also an accomplished writer. Mohsin’s audio series on Pocket FM ‘SHIVAM: The Hidden Warrior,’ is a shining example of his impressive writing skills.

In his latest revelation, Mohsin spoke about his transition from acting to writing and what inspired him to take this creative leap. “I have been drawn to writing as a means to expand my creative expression and explore newer avenues of creativity. It has given me a level of control and independence to work around my creativity. It has allowed me to shape my imagination, giving me the freedom to express it in unique and personal ways. Moreover, writing is a fulfilling and rewarding creative pursuit in its own right, allowing me to hone my skills and develop my own distinct voice and style. Presently, I am writing for 2 shows, one of them being SHIVAM: The Hidden Warrior, which has received a stupendous response clocking over 10 million plays in a short span of time. It is crossing 500 episodes soon,” Mohsin shared.

He also shared the challenges he faced along the way and how he overcame them. “As an actor-turned-writer, I have faced several challenges in my writing career. One of the most significant hurdles was letting go of my preconceived notions about what makes a good story. As an actor, I had a strong sense of what worked on screen or stage, but writing required a different skill set and a willingness to adapt and learn. Another challenge was finding my own voice and style as a writer. It was daunting to put my work out there, especially since I was primarily known as an actor. I had to learn to let go of my ego, seek feedback from other writers, read widely, and take writing courses to develop my craft,” he expressed.

However, Mohsin Ali Khan did not let the challenges deter him and he persevered to make a name for himself. He shared, “I embraced the unique perspective that being an actor brought to my writing. I had a deep understanding of character and how to create a compelling performance, which translated well into writing. By building on my strengths and embracing my weaknesses, I managed to develop a unique voice and style as a writer.”

Mohsin’s journey from acting to writing is a fascinating one, and his insights are sure to be of interest to anyone who wants to pursue a career in the arts.