Archives February 2026

Business Wire India

12M 2025

 

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260225107874/en/

 

 

• Excellent momentum and record operating profit
• Total business volume rises 8.1¹ percent and reaches 186.9 billion euros with contributions from all segments
• Operating profit increases 8.4 percent to 17.4 billion euros, our highest operating profit ever
• Shareholders’ core net income advances 10.9 percent to 11.1 billion euros
• Core earnings per share (EPS) grow 12.5 percent and reach 28.61 euros
• Core return on equity (RoE) reaches an excellent level of 18.1 percent
• Solvency IIratio² increases 10 percentage points to 218 percent supported by excellent capital generation

4Q 2025

• Diversified growth and double-digit increase in shareholders’ core net income
• Total business volume rises 6.5 ¹ percent with contributions from all segments
• Operating profit increases 3.0 percent to 4.3 billion euros, driven by excellent contribution from the Property-Casualty segment
• Shareholders’ core net income advances 12.2 percent and reaches 2.7 billion euros

 

Outlook & other

 

• For 2026, Allianz targets an operating profit of 17.4 billion euros, plus or minus 1 billion euros³
• Management to propose a dividend per share of 17.10 euros, an increase of 11.0 percent from 2024
• Allianz has announced a new share buy-back program of up to 2.5 billion euros on February 25, 2026

 

CEO comment

 

“Allianz’s record results for 2025 demonstrate – again – our ability to deliver reliably, including in rapidly shifting and increasingly divisive environments. The strength of our performance and fundamentals goes well beyond our financial discipline and operational resilience. Our success is also powered by our leading brand strength, record customer loyalty, and highly motivated employees.

 

Customers expect protection and peace of mind at a price that they can afford, which is why our ability to offer superior value is so vital to the continued growth of our customer base. To mitigate deepening polarization in the world, it remains our strategic priority – as well as our societal responsibility – to ensure that people can access the freedom and security that our products and services provide.”

 

 

– Oliver Bäte, Chief Executive Officer of Allianz SE

 

FINANCIAL HIGHLIGHTS

 

Allianz Group: An excellent start to our Capital Markets Day delivery

 

Key performance indicator		4Q 2025			Change vs prior year		12M 2025			Change vs prior year
Total business volume (€ bn)4		45.7			6.5%		186.9			8.1%
Operating profit (€ mn)		4,297			3.0%		17,374			8.4%
Shareholders’ core net income (€ mn)		2,731			12.2%		11,113			10.9%
Core return on equity (%)							18.1			1.2%-p
Solvency II ratio (%)							218			10%-p

 

CFO comment

 

“We had an excellent start into our new strategic cycle. Our performance highlights the strength and resilience of Allianz’s business model.

 

Allianz’s record results for 2025 are characterized by very good growth across our segments and excellent profitability, while we further enhanced our financial strength. This demonstrates our ability to create sustainable value for our customers and shareholders alike.

 

As we pursue our 2026 target of an operating profit of 17.4 billion euros, plus or minus 1 billion euros, we continue the focused execution of our strategic Capital Markets Day priorities to deliver on our 2025 – 2027 plan.”

 

– Claire-Marie Coste-Lepoutre, Chief Financial Officer of Allianz SE

 

Allianz’s 12M 2025 results were excellent. Allianz sustained its momentum across all three segments and achieved a record operating profit.

 

Our total business volume expanded to 186.9 billion euros (12M 2024: 179.8 billion euros). Internal growth, which excludes the effects of foreign-currency translation as well as acquisitions and divestments, was strong at 8.1percent, supported by growth across all segments.

 

Operating profit reached a record level of 17.4 (16.0) billion euros, an increase of 8.4 percent. The Property-Casualty business was the main growth driver and all business segments exceeded their full-year outlook midpoints.

 

Shareholders’ core net income rose by 10.9 percent to 11.1 (10.0) billion euros. Adjusted for a one-off tax provision related to the sale of our stake in our Indian Joint Ventures in 1Q 2025 and the divestment gain on the UniCredit Joint Venture in 2Q 2025, shareholders’ core net income was up by 9.3 percent.

 

Core earnings per share (EPS)⁵ amounted to 28.61 (25.42) euros, an increase of 12.5 percent. Adjusted for the above-mentioned one-off tax provision and divestment gain, core earnings per share rose 10.8 percent.

 

Allianz has delivered an excellent core return on equity (RoE)⁵ of 18.1 percent in 12M 2025 (12M 2024: 16.9 percent). Adjusted for the effects of the one-off tax provision and divestment gain, the core return on equity was 17.8 percent.

 

This performance was achieved while Allianz further strengthened its capitalization. The Solvency II ratio was 218 percent, an increase of 10 percentage points compared to full-year 2024 (209 percent) and 3Q 2025 (209 percent). This development was supported by excellent operating capital generation of 25 percentage points after tax/before dividend.

 

In 4Q 2025, Allianz delivered a strong performance, characterized by good growth across our three segments and excellent profitability.

 

Our total business volume amounted to 45.7 billion euros (4Q 2024: 45.9 billion euros). Internal growth was good at 6.5 percent and all segments contributed.

 

Operating profit rose 3.0 percent to 4.3 (4.2) billion euros, reaching 27 percent of our full-year outlook midpoint. The increase was mainly driven by excellent operating profit growth in our Property-Casualty business.

 

Shareholders’ core net income advanced 12.2 percent to 2.7 (2.4) billion euros. A higher operating profit and an improved non-operating result contributed.

 

Outlook

 

In 2026, Allianz targets an operating profit of 17.4 billion euros, plus or minus 1 billion euros.

 

Other

 

The Board of Management proposes a dividend per share of 17.10 euros (2024: 15.40 euros) for 2025, an increase of 11.0 percent from 2024.

 

On February 25, 2026, Allianz has announced a new share buy-back program of up to 2.5 billion euros.

 

Property-Casualty insurance: Excellent delivery across all dimensions

 

Key performance indicator		4Q 2025			Change vs prior year		12M 2025			Change vs prior year
Total business volume (€ bn)4		19.9			6.7%		86.7			8.2%
Operating profit (€ mn)		2,134			9.6%		8,992			13.9%
Combined ratio (%)		93.6			-1.1%-p		92.2			-1.3%-p
Loss ratio (%)		69.8			-0.9%-p		68.3			-1.0%-p
Expense ratio (%)		23.8			-0.2%-p		23.9			-0.3%-p

 

Core messages Property-Casualty insurance 12M 2025

 

• Very good internal growth across retail and commercial
• Record operating profit, well exceeding the full-year outlook midpoint
• Excellent combined ratio supported by underwriting actions

 

In the 12M 2025 period, total business volume rose to 86.7 billion euros (12M 2024: 82.9 billion euros). Internal growth was very good at 8.2 percent.

Operating profit was excellent at 9.0 (7.9) billion euros, well exceeding our full-year outlook midpoint of 8.0 billion euros. Operating profit growth of 13.9 percent was almost exclusively driven by a higher operating insurance service result.

 

The combined ratio was at an excellent level of 92.2 percent (93.4 percent), with improvements in the loss ratio and the expense ratio. The loss ratio reached 68.3 percent, an improvement of 1.0 percentage point compared to prior year (69.3 percent). Lower natural catastrophe losses and underlying improvements from underwriting actions overcompensated a conservative run-off ratio. The expense ratio improved by 0.3 percentage points to 23.9 percent (24.2 percent), reflecting a successful ongoing productivity focus.

 

The retail⁶ business delivered excellent internal growth of 9 percent while our commercial⁷ business grew by 7 percent.

 

Profitability in both retail and commercial was strong. The retail combined ratio improved 1.8 percentage points to 92.4 percent (94.1 percent), while in commercial the combined ratio reached an excellent level of 91.7 percent (92.2 percent), an improvement of 0.5 percentage points.

 

Core messages Property-Casualty insurance 4Q 2025

 

• Strong internal growth of 6.7 percent
• Excellent operating profit of 2.1 billion euros, up 10 percent
• Very good combined ratio, supported by a better loss ratio and expense ratio

 

In 4Q 2025,total business volume reached 19.9 billion euros (4Q 2024: 19.5 billion euros), a strong internal growth of 6.7 percent.

The operating profit grew to 2.1 (1.9) billion euros, an increase of 9.6 percent, reaching 27 percent of our full-year outlook midpoint. A stronger operating insurance service result was the main driver.

 

The combined ratio improved to a very good level of 93.6 percent (94.7 percent). The loss ratio was 69.8 percent (70.7 percent), an improvement of 0.9 percentage points. The expense ratio improved by 0.2 percentage points to 23.8 percent (24.1 percent).

 

Our retailbusiness delivered excellent internal growth of 9 percent and the combined ratio reached 94.5 percent (94.0 percent).

 

The commercialbusiness achieved an internal growth of 3 percent, carefully managing the market environment, while the combined ratio improved by 4.0 percentage points to a strong level of 92.6 percent (96.6 percent).

 

Life/Health insurance: Consistently good results

 

Key performance indicator		4Q 2025			Change vs prior year		12M 2025			Change vs prior year
PVNBP (€ mn)		21,163			-0.2%		84,682			3.5%
New business margin (%)		5.8			0.3%-p		5.7			-0.0%-p
Value of new business (€ mn)		1,217			5.3%		4,829			2.9%
Operating profit (€ mn)		1,364			-4.2%		5,601			1.7%
Contractual Service Margin (€ bn, eop)		55.7			1.4%8		55.7			5.2%9

 

Core messages Life/Health insurance 12M 2025

 

• Good PVNBP growth of 3.5 percent from exceptionally high prior year level
• Very good normalized CSM growth of 5.2 percent
• Operating profit above full-year outlook midpoint

 

In 12M 2025, PVNBP, the present value of new business premiums, reached 84.7 billion euros (12M 2024: 81.8 billion euros), an increase of 3.5 percent from an exceptionally high prior year level or 7.5 percent higher adjusted for foreign currency translation effects and scope changes¹⁰. Growth was spread across most regions. The share of new business premiums generated in our preferred lines was 91 percent (93 percent).

The new business margin remained strong at 5.7 percent (5.7 percent) and the value of new business rose to 4.8 (4.7) billion euros, an increase of 5.8 percent adjusted for foreign currency translation effects and scope changes¹⁰.

 

Operating profit grew to 5.6 (5.5) billion euros, an increase of 1.7 percent, and exceeding our full-year outlook midpoint.

 

The Contractual Service Margin (CSM) remained broadly stable at 55.7 billion euros compared to 55.6 billion euros¹¹ at the end of 2024. Very good normalized CSM growth of 5.2 percent was largely offset by foreign currency translation effects and non-economic movements.

 

Core messages Life/Health insurance 4Q 2025

 

• New business margin strong at 5.8 percent
• Value of new business increases 12 percent adjusted for foreign currency translation effects and scope changes
• Operating profit good at 1.4 billion euros

 

In 4Q 2025, PVNBP, the present value of new business premiums, amounted to 21.2 billion euros (4Q 2024: 21.2 billion euros), an increase of 7.8 percent adjusted for foreign currency translation effects and scope changes¹⁰. The share of new business premiums generated in our preferred lines was 90 percent (92 percent).

The new business margin (NBM) of 5.8 percent (5.5 percent) was strong and above our ambition of at least 5 percent. The value of new business (VNB) increased by 5.3 percent to 1.2 (1.2) billion euros or 11.7 percent adjusted for foreign currency translation effects and scope changes¹⁰.

 

Operating profit reached a good level of 1.4 (1.4) billion euros, amounting to 25 percent of our full-year outlook midpoint.

 

Contractual Service Margin (CSM) increased to 55.7 billion euros (3Q 2025: 55.5 billion euros). Normalized CSM growth of 1.4 percent was very good and overcompensated non-economic movements.

 

Asset Management: Excellent third-party net inflows

 

Key performance indicator		4Q 2025			Change vs prior year		12M 2025			Change vs prior year
Operating revenues (€ bn)12		2.3			5.8%		8.5			5.9%
Operating profit (€ mn)		928			-1.5%		3,345			3.3%
Cost-income ratio (%)		60.0			-0.0%-p		60.7			-0.4%-p
Third-party net flows (€ bn)		45.5			173.2%		139.3			64.2%
Third-party assets under management (€ bn)							1,990			3.6%
Average third-party assets under management (€ bn)		1,978			4.8%		1,914			5.8

 

Core messages Asset Management 12M 2025

 

• Operating profit increases 3 percent to 3.3 billion euros
• Cost-income ratio improves to 60.7 percent, ahead of full-year ambition of around 61 percent
• Excellent third-party net inflows of 139 billion euros

 

In 12M 2025, operating revenues increased to 8.5 billion euros (12M 2024: 8.3 billion euros), an internal growth of 5.9 percent. Growth was driven by higher AuM-driven revenues, which advanced by 8.3 percent adjusted for foreign currency translation effects. This was supported by higher average third-party AuM.

Operating profit rose to 3.3 (3.2) billion euros, up 3.3 percent, or 6.9 percent adjusted for foreign currency translation effects. The cost-income ratio (CIR) improved to a very good level of 60.7 percent (61.1 percent), ahead of our full-year ambition of around 61 percent. This development reflects strong underlying revenue momentum and management actions.

 

Third-party assets under managementamounted to 1.990 (1.920) trillion euros as of December 31, 2025, reaching an all-time high. Excellent net inflows of 139 billion euros and positive market effects of 94 billion euros were partly offset by negative foreign currency translation effects of 170 billion euros. Average third-party assets under management amounted to 1.914 trillion euros, 5.8 percent above the 2024 average.

 

Core messages Asset Management 4Q 2025

 

• Assets under management (AuM)-driven revenues grow by 10 percent (F/X adjusted)
• Operating profit at 928 million euros, reaching 28 percent of our full-year outlook midpoint
• Strong third-party net inflows of 45 billion euros

 

In 4Q 2025, operating revenues reached 2.3 billion euros (4Q 2024: 2.4 billion euros), an internal growth of 5.8 percent. This was due to higher AuM-driven revenues, which increased by 10.5 percent adjusted for foreign currency translation effects.

Operating profit amounted to 928 (941) million euros, an increase of 5.3 percent adjusted for foreign currency translation effects. The cost-income ratio (CIR) was stable at an excellent level of 60.0 percent (60.0 percent).

 

Third-party assets under management of 1.990 trillion euros as of December 31, 2025 increased by 3.2 percent compared to 3Q 2025 (4Q 2024: 1.920 trillion euros; 3Q 2025: 1.928 trillion euros). Strong net inflows of 45 billion euros and market effects of 20 billion euros were the drivers. Average third-party assets under management increased 4.8 percent compared to 4Q 2024 and reached 1.978 trillion euros.

 

FOOTNOTES

 

_____________________________________
1	Internal growth; total growth 4.0 percent in 12M 2025 and -0.5 percent in 4Q 2025.
2	Solvency II ratio / Solvency II capitalization ratio: ratio that expresses the capital adequacy of a company by comparing own funds to SCR. This applies to all information related to the Solvency II ratio in this document.
3	As always, natural catastrophes and adverse developments in the capital markets, as well as factors stated in our cautionary note regarding forward-looking statements may severely affect the operating profit and/or net income of our operations and the results of the Allianz Group.
4	Change refers to internal growth.
5	Core EPS and core RoE calculation based on shareholders‘ core net income.
6	Retail including SME and Fleet. This applies to all information related to retail in this document.
7	Commercial including large Corporate, MidCorp, credit insurance, internal and 3rd party R/I. This applies to all information related to commercial in this document.
8	Normalized CSM growth fourth quarter 2025.
9	Normalized CSM growth 2025, percentage calculated including the scope changes in the base value in the first quarter 2025 and including UniCredit Allianz Vita S.p.A. until the sale in the second quarter 2025.
10	Sale of our stake in UniCredit JV and transfer of our German accident insurance with premium refund (APR) and the Austrian health businesses from the P/C segment to the L/H segment.
11	Figure includes gross CSM of EUR 0.8 bn as of December 31, 2024 for UniCredit Allianz Vita S.p.A., which was classified as held for sale in the third quarter of 2024.
12	Internal growth.

 

4Q & 12M 2025 RESULTS TABLE

Allianz Group – key figures 4th quarter and fiscal year 2025
						4Q 2025		4Q 2024		Delta			12M 2025		12M 2024		Delta
Total business volume				€ bn		45.7		45.9		-0.5%			186.9		179.8		4.0%
– Property-Casualty				€ bn		19.9		19.5		1.7%			86.7		82.9		4.7%
– Life/Health				€ bn		23.6		24.3		-2.6%			92.3		89.3		3.4%
– Asset Management				€ bn		2.3		2.4		-1.5%			8.5		8.3		2.2%
– Consolidation				€ bn		-0.1		-0.3		-42.7%			-0.6		-0.7		-16.5%
Operating profit / loss				€ mn		4,297		4,174		3.0%			17,374		16,023		8.4%
– Property-Casualty				€ mn		2,134		1,948		9.6%			8,992		7,898		13.9%
– Life/Health				€ mn		1,364		1,424		-4.2%			5,601		5,505		1.7%
– Asset Management				€ mn		928		941		-1.5%			3,345		3,239		3.3%
– Corporate and Other				€ mn		-129		-140		-7.7%			-565		-615		-8.2%
– Consolidation				€ mn		0		1		-69.6%			1		-4		n.m.
Net income				€ mn		2,821		2,636		7.0%			11,430		10,540		8.4%
– attributable to non-controlling interests				€ mn		157		163		-3.9%			655		609		7.7%
– attributable to shareholders				€ mn		2,664		2,472		7.7%			10,775		9,931		8.5%
Shareholders’ core net income1				€ mn		2,731		2,434		12.2%			11,113		10,017		10.9%
Core earnings per share2				€		7.17		6.31		13.7%			28.61		25.42		12.5%
Dividend per share				€		–		–		–			17.10	3	15.40		11.0%
Additional KPIs
– Group		Core return on equity4		%		–		–		–			18.1%		16.9%		1.2%	-p
– Property-Casualty		Combined ratio		%		93.6%		94.7%		-1.1%	-p		92.2%		93.4%		-1.3%	-p
– Life/Health		New business margin		%		5.8%		5.5%		0.3%	-p		5.7%		5.7%		-0.0%	-p
– Asset Management		Cost-income ratio		%		60.0%		60.0%		-0.0%	-p		60.7%		61.1%		-0.4%	-p
													12/31/2025		12/31/2024		Delta
Shareholders’ equity5				€ bn									62.7		60.3		4.0%
Contractual service margin (net)6				€ bn									35.4		34.5		2.4%
Solvency II capitalization ratio7				%									218%		209%		10%	-p
Third-party assets under management				€ bn									1,990		1,920		3.6%
	Please note: The figures are presented in millions of Euros, unless otherwise stated. Due to rounding, numbers presented may not add up precisely to the totals provided and percentages may not precisely reflect the absolute figures.
1	Presents the portion of shareholders’ net income before non-operating market movements and before amortization of intangible assets from business combinations (including any related income tax effects).
2	Calculated by dividing the respective period’s shareholders’ core net income, adjusted for net financial charges related to undated subordinated bonds classified as shareholders’ equity, by the weighted average number of shares outstanding (basic core EPS).
3	Proposal.
4	Represents the ratio of shareholders’ core net income to the average shareholders’ equity at the beginning and at the end of the year. Shareholders’ core net income is adjusted for net financial charges related to undated subordinated bonds classified as shareholders’ equity. From the average shareholders’ equity, undated subordinated bonds classified as shareholders’ equity, unrealized gains and losses from insurance contracts and other unrealized gains and losses are excluded.
5	Excluding non-controlling interests.
6	Includes net CSM of EUR 0.3bn as of 31 December 2024 for UniCredit Allianz Vita S.p.A., which was classified as held for sale in 3Q 2024. Sale has been completed in 2Q 2025.
7	Risk capital figures are group diversified at 99.5% confidence level.

 

RATING

Ratings1		S&P Global		Moody’s		A.M. Best2
Insurer financial strength rating		AA | stable outlook		Aa2 | stable outlook		A+ | stable outlook
Counterparty credit rating		AA | stable outlook		Not rated		aa3 | stable
Senior unsecured debt rating		AA		Aa2 | stable outlook		aa | stable
Subordinated debt rating		A+/A		A1/A34 | stable outlook		aa- / a+ | stable
Commercial paper (short term) rating		A-1+		Prime-1		Not rated

 

1	Includes ratings for securities issued by Allianz Finance II B.V. and Allianz Finance Corporation.
2	A.M. Best’s Rating Reports reproduced on www.allianz.com appear under licence from A.M. Best Company and do not constitute, either expressly or implicitly, an endorsement of Allianz’s products or services. A.M. Best’s Rating Reports are the copyright of A.M. Best Company and may not be reproduced or distributed without the express written consent of A.M. Best Company. Visitors to www.allianz.com are authorised to print a single copy of the rating report displayed there for their own use. Any other printing, copying or distribution is strictly prohibited. A.M. Best’s ratings are under continual review and subject to change or affirmation. To confirm the current rating visit www.ambest.com.
3	Issuer credit rating.
4	Final ratings vary on the basis of the terms.

 

Related links

 

Media Conference
February 26, 2026, 11:00 AM CET: YouTube (English language)

 

Analyst Conference
February 26, 2026, 2:00 PM CET: YouTube (English language)

 

Results
The results and related documents can be found in the download center.

 

 

Upcoming events

 

Annual Report
March 13, 2026

 

Annual General Meeting
May 7, 2026

 

Financial Results 1Q 2026
May 13, 2026

 

More information can be found in the financial calendar.

 

About Allianz

 

The Allianz Group is one of the world’s leading insurers and asset managers with around 97 million customers* in nearly 70 countries. Allianz customers benefit from a broad range of personal and corporate insurance services, ranging from property, life and health insurance to assistance services to credit insurance and global business insurance. Allianz is one of the world’s largest investors, managing around 764 billion euros** on behalf of its insurance customers. Furthermore, our asset managers PIMCO and Allianz Global Investors manage about 2.0 trillion euros** of third-party assets. Thanks to our systematic integration of ecological and social criteria in our business processes and investment decisions, we are among the leaders in the insurance industry in the Dow Jones Sustainability Index. In 2025, over 156,000 employees achieved total business volume of 186.9 billion euros and an operating profit of 17.4 billion euros for the Group.

 

*Customer count reflects Allianz customers in consolidated entities that are part of the customer reporting scope only.

** As of December 31, 2025.

 

These assessments are, as always, subject to the disclaimer provided below.

 

Cautionary note regarding forward-looking statements

 

This document includes forward-looking statements, such as prospects or expectations, that are based on management’s current views and assumptions and subject to known and unknown risks and uncertainties. Actual results, performance figures, or events may differ significantly from those expressed or implied in such forward-looking statements.

 

Deviations may arise due to changes in factors including, but not limited to, the following: (i) the general economic and competitive situation in the Allianz’s core business and core markets, (ii) the performance of financial markets (in particular market volatility, liquidity, and credit events), (iii) adverse publicity, regulatory actions or litigation with respect to the Allianz Group, other well-known companies and the financial services industry generally, (iv) the frequency and severity of insured loss events, including those resulting from natural catastrophes, and the development of loss expenses, (v) mortality and morbidity levels and trends, (vi) persistency levels, (vii) the extent of credit defaults, (viii) interest rate levels, (ix) currency exchange rates, most notably the EUR/USD exchange rate, (x) changes in laws and regulations, including tax regulations, (xi) the impact of acquisitions including and related integration issues and reorganization measures, and (xii) the general competitive conditions that, in each individual case, apply at a local, regional, national, and/or global level. Many of these changes can be exacerbated by terrorist activities.

 

No duty to update

 

Allianz assumes no obligation to update any information or forward-looking statement contained herein, save for any information we are required to disclose by law.

 

Other

 

The figures regarding the net assets, financial position and results of operations have been prepared in conformity with International Financial Reporting Standards. Information is based on preliminary figures. Final results for fiscal year 2025 will be released on March 13, 2026 (publication of the Annual Report). This is a translation of the German Quarterly and Full Year Earnings Release of the Allianz Group. In case of any divergences, the German original is binding.

 

Privacy Note

 

Allianz SE is committed to protecting your personal data. Find out more in our privacy statement.

 

 

 

View source version on businesswire.com: https://www.businesswire.com/news/home/20260225107874/en/

 

Business Wire India

Xiaomi has officially launched the Redmi Note 15 5G in the Indian market, further bolstering its already impressive range of mid-tier smartphones. Displaying excellent craftsmanship, the Xiaomi Redmi Note 15 sports an axis-symmetric camera deco design, a highly durable chassis, and a lightweight body with a curved front and back. These attributes give it a premium look and feel, while its cutting-edge imaging system pushes the boundaries of smartphone photography.

 

Now, you can shop for the latest handset from Xiaomi on Easy EMIs through Bajaj Finserv and benefit from flexible payment plans, instant approvals, and zero down payment options on select models. You can walk into any of the 1.5 lakh+ Bajaj Finserv partner outlets located across 4,000+ cities to get your hands on the Note 15 5G.

 

Xiaomi Redmi Note 15 – Making professional-grade photography accessible

 

The Redmi Note 15 is powered by the Qualcomm Snapdragon 6 Gen 3 Mobile Platform and is paired with a 5,520 mAh Silicon-Carbon battery with 45W Turbo Charging support. Thus, it can be your productivity driver and your gaming partner! Its proven durability, along with an IP66 dust and water resistance rating, ensures its long-lasting usage.

 

Key Specifications:

 

• Display: 6.77-inch 120Hz AMOLED display, 240Hz touch sampling rate, 3200 nits peak brightness 
• RAM: 8GB LPDDR4X 
• Processor: Qualcomm Snapdragon 6 Gen 3 (4 nm) 
• Storage: 128GB/256GB UFS 2.2, expandable up to 1TB 
• Rear cameras: 108MP wide (main) + 8MP (ultra-wide) 
• Front camera: 20MP 
• Battery: 5,520 mAh Silicon-Carbon battery with 45W Turbo Charging support 
• Operating system: Xiaomi HyperOS 2 
• Build: IP65/IP66 dust and water resistance 
• Colours: Glacier Blue, Black, Mist Purple 

 

Ultra-large display for stunning visuals

 

The Xiaomi Redmi Note 15 comes with a 6.77-inch AMOLED display, with advanced luminous materials that drive its peak brightness to 3,200 nits. This ensures clear visibility outdoors and vibrant, true-to-life colours. Its high refresh rate of 120Hz and touch sampling rate of 240Hz deliver fast, responsive control while gaming, resulting in a smooth, enjoyable experience.

 

Display highlights:

 

• Resolution: 2392 × 1080 pixels 
• Colour depth: 12-bit, 16,000-level brightness adjustment 
• Contrast ratio: 8,000,000:1 
• DCI- P3 wide colour gamut 
• 3840Hz PWM dimming for eye comfort 
• Screen-to-body ratio: 92% 
• TÜV Rheinland certifications: Low Blue Light, Circadian Friendly, Flicker Free 

 

Powerful imaging system for pro-grade photography

 

The 108MP super-clear camera with OIS support offers an incredible high-resolution imaging experience. It is supported by an 8MP ultra-wide-angle lens that captures expansive landscapes and immersive environments in a single frame. On the front, the Xiaomi Redmi Note 15 houses a 20MP selfie lens, allowing you to click social media-ready selfies.

 

Camera features:

 

• Rear video recording: 4K @ 30fps, 1080p @ 30fps, 720p @ 30fps 
• Front video recording: 1080p @ 30fps, 720p @ 30fps 
• AI image editing tools, such as AI Beautify and AI Remove Reflection

 

High-performance Snapdragon processor

 

The Xiaomi Redmi Note 15 runs on the powerful Qualcomm Snapdragon 6 Gen 3 octa-core processor, which effortlessly handles gaming, everyday tasks, and video playback.

 

Performance highlights:

 

• Octa-core processor, clocking up to 2.4 GHz 
• Dual 5G SIM support with wide band coverage 
• Xiaomi HyperOS 2 for optimised user experience 

 

Durable battery

 

The Redmi Note 15 5G is powered by the 5,520 mAh Silicon-Carbon battery with 45W Turbo Charge support. This battery remains strong even after 1,600 cycles, guaranteeing its long, dependable performance.

 

Battery features:

 

• 5,520 mAh (Typical) capacity 
• 45W adapter included in the box 
• Smart battery management for long-lasting performance 

 

Standout design with rugged build

 

The Xiaomi Redmi Note 15 features a reinforced double-strength display glass, a slim profile, the company’s Diamond Structure Protection, and military-grade certification. These attributes, along with its IP65/IP66 splash and dust resistance, ensure the mobile remains reliable while grabbing attention for its premium looks.

 

Design highlights:

 

• Thickness: 7.35mm (Black, Glacier Blue); 7.40mm (Mist Purple) 
• Pantone-inspired colour options 
• Weight: 178 grams 

 

Audio and connectivity

 

This model comes with dual ultra-linear speakers, Mi sound tuning, and Dolby Atmos, resulting in 300% louder and clearer audio compared to regular smartphones. In terms of connectivity features, the Note 15 5G supports Bluetooth 5.1, Wi-Fi 5, and USB Type-C.

 

Connectivity features:

 

• Nano SIM 1 + Hybrid slot (nano SIM or microSD) 
• GNSS support: GPS, GLONASS, Galileo, Beidou 
• In-screen fingerprint sensor + AI face unlock 

 

How Easy EMIs make premium smartphones accessible

 

Now, you don’t have to pay the entire amount upfront to own a premium handset. Instead, with Bajaj Finserv Easy EMIs, you can pay for the Xiaomi Redmi Note 15 in instalments! You can select repayment tenures between 3 and 60 months, enjoy instant eligibility checks, and shop from partner outlets nationwide.

 

Xiaomi Redmi Note 15 – Pricing and variants

 

Since the launch of the Redmi Note series, Xiaomi has enjoyed a significant market share in the mid-range segment. These smartphones have been integral to the company’s strategy of balancing high-end features with competitive pricing, and the Xiaomi Redmi Note 15 also falls in this category. Launched alongside the top-tier Xiaomi Redmi Note 15 Pro and Note 15 Pro+ phones, the Redmi Note 15 5G makes flagship features accessible to a wider audience.

This model comes in two storage options:

 

• 8GB RAM + 128GB ROM – Rs. 22,999* 
• 8GB RAM + 256GB ROM – Rs. 24,999* 

 

*Disclaimer: Prices and specifications are based on available sources and may vary by region or retailer. Please visit Bajaj Finserv partner stores to get the latest prices and offers.

 

Why you should buy the Xiaomi Redmi Note 15 from Bajaj Finserv partner stores

 

You can walk into your nearest Bajaj Finserv partner store to buy the Redmi Note 15 on Easy EMIs. Here are a few benefits of shopping from Bajaj Finserv partner outlets:

 

• Easy EMIs: You can split the cost of the smartphone into affordable monthly instalments. 
• Zero down payment plans: Select models do not require any down payment. 
• Maha Bachat Savings Calculator: You can combine brand, dealer, and EMI offers to see the total savings instantly. 
• Flexible tenures: You can select a repayment period (between 3 and 60 months) that is easy on your finances. 
• Quick approvals: Get instant loan approval with minimal paperwork. 

Business Wire India

INNIO Group, a leading energy solution and service provider, today announced it has signed a definitive agreement with Enerflex Ltd. (TSX: EFX) (NYSE: EFXT) to acquire their aftermarket business operations in Australia, Thailand and Indonesia. The transaction advances INNIO’s strategy to strengthen its presence in the Asia-Pacific (APAC) region and enhance customer proximity. The transaction is subject to customary closing conditions and regulatory approvals. Closing is expected during the second half of 2026.

 

The Enerflex APAC aftermarket business operates principally in three countries and eight locations. The company offers extensive workshop and office space, as well as a strong installed base. This base is supported by long-term service agreements with major oil and gas companies.

 

 

Dr. Dennis Schulze, CFO of INNIO Group, commented: “By integrating Enerflex’s expertise in the APAC region, we strengthen our service portfolio, deliver greater customer value, and accelerate growth in APAC. Enerflex has been a valued and long-standing partner of INNIO, and we look forward to building on this partnership in the future.”

 

 

This acquisition will allow INNIO to complement its portfolio in APAC and reinforce its commitment to customer-centric solutions. It also provides a solid platform for future growth in the region, building on INNIO’s acquisition of Souer in Thailand in 2024.

 

 

INNIO Group’s Waukesha engines provide reliable and compliant energy solutions for distributed gas compression and power generation applications. The brand’s rich and lean-burn engines, ranging from 200 kW – 3.7 MW, set an industry standard for low emissions, high reliability, and fuel flexibility.

 

 

About INNIO Group

 

 

INNIO Group is a leading energy solution and service provider that empowers industries and communities to make sustainable energy work today. With its Jenbacher and Waukesha product brands and its AI-powered myplant digital platform, INNIO Group offers innovative solutions for data center power infrastructure, distributed power generation, and compression applications. With its flexible, scalable, and resilient energy solutions and services, INNIO Group enables its customers to drive the energy transition across the energy value chain and ensures reliable energy supply even where the grid is not available.

 

 

For more information, visit INNIO Group’s website at innio.com. Follow INNIO Group on LinkedIn.

 

 

 

 

View source version on businesswire.com: https://www.businesswire.com/news/home/20260225464035/en/

 

Business Wire India

The Singapore Tourism Board (STB) and Ant International, renewed their multi-year strategic partnership to deepen tourism-led economic impact by strengthening Singapore’s position as a world-class destination and delivering seamless digital experiences for global travellers through Alipay+, Ant International’s unified wallet gateway.

 

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260225596781/en/

 

 

 

Building on the partnership which began in 2018, STB and Ant International will:

 

• Amplify Singapore’s destination appeal amongst key markets through joint marketing initiatives leveraging Alipay+’s ecosystem, including a campaign with Chinese actor Dylan Wang for the Chinese New Year period;

 

• Advance Singapore’s position in digital tourism by enabling seamless and secure mobile discovery and payments, ensuring visitors enjoy a frictionless experience; and

• Strengthen the competitiveness of Singapore’s travel ecosystem by leveraging Ant International’s data and technology capabilities to deepen actionable insights sharing on travellers’ behaviours.

The partnership aims to unlock new growth opportunities for local businesses, in line with STB’s Tourism 2040 roadmap, focusing on cultivating future demand, enhancing Singapore’s appeal as a destination, and developing a future-ready tourism sector.

 

Ms Melissa Ow, Chief Executive of Singapore Tourism Board said: “We are pleased to renew our strategic partnership with Ant International and look forward to unlocking new opportunities across key markets through Alipay+’s extensive digital wallet network. By combining our destination expertise with their payment technology and data capabilities, we can respond to the evolving traveller demand more nimbly and create a more seamless experiences for visitors whilst driving meaningful growth in tourism spending.”

 

 

Digital connectivity drives tourism success in 2025

 

 

Building on a successful year for Singapore tourism, the partnership between STB and Alipay+ in 2025 drove record spending via Alipay+ across Singapore’s tourism sector, from major attractions, to services and neighbourhood hawker stalls. According to data from Alipay+, Singapore is amongst the top 5 popular global travel destinations, with transactions increasing 36 percent year-on-year. In line with travellers’ demand for local experiences, spending via SGQR almost tripled from the year before, bringing tangible economic impact to small and medium-sized enterprises (SMEs).

 

 

Via Alipay+, merchants across Singapore can accept 25 international e-wallets and bank apps, enabling travellers from 17 countries and regions to use their familiar home payment apps to make payment locally.

 

 

Asian travellers continue to be key drivers of Singapore’s tourism industry. According to Alipay+ data, Mainland China, Malaysia, Hong Kong SAR, the Philippines, and South Korea are the top 5 inbound markets. Transactions by Chinese travellers – Singapore’s largest pool of visitors – increased 26 percent year-on-year in 2025, alongside significant growth from new markets like Kazakhstan and Italy.

 

 

While retail remains the most popular activity, travellers are spending more on food and beverage, accommodation, and day-to-day services like transportation, as Singapore caters to a more diverse range of visitors.

 

 

“Destinations are dynamic digital ecosystems that connect culture and commerce across borders, driving economic impact and inclusion,” said Peng Yang, CEO of Ant International. “The Singapore Tourism Board has set the benchmark for how innovation, trust and public-private collaboration can power a world-class tourism economy. Together, we will support Singapore’s ambition to inspire not just as a place to visit, but one that shapes the future of travel and its shared value to communities.”

 

 

Shaping tourism’s next chapter with AI

 

 

The partnership also aims to further enhance Singapore’s global leadership in travel innovation. Both parties will leverage Ant International’s data capabilities to forecast trends, building a future-ready tourism sector while enhancing the experience for visitors.

 

 

Additionally, Alipay+ has driven a series of innovations for mobile-savvy travellers, including:

 

 

• Alipay+ Voyager: An in-app AI travel agent launched in six of Asia’s largest superapps, that can offer personalised recommendations, deals, essential services like transportation, translation and more, for travellers visiting Singapore;
• In-app rewards: Spotlighting Singapore attractions and offering exclusive vouchers directly within leading e-wallets; merchants can leverage Alipay+’s AI-powered marketing services for deeper, more relevant engagements;
• Mobile engagement: Collaborating with Fairprice Group to launch the first-of-its-kind Cheers mini-programme directly within Alipay for Chinese travellers

 

 

Enhancing Singapore’s global appeal

 

In 2025, STB and Alipay+ rolled out high-profile marketing campaigns with global celebrities Dylan Wang and Stefanie Sun, to promote Singapore to regional travellers. These campaigns amplified top attractions and digital connectivity in Singapore across multiple channels, including Alipay+’s partner e-wallets to reach travellers directly within the apps they use most, translating inspiration into visits and spending.

 

 

The first campaign to roll out for 2026 features Dylan Wang showcasing shopping, attractions and local food spots, ahead of the Chinese New Year, a peak travel season for Asian travellers.

 

 

About Singapore Tourism Board

 

 

The Singapore Tourism Board (STB) is the lead development agency for tourism, one of Singapore’s key economic sectors. Together with industry partners and the community, we shape a dynamic Singapore tourism landscape. We bring the Passion Made Possible brand to life by differentiating Singapore as a vibrant destination that inspires people to share and deepen their passions.

 

 

More: www.stb.gov.sg or www.visitsingapore.com | Follow us: STB LinkedIn, STB Facebook or STB Instagram

 

 

About Ant International

 

 

Ant International is a leading global digital payment, digitisation and financial technology provider. Through collaboration across the private and public sectors, our unified techfin platform supports financial institutions and merchants of all sizes to achieve inclusive growth through a comprehensive range of cutting-edge digital payment and financial services solutions. To learn more, please visit https://www.ant-intl.com/

 

 

About Alipay+

 

 

Ant International’s Alipay+ is a unified wallet gateway with cross-border payment and digitisation services that help connect global merchants to consumers. Consumers enjoy seamless payments a broad choice of deals and the convenience of digital services using their preferred payment app/e-wallet while travelling abroad. Many small and medium-sized businesses already use Alipay+ digital tools to enhance efficiency and achieve omni-channel growth.

 

 

 

 

View source version on businesswire.com: https://www.businesswire.com/news/home/20260225596781/en/