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business

BRICS Educational Film and Media Association (BEFMA) Appoints Syed Sultan Ahmed as Vice-President to Strengthen Global Educational Film and Media Initiatives

Neel Achary 0 Comment

New Delhi, India, Feb 26: The BRICS Educational Film and Media Association (BEFMA) has announced the appointment of Syed Sultan Ahmed as its Vice-President to steer BEFMA’s strategic programs. He will lead the organization’s efforts to create a more inclusive, innovative, and impactful media education landscape across BRICS & BRICS+ nations. He aims to empower both educators and students to engage with and produce content that resonates with diverse global audiences.

“I’m honoured to join BEFMA at a moment when film and media are becoming vital tools for education and global conversation,” said Syed Sultan Ahmed. “I look forward to working with educators, filmmakers and young creators across BRICS to expand access, deepen media literacy, and give learners the means to tell their own stories to the world.”

Sultan is a leading education reformer, social entrepreneur, and an award-winning filmmaker with over two decades of experience at the intersection of cinema, life skills, and school leadership. He currently serves as Chairperson of The Association of International Schools of India (TAISI), is Founder & Chief Learner of LXL Ideas, and curator for the School Cinema International Film Festival (SCIFF). School Cinema, Sultan’s film-based teaching pedagogy has reached millions of students across countries.

Sultan has been honoured with seven National Film Awards from the President of India, including Best Educational Film, Best Film on Family Values, and Best Film on Sports. His films have been showcased at over 575 international film festivals, earning widespread recognition for his contributions. 

education

Pan IIT Urges Strategic Expansion to Make India a Global Education Hub

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By:- Prabhat Kumar, Chairman (IRS), Pan IIT Alumni India

Pan IIT welcomes the Knight Frank – Deloitte report identifying India as the world’s most strategic higher education growth market, driven by its 155 million-strong youth cohort. To harness this potential, we advocate for a dual strategy: vertical expansion through world-class research and specialisation, and horizontal expansion via accessible education hubs across India. These hubs will integrate academia, industry, and innovation, positioning India as a leader in the Global South for educational collaboration and opportunity.

Enabled by 100% automatic-route FDI and supportive budget provisions for research and skill development, we urge the adoption of further streamlined policies to attract private and foreign university investment. Our focus must be on scaling technical and vocational education while deeply integrating Indian Knowledge Systems. Pan IIT is committed to partnering with all stakeholders to transform India into a global knowledge exporter and destination.

business

India’s First INR 5 Crore ‘Zero Prize’ Targets Verified Air, Water and Land Pollution Reduction

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New Delhi, Feb 26: In a shift toward performance-linked climate accountability, the Zero Prize was announced as India’s first national results-based environmental award that links financial reward directly to independently verified reductions in air, water, and land pollution. Convened by the School of Policy and Governance (SPG), the initiative is supported through philanthropic contributions, corporate CSR partnerships, and institutional stakeholders, and aims to align funding with measurable environmental outcomes.

With a total corpus of ₹5 crore, the Zero Prize will award ₹1 crore each across three categories — Air, Water, and Land to solutions that demonstrate scientifically validated pollution reduction within defined geographies. The announcement event was held at India Habitat Centre in the presence of award-winning actor and environmental advocate Dia Mirza as Chief Guest, along with policymakers, sustainability leaders, and industry stakeholders.

The Prize is open to startups, NGOs, corporates, municipal bodies, research institutions, and individual innovators across India. Eligible applicants must implement a real-world pilot within defined urban or peri-urban contexts and undergo independent third-party monitoring and validation. Early-stage concepts without measurable on-ground execution will not qualify.

While climate commitments and sustainability capital continue to expand, organisers note that much of the ecosystem still rewards announcements, pilot-stage activity, or projected outcomes rather than independently verified environmental performance. The Zero Prize seeks to address this gap by recognising only measurable, attributable pollution reduction achieved within defined physical boundaries.

“For 140 years, my family has built a legacy on the power of nature through Ayurveda. But today, that very nature is under threat. ,” said Mr. Saket Burman, Co-Founder of Zero Prize and Vice Chairman, Dabur India Ltd. “ I am proud to support the Zero Prize, a ₹5 Crore national challenge that encourages Indian entrepreneurship and Jugaad to come up with high impact scalable solutions.  We are looking for the proven innovations that will make India’s air, water, and land measurably cleaner for the next generation. It’s time to move beyond the boardrooms and into the field. No promises.Only results.”

Each shortlisted solution will establish a documented baseline and demonstrate quantifiable reduction over a 12-month challenge period. For air, reduction in particulate exposure within defined zones will be assessed through fixed-location monitoring systems adjusted for meteorological variation. For water, pollutant load reduction including parameters such as BOD, COD, TSS, and nutrients will be measured at defined discharge points using CPCB-aligned protocols. For land, reduction in waste leakage or improper disposal will be assessed through traceable weight-based audits and documented verification.

Mr. Ruchir Punjabi, Chair, School of Policy and Governance, added “Innovation is often messy, but in the fight against pollution, it needs to be abundant. The Zero Prize is a bridge. By offering India’s first results-based incentive, we are mobilizing the country’s brightest problem-solvers from tech startups to civic researchers to tackle our environmental crisis with the same urgency as a unicorn exit. We are looking for the disruptors who can leverage the economic opportunity of making India more livable. If you have a solution that is science-verified and ready to scale, the stage is yours. Let’s build an ecosystem where the most impactful solutions don’t just survive, they win.

All claims will undergo independent third-party validation, with awards granted only after verified baseline-to-post-intervention environmental improvement. Key findings will be made publicly accessible.

Applications open in March 2026 and close in August 2026, with winners to be announced in February 2027 following technical evaluation, pilot implementation, and independent validation. The Prize follows a milestone-based disbursement structure aligned with successful pilot execution and verification.

The Prize is structured as an annual national initiative focused on results-based environmental recognition and performance-linked funding. The framework aligns with national missions including the National Clean Air Programme, the National Mission for Clean Ganga, and Swachh Bharat Mission 2.0 by accelerating verifiable, on-ground environmental outcomes.

By linking financial rewards to independently validated pollution reduction, the Prize adopts a performance-based accountability framework.

news

SMFG India Credit Launches New Brand Anthem Film Celebrating ‘Pragati’ and Collective Momentum

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SMFG India Credit Launches New Brand Anthem Film Celebrating ‘Pragati’ and Collective Momentum

Mumbai, Feb 26: SMFG India Credit has unveiled its new brand anthem film “Chal Pado, Aage Badho,” a high-energy celebration of progress, partnership and shared purpose. Set within the vibrant environment of SMFG India Credit’s workplace, the film highlights how progress is driven by collective momentum and philosophy of becoming SARVOTTAM – Rise to be the best.

Rooted in the spirit of “Pragati”, the campaign brings together employees across functions and levels, from teams on the office floor to senior leadership in the boardroom, reflecting alignment, collaboration and a shared vision for growth. The narrative reinforces the belief that when people move forward together with purpose and confidence, meaningful progress follows.

The anthem is more than a song, it is a celebration of who we are — a culture built on belief, collaboration, and shared ambition. From frontline teams to leadership, from new joiners to mentors, this anthem carries the collective voice of SMFG India Credit.

Speaking on the launch, Ravi Narayanan, MD and CEO, SMFG India Credit, said,

“This composition is much more than a melody; it is the very heartbeat of our organizational philosophy. In it resides a little bit of the heart and soul of each one of my colleagues across the length and breadth of Bharat. It serves as a powerful reminder of our shared mission to constantly rise to be the best – to be ‘Sarvottam.’ The stirring refrain, “Badhe Chalo,” beautifully captures our collective resolve to keep walking ahead, innovating, and growing. It reflects the unwavering commitment of our entire organization as we journey toward becoming an institution — the absolute benchmark of excellence.”

“Our anthem reflects our deepening presence across nearly 1,000 branches, the scaling of our portfolio, and the progress at SMFG India Credit. This growth story is the result of our teams moving in alignment. Over the past year, we have strengthened our foundation, sharpened execution, and built momentum across markets. The nationwide production journey was a spectacular feat of unity. Filmed across the country, every frame radiates the boundless energy and discipline of our people, which enable us to grow responsibly while expanding access to credit across India,” adds Narayanan.

business

KEZAD Group Signs 50-Year Land Lease with Galadari Brothers’ Heavy Equipment Division to Establish AED 75 Million Facility

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The 150,000 sqm facility will establish operations for storage and distribution of heavy machinery and industrial equipment in KEZAD – Abu Dhabi

 

Abu Dhabi, United Arab Emirates – Feb 26: Khalifa Economic Zones Abu Dhabi – KEZAD Group, one of the largest operators of integrated and purpose-built economic zones in the region and Galadari Brothers’ Heavy Equipment Division have signed a 50-year land lease agreement for the establishment of a state-of-the-art facility in KEZAD A (KEZAD Al Ma’mourah).

 

Galadari is investing AED 75 million in the proposed 150,000 sqm facility that will establish operations for storage and distribution of heavy machinery and industrial equipment in the region. The group’s Heavy Equipment Division is a leading dealer and distributor of commercial vehicles and specialised construction machinery from international brands in the UAE. Headquartered in Dubai, Galadari Brothers is a diversified conglomerate with a legacy spanning more than 60 years and a presence across multiple sectors and international markets.

 

Since its inception more than four decades ago, the Heavy Equipment Division of Galadari has grown from being a single-product distributor to steadily build an expansive product portfolio constituting a wide range of construction equipment. The move to KEZAD comes as part of Galadari’s strategic plans to expand its business in the region, and its commitment to delivering excellence in services by joining a thriving economic zone with dedicated industrial clusters and practices.

 

Mohamed Al Khadar Al Ahmed, CEO, Khalifa Economic Zones Abu Dhabi – KEZAD Group said: “We welcome Galadari Brothers to KEZAD, and look forward to a fruitful partnership, as we support them in expanding their foothold in the region with our tailored services. By being in KEZAD, Galadari organically becomes an integral part of a cohesive industrial structure, designed for innovation, collaboration and delivery of outstanding services.

 

“As we continue on our growth path, we are hopeful that this association will be mutually beneficial for business – contributing to the growth of Galadari as well as the economic development of Abu Dhabi.”

 

Mohammed Galadari, Co-Chairman and Group CEO of Galadari Brothers said: “The establishment of this facility marks a significant step in advancing Galadari Brothers’ Heavy Equipment capabilities and scaling our operational infrastructure in the UAE. Located within KEZAD’s integrated industrial ecosystem, the facility enhances our ability to support large-scale projects while strengthening the logistics and supply chain networks that underpin regional growth. This investment reflects our long-term confidence in the UAE’s vision for economic diversification and industrial advancement while reinforcing our commitment to delivering the capacity, reliability, and expertise required to serve a rapidly evolving industrial landscape.”

business

Allianz Achieves Record Operating Profit of 17.4 Billion Euros – Excellent Start to New Strategic Cycle

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Business Wire India

12M 2025

 

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260225107874/en/

 

Oliver Bäte, Chief Executive Officer of Allianz SE

Oliver Bäte, Chief Executive Officer of Allianz SE

 

  • Excellent momentum and record operating profit
  • Total business volume rises 8.11 percent and reaches 186.9 billion euros with contributions from all segments
  • Operating profit increases 8.4 percent to 17.4 billion euros, our highest operating profit ever
  • Shareholders’ core net income advances 10.9 percent to 11.1 billion euros
  • Core earnings per share (EPS) grow 12.5 percent and reach 28.61 euros
  • Core return on equity (RoE) reaches an excellent level of 18.1 percent
  • Solvency IIratio2 increases 10 percentage points to 218 percent supported by excellent capital generation

4Q 2025

  • Diversified growth and double-digit increase in shareholders’ core net income
  • Total business volume rises 6.5 1 percent with contributions from all segments
  • Operating profit increases 3.0 percent to 4.3 billion euros, driven by excellent contribution from the Property-Casualty segment
  • Shareholders’ core net income advances 12.2 percent and reaches 2.7 billion euros

 

Outlook & other

 

  • For 2026, Allianz targets an operating profit of 17.4 billion euros, plus or minus 1 billion euros3
  • Management to propose a dividend per share of 17.10 euros, an increase of 11.0 percent from 2024
  • Allianz has announced a new share buy-back program of up to 2.5 billion euros on February 25, 2026

 

CEO comment

 

“Allianz’s record results for 2025 demonstrate – again – our ability to deliver reliably, including in rapidly shifting and increasingly divisive environments. The strength of our performance and fundamentals goes well beyond our financial discipline and operational resilience. Our success is also powered by our leading brand strength, record customer loyalty, and highly motivated employees.

 

Customers expect protection and peace of mind at a price that they can afford, which is why our ability to offer superior value is so vital to the continued growth of our customer base. To mitigate deepening polarization in the world, it remains our strategic priority – as well as our societal responsibility – to ensure that people can access the freedom and security that our products and services provide.”

 

 

– Oliver Bäte, Chief Executive Officer of Allianz SE

 

FINANCIAL HIGHLIGHTS

 

Allianz Group: An excellent start to our Capital Markets Day delivery

 

Key performance indicator

  

4Q 2025

 

  

Change vs
prior year

  

12M 2025

 

  

Change vs
prior year

Total business volume (€ bn)4

  

45.7

    

6.5%

  

186.9

    

8.1%

Operating profit (€ mn)

  

4,297

 

  

3.0%

  

17,374

 

  

8.4%

Shareholders’ core net income (€ mn)

  

2,731

 

  

12.2%

  

11,113

 

  

10.9%

Core return on equity (%)

          

18.1

 

  

1.2%-p

Solvency II ratio (%)

          

218

 

  

10%-p

 

CFO comment

 

“We had an excellent start into our new strategic cycle. Our performance highlights the strength and resilience of Allianz’s business model.

 

Allianz’s record results for 2025 are characterized by very good growth across our segments and excellent profitability, while we further enhanced our financial strength. This demonstrates our ability to create sustainable value for our customers and shareholders alike.

 

As we pursue our 2026 target of an operating profit of 17.4 billion euros, plus or minus 1 billion euros, we continue the focused execution of our strategic Capital Markets Day priorities to deliver on our 2025 – 2027 plan.”

 

– Claire-Marie Coste-Lepoutre, Chief Financial Officer of Allianz SE

 

Allianz’s 12M 2025 results were excellent. Allianz sustained its momentum across all three segments and achieved a record operating profit.

 

Our total business volume expanded to 186.9 billion euros (12M 2024: 179.8 billion euros). Internal growth, which excludes the effects of foreign-currency translation as well as acquisitions and divestments, was strong at 8.1percent, supported by growth across all segments.

 

Operating profit reached a record level of 17.4 (16.0) billion euros, an increase of 8.4 percent. The Property-Casualty business was the main growth driver and all business segments exceeded their full-year outlook midpoints.

 

Shareholders’ core net income rose by 10.9 percent to 11.1 (10.0) billion euros. Adjusted for a one-off tax provision related to the sale of our stake in our Indian Joint Ventures in 1Q 2025 and the divestment gain on the UniCredit Joint Venture in 2Q 2025, shareholders’ core net income was up by 9.3 percent.

 

Core earnings per share (EPS)5 amounted to 28.61 (25.42) euros, an increase of 12.5 percent. Adjusted for the above-mentioned one-off tax provision and divestment gain, core earnings per share rose 10.8 percent.

 

Allianz has delivered an excellent core return on equity (RoE)5 of 18.1 percent in 12M 2025 (12M 2024: 16.9 percent). Adjusted for the effects of the one-off tax provision and divestment gain, the core return on equity was 17.8 percent.

 

This performance was achieved while Allianz further strengthened its capitalization. The Solvency II ratio was 218 percent, an increase of 10 percentage points compared to full-year 2024 (209 percent) and 3Q 2025 (209 percent). This development was supported by excellent operating capital generation of 25 percentage points after tax/before dividend.

 

In 4Q 2025, Allianz delivered a strong performance, characterized by good growth across our three segments and excellent profitability.

 

Our total business volume amounted to 45.7 billion euros (4Q 2024: 45.9 billion euros). Internal growth was good at 6.5 percent and all segments contributed.

 

Operating profit rose 3.0 percent to 4.3 (4.2) billion euros, reaching 27 percent of our full-year outlook midpoint. The increase was mainly driven by excellent operating profit growth in our Property-Casualty business.

 

Shareholders’ core net income advanced 12.2 percent to 2.7 (2.4) billion euros. A higher operating profit and an improved non-operating result contributed.

 

Outlook

 

In 2026, Allianz targets an operating profit of 17.4 billion euros, plus or minus 1 billion euros.

 

Other

 

The Board of Management proposes a dividend per share of 17.10 euros (2024: 15.40 euros) for 2025, an increase of 11.0 percent from 2024.

 

On February 25, 2026, Allianz has announced a new share buy-back program of up to 2.5 billion euros.

 

Property-Casualty insurance: Excellent delivery across all dimensions

 

Key performance indicator

  

4Q 2025

 

  

Change vs
prior year

  

12M 2025

 

  

Change vs
prior year

Total business volume (€ bn)4

  

19.9

    

6.7%

  

86.7

    

8.2%

Operating profit (€ mn)

  

2,134

 

  

9.6%

  

8,992

 

  

13.9%

Combined ratio (%)

  

93.6

 

  

-1.1%-p

  

92.2

 

  

-1.3%-p

Loss ratio (%)

  

69.8

 

  

-0.9%-p

  

68.3

 

  

-1.0%-p

Expense ratio (%)

  

23.8

 

  

-0.2%-p

  

23.9

 

  

-0.3%-p

 

Core messages Property-Casualty insurance 12M 2025

 

  • Very good internal growth across retail and commercial
  • Record operating profit, well exceeding the full-year outlook midpoint
  • Excellent combined ratio supported by underwriting actions

 

In the 12M 2025 period, total business volume rose to 86.7 billion euros (12M 2024: 82.9 billion euros). Internal growth was very good at 8.2 percent.

Operating profit was excellent at 9.0 (7.9) billion euros, well exceeding our full-year outlook midpoint of 8.0 billion euros. Operating profit growth of 13.9 percent was almost exclusively driven by a higher operating insurance service result.

 

The combined ratio was at an excellent level of 92.2 percent (93.4 percent), with improvements in the loss ratio and the expense ratio. The loss ratio reached 68.3 percent, an improvement of 1.0 percentage point compared to prior year (69.3 percent). Lower natural catastrophe losses and underlying improvements from underwriting actions overcompensated a conservative run-off ratio. The expense ratio improved by 0.3 percentage points to 23.9 percent (24.2 percent), reflecting a successful ongoing productivity focus.

 

The retail6 business delivered excellent internal growth of 9 percent while our commercial7 business grew by 7 percent.

 

Profitability in both retail and commercial was strong. The retail combined ratio improved 1.8 percentage points to 92.4 percent (94.1 percent), while in commercial the combined ratio reached an excellent level of 91.7 percent (92.2 percent), an improvement of 0.5 percentage points.

 

Core messages Property-Casualty insurance 4Q 2025

 

  • Strong internal growth of 6.7 percent
  • Excellent operating profit of 2.1 billion euros, up 10 percent
  • Very good combined ratio, supported by a better loss ratio and expense ratio

 

In 4Q 2025,total business volume reached 19.9 billion euros (4Q 2024: 19.5 billion euros), a strong internal growth of 6.7 percent.

The operating profit grew to 2.1 (1.9) billion euros, an increase of 9.6 percent, reaching 27 percent of our full-year outlook midpoint. A stronger operating insurance service result was the main driver.

 

The combined ratio improved to a very good level of 93.6 percent (94.7 percent). The loss ratio was 69.8 percent (70.7 percent), an improvement of 0.9 percentage points. The expense ratio improved by 0.2 percentage points to 23.8 percent (24.1 percent).

 

Our retailbusiness delivered excellent internal growth of 9 percent and the combined ratio reached 94.5 percent (94.0 percent).

 

The commercialbusiness achieved an internal growth of 3 percent, carefully managing the market environment, while the combined ratio improved by 4.0 percentage points to a strong level of 92.6 percent (96.6 percent).

 

Life/Health insurance: Consistently good results

 

Key performance indicator

  

4Q 2025

 

  

Change vs
prior year

  

12M 2025

 

  

Change vs
prior year

PVNBP (€ mn)

  

21,163

    

-0.2%

  

84,682

    

3.5%

New business margin (%)

  

5.8

 

  

0.3%-p

  

5.7

 

  

-0.0%-p

Value of new business (€ mn)

  

1,217

 

  

5.3%

  

4,829

 

  

2.9%

Operating profit (€ mn)

 

1,364

 

 

-4.2%

 

5,601

 

 

1.7%

Contractual Service Margin (€ bn, eop)

 

55.7

 

 

1.4%8

 

55.7

 

 

5.2%9

 

Core messages Life/Health insurance 12M 2025

 

  • Good PVNBP growth of 3.5 percent from exceptionally high prior year level
  • Very good normalized CSM growth of 5.2 percent
  • Operating profit above full-year outlook midpoint

 

In 12M 2025, PVNBP, the present value of new business premiums, reached 84.7 billion euros (12M 2024: 81.8 billion euros), an increase of 3.5 percent from an exceptionally high prior year level or 7.5 percent higher adjusted for foreign currency translation effects and scope changes10. Growth was spread across most regions. The share of new business premiums generated in our preferred lines was 91 percent (93 percent).

The new business margin remained strong at 5.7 percent (5.7 percent) and the value of new business rose to 4.8 (4.7) billion euros, an increase of 5.8 percent adjusted for foreign currency translation effects and scope changes10.

 

Operating profit grew to 5.6 (5.5) billion euros, an increase of 1.7 percent, and exceeding our full-year outlook midpoint.

 

The Contractual Service Margin (CSM) remained broadly stable at 55.7 billion euros compared to 55.6 billion euros11 at the end of 2024. Very good normalized CSM growth of 5.2 percent was largely offset by foreign currency translation effects and non-economic movements.

 

Core messages Life/Health insurance 4Q 2025

 

  • New business margin strong at 5.8 percent
  • Value of new business increases 12 percent adjusted for foreign currency translation effects and scope changes
  • Operating profit good at 1.4 billion euros

 

In 4Q 2025, PVNBP, the present value of new business premiums, amounted to 21.2 billion euros (4Q 2024: 21.2 billion euros), an increase of 7.8 percent adjusted for foreign currency translation effects and scope changes10. The share of new business premiums generated in our preferred lines was 90 percent (92 percent).

The new business margin (NBM) of 5.8 percent (5.5 percent) was strong and above our ambition of at least 5 percent. The value of new business (VNB) increased by 5.3 percent to 1.2 (1.2) billion euros or 11.7 percent adjusted for foreign currency translation effects and scope changes10.

 

Operating profit reached a good level of 1.4 (1.4) billion euros, amounting to 25 percent of our full-year outlook midpoint.

 

Contractual Service Margin (CSM) increased to 55.7 billion euros (3Q 2025: 55.5 billion euros). Normalized CSM growth of 1.4 percent was very good and overcompensated non-economic movements.

 

Asset Management: Excellent third-party net inflows

 

Key performance indicator

  

4Q 2025

 

  

Change vs
prior year

  

12M 2025

 

  

Change vs
prior year

Operating revenues (€ bn)12

  

2.3

    

5.8%

  

8.5

    

5.9%

Operating profit (€ mn)

  

928

 

  

-1.5%

  

3,345

 

  

3.3%

Cost-income ratio (%)

  

60.0

 

  

-0.0%-p

  

60.7

 

  

-0.4%-p

Third-party net flows (€ bn)

  

45.5

 

  

173.2%

  

139.3

 

  

64.2%

Third-party assets under management (€ bn)

          

1,990

 

  

3.6%

Average third-party assets under management (€ bn)

 

1,978

 

 

4.8%

 

1,914

 

 

5.8

 

Core messages Asset Management 12M 2025

 

  • Operating profit increases 3 percent to 3.3 billion euros
  • Cost-income ratio improves to 60.7 percent, ahead of full-year ambition of around 61 percent
  • Excellent third-party net inflows of 139 billion euros

 

In 12M 2025, operating revenues increased to 8.5 billion euros (12M 2024: 8.3 billion euros), an internal growth of 5.9 percent. Growth was driven by higher AuM-driven revenues, which advanced by 8.3 percent adjusted for foreign currency translation effects. This was supported by higher average third-party AuM.

Operating profit rose to 3.3 (3.2) billion euros, up 3.3 percent, or 6.9 percent adjusted for foreign currency translation effects. The cost-income ratio (CIR) improved to a very good level of 60.7 percent (61.1 percent), ahead of our full-year ambition of around 61 percent. This development reflects strong underlying revenue momentum and management actions.

 

Third-party assets under managementamounted to 1.990 (1.920) trillion euros as of December 31, 2025, reaching an all-time high. Excellent net inflows of 139 billion euros and positive market effects of 94 billion euros were partly offset by negative foreign currency translation effects of 170 billion euros. Average third-party assets under management amounted to 1.914 trillion euros, 5.8 percent above the 2024 average.

 

Core messages Asset Management 4Q 2025

 

  • Assets under management (AuM)-driven revenues grow by 10 percent (F/X adjusted)
  • Operating profit at 928 million euros, reaching 28 percent of our full-year outlook midpoint
  • Strong third-party net inflows of 45 billion euros

 

In 4Q 2025, operating revenues reached 2.3 billion euros (4Q 2024: 2.4 billion euros), an internal growth of 5.8 percent. This was due to higher AuM-driven revenues, which increased by 10.5 percent adjusted for foreign currency translation effects.

Operating profit amounted to 928 (941) million euros, an increase of 5.3 percent adjusted for foreign currency translation effects. The cost-income ratio (CIR) was stable at an excellent level of 60.0 percent (60.0 percent).

 

Third-party assets under management of 1.990 trillion euros as of December 31, 2025 increased by 3.2 percent compared to 3Q 2025 (4Q 2024: 1.920 trillion euros; 3Q 2025: 1.928 trillion euros). Strong net inflows of 45 billion euros and market effects of 20 billion euros were the drivers. Average third-party assets under management increased 4.8 percent compared to 4Q 2024 and reached 1.978 trillion euros.

 

FOOTNOTES

 

_____________________________________

1

Internal growth; total growth 4.0 percent in 12M 2025 and -0.5 percent in 4Q 2025.

2

Solvency II ratio / Solvency II capitalization ratio: ratio that expresses the capital adequacy of a company by comparing own funds to SCR. This applies to all information related to the Solvency II ratio in this document.

3

As always, natural catastrophes and adverse developments in the capital markets, as well as factors stated in our cautionary note regarding forward-looking statements may severely affect the operating profit and/or net income of our operations and the results of the Allianz Group.

4

Change refers to internal growth.

5

Core EPS and core RoE calculation based on shareholders‘ core net income.

6

Retail including SME and Fleet. This applies to all information related to retail in this document.

7

Commercial including large Corporate, MidCorp, credit insurance, internal and 3rd party R/I. This applies to all information related to commercial in this document.

8

Normalized CSM growth fourth quarter 2025.

9

Normalized CSM growth 2025, percentage calculated including the scope changes in the base value in the first quarter 2025 and including UniCredit Allianz Vita S.p.A. until the sale in the second quarter 2025.

10

Sale of our stake in UniCredit JV and transfer of our German accident insurance with premium refund (APR) and the Austrian health businesses from the P/C segment to the L/H segment.

11

Figure includes gross CSM of EUR 0.8 bn as of December 31, 2024 for UniCredit Allianz Vita S.p.A., which was classified as held for sale in the third quarter of 2024.

12

Internal growth.
   

 

4Q & 12M 2025 RESULTS TABLE

Allianz Group – key figures 4th quarter and fiscal year 2025

  

 

  

 

  

 

  

 

 

  

 

  

 

  

 

 

 

 

 

  

 

 

4Q 2025

 

4Q 2024

 

Delta

 

 

12M 2025

 

12M 2024

 

Delta

 

Total business volume

    

€ bn

 

45.7

 

45.9

 

-0.5%

 

 

186.9

 

179.8

 

4.0%

 

– Property-Casualty

 

 

  

€ bn

 

19.9

 

19.5

 

1.7%

 

 

86.7

 

82.9

 

4.7%

 

– Life/Health

 

 

  

€ bn

 

23.6

 

24.3

 

-2.6%

 

 

92.3

 

89.3

 

3.4%

 

– Asset Management

 

    

€ bn

 

2.3

 

2.4

 

-1.5%

 

 

8.5

 

8.3

 

2.2%

 

– Consolidation

 

  

€ bn

 

-0.1

 

-0.3

 

-42.7%

 

 

-0.6

 

-0.7

 

-16.5%

 

Operating profit / loss

  

 

  

€ mn

 

4,297

 

4,174

 

3.0%

 

 

17,374

 

16,023

 

8.4%

 

– Property-Casualty

 

 

  

€ mn

 

2,134

 

1,948

 

9.6%

 

 

8,992

 

7,898

 

13.9%

 

– Life/Health

 

 

  

€ mn

 

1,364

 

1,424

 

-4.2%

 

 

5,601

 

5,505

 

1.7%

 

– Asset Management

 

 

  

€ mn

 

928

 

941

 

-1.5%

 

 

3,345

 

3,239

 

3.3%

 

– Corporate and Other

 

 

  

€ mn

 

-129

 

-140

 

-7.7%

 

 

-565

 

-615

 

-8.2%

 

– Consolidation

      

€ mn

 

0

 

1

 

-69.6%

 

 

1

 

-4

 

n.m.

 

Net income

 

 

  

€ mn

 

2,821

 

2,636

 

7.0%

 

 

11,430

 

10,540

 

8.4%

 

– attributable to non-controlling interests

  

€ mn

 

157

 

163

 

-3.9%

 

 

655

 

609

 

7.7%

 

– attributable to shareholders

 

  

€ mn

 

2,664

 

2,472

 

7.7%

 

 

10,775

 

9,931

 

8.5%

 

Shareholders’ core net income1

  

€ mn

 

2,731

 

2,434

 

12.2%

 

 

11,113

 

10,017

 

10.9%

 

Core earnings per share2

  

€

 

7.17

 

6.31

 

13.7%

 

 

28.61

 

25.42

 

12.5%

 

Dividend per share

  

€

 

–

 

–

 

–

 

 

17.10

3

15.40

 

11.0%

 

Additional KPIs

 

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

– Group

 

Core return on equity4

  

%

 

–

 

–

 

–

 

 

18.1%

 

16.9%

 

1.2%

-p

– Property-Casualty

 

Combined ratio

  

%

 

93.6%

 

94.7%

 

-1.1%

-p

 

92.2%

 

93.4%

 

-1.3%

-p

– Life/Health

 

New business margin

  

%

 

5.8%

 

5.5%

 

0.3%

-p

5.7%

 

5.7%

 

-0.0%

-p

– Asset Management

 

Cost-income ratio

  

%

 

60.0%

 

60.0%

 

-0.0%

-p

 

60.7%

 

61.1%

 

-0.4%

-p

 

 

 

  

 

 

 

 

 

 

 

 

 

12/31/2025

 

12/31/2024

 

Delta

 

Shareholders’ equity5

 

 

  

€ bn

 

 

 

 

 

 

 

 

62.7

 

60.3

 

4.0%

 

Contractual service margin (net)6

  

€ bn

 

 

 

 

 

 

 

 

35.4

 

34.5

 

2.4%

 

Solvency II capitalization ratio7

  

%

 

 

 

 

 

 

 

 

218%

 

209%

 

10%

-p

Third-party assets under management

 

    

€ bn

 

 

 

 

 

 

 

 

1,990

 

1,920

 

3.6%

 
 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
 

Please note: The figures are presented in millions of Euros, unless otherwise stated. Due to rounding, numbers presented may not add up precisely to the totals provided and percentages may not precisely reflect the absolute figures.

1

Presents the portion of shareholders’ net income before non-operating market movements and before amortization of intangible assets from business combinations (including any related income tax effects).

2

Calculated by dividing the respective period’s shareholders’ core net income, adjusted for net financial charges related to undated subordinated bonds classified as shareholders’ equity, by the weighted average number of shares outstanding (basic core EPS).

3

Proposal.

4

Represents the ratio of shareholders’ core net income to the average shareholders’ equity at the beginning and at the end of the year. Shareholders’ core net income is adjusted for net financial charges related to undated subordinated bonds classified as shareholders’ equity. From the average shareholders’ equity, undated subordinated bonds classified as shareholders’ equity, unrealized gains and losses from insurance contracts and other unrealized gains and losses are excluded.

5

Excluding non-controlling interests.

6

Includes net CSM of EUR 0.3bn as of 31 December 2024 for UniCredit Allianz Vita S.p.A., which was classified as held for sale in 3Q 2024. Sale has been completed in 2Q 2025.

7

Risk capital figures are group diversified at 99.5% confidence level.

 

RATING

Ratings1

  

S&P Global

  

Moody’s

  

A.M. Best2

Insurer financial strength rating

  

AA | stable outlook

  

Aa2 | stable outlook

  

A+ | stable outlook

Counterparty credit rating

  

AA | stable outlook

  

Not rated

  

aa3 | stable

Senior unsecured debt rating

  

AA

  

Aa2 | stable outlook

  

aa | stable

Subordinated debt rating

  

A+/A

  

A1/A34 | stable outlook

  

aa- / a+ | stable

Commercial paper (short term) rating

  

A-1+

  

Prime-1

  

Not rated

 

1

Includes ratings for securities issued by Allianz Finance II B.V. and Allianz Finance Corporation.

2

A.M. Best’s Rating Reports reproduced on www.allianz.com appear under licence from A.M. Best Company and do not constitute, either expressly or implicitly, an endorsement of Allianz’s products or services. A.M. Best’s Rating Reports are the copyright of A.M. Best Company and may not be reproduced or distributed without the express written consent of A.M. Best Company. Visitors to www.allianz.com are authorised to print a single copy of the rating report displayed there for their own use. Any other printing, copying or distribution is strictly prohibited. A.M. Best’s ratings are under continual review and subject to change or affirmation. To confirm the current rating visit www.ambest.com.

3

Issuer credit rating.

4

Final ratings vary on the basis of the terms.

 

Related links

 

Media Conference
February 26, 2026, 11:00 AM CET: YouTube (English language)

 

Analyst Conference
February 26, 2026, 2:00 PM CET: YouTube (English language)

 

Results
The results and related documents can be found in the download center.

 

 

Upcoming events

 

Annual Report
March 13, 2026

 

Annual General Meeting
May 7, 2026

 

Financial Results 1Q 2026
May 13, 2026

 

More information can be found in the financial calendar.

 

About Allianz

 

The Allianz Group is one of the world’s leading insurers and asset managers with around 97 million customers* in nearly 70 countries. Allianz customers benefit from a broad range of personal and corporate insurance services, ranging from property, life and health insurance to assistance services to credit insurance and global business insurance. Allianz is one of the world’s largest investors, managing around 764 billion euros** on behalf of its insurance customers. Furthermore, our asset managers PIMCO and Allianz Global Investors manage about 2.0 trillion euros** of third-party assets. Thanks to our systematic integration of ecological and social criteria in our business processes and investment decisions, we are among the leaders in the insurance industry in the Dow Jones Sustainability Index. In 2025, over 156,000 employees achieved total business volume of 186.9 billion euros and an operating profit of 17.4 billion euros for the Group.

 

*Customer count reflects Allianz customers in consolidated entities that are part of the customer reporting scope only.

** As of December 31, 2025.

 

These assessments are, as always, subject to the disclaimer provided below.

 

Cautionary note regarding forward-looking statements

 

This document includes forward-looking statements, such as prospects or expectations, that are based on management’s current views and assumptions and subject to known and unknown risks and uncertainties. Actual results, performance figures, or events may differ significantly from those expressed or implied in such forward-looking statements.

 

Deviations may arise due to changes in factors including, but not limited to, the following: (i) the general economic and competitive situation in the Allianz’s core business and core markets, (ii) the performance of financial markets (in particular market volatility, liquidity, and credit events), (iii) adverse publicity, regulatory actions or litigation with respect to the Allianz Group, other well-known companies and the financial services industry generally, (iv) the frequency and severity of insured loss events, including those resulting from natural catastrophes, and the development of loss expenses, (v) mortality and morbidity levels and trends, (vi) persistency levels, (vii) the extent of credit defaults, (viii) interest rate levels, (ix) currency exchange rates, most notably the EUR/USD exchange rate, (x) changes in laws and regulations, including tax regulations, (xi) the impact of acquisitions including and related integration issues and reorganization measures, and (xii) the general competitive conditions that, in each individual case, apply at a local, regional, national, and/or global level. Many of these changes can be exacerbated by terrorist activities.

 

No duty to update

 

Allianz assumes no obligation to update any information or forward-looking statement contained herein, save for any information we are required to disclose by law.

 

Other

 

The figures regarding the net assets, financial position and results of operations have been prepared in conformity with International Financial Reporting Standards. Information is based on preliminary figures. Final results for fiscal year 2025 will be released on March 13, 2026 (publication of the Annual Report). This is a translation of the German Quarterly and Full Year Earnings Release of the Allianz Group. In case of any divergences, the German original is binding.

 

Privacy Note

 

Allianz SE is committed to protecting your personal data. Find out more in our privacy statement.

 

 

 

 

business

Swiggy expands IRCTC partnership: Food on Train now available across 152 Stations Nationwide

Neel Achary 0 Comment

Bengaluru, Feb 26: Swiggy today announced that it has further expanded its partnership with IRCTC. Swiggy has doubled down on its ‘Food on Train’ service, marking a 117% growth in network expansion in just twelve months. From 70 stations in February 2025, the footprint has surged to 152 stations as of February 2026. This rapid scale-up meets a burgeoning national demand for diverse culinary options, powered by a robust supply chain that now spans from Guwahati in the East to Rajkot in the West, and Pathankot in the North to Tirunelveli in the South. Swiggy also announced the launch of Holi special food for travellers from February 28, 2026, and March 08, 2026. Travellers can order Gujiya, Pua, Puran Poli delivered fresh at train seats and also get Flat ₹125 off .

In addition to this, Swiggy also has an expanded ‘Train Friendly Dishes’ menu, a segment engineered for high-speed convenience. By leveraging a data-led approach, Swiggy merges individual passenger history with deep insights into the 40 most-loved cuisines on the rail network. This ensures that the most relevant dishes are always front-and-center. As a result, this collection has been a primary growth drive, already accounting for 22% of total train orders. On the occasion of Holi, Swiggy’s “holi specials” will feature on this widget with collections of gujiya, sweets and chaats.

Speaking of the milestone, Mr. Deepak Maloo, Vice President- Food Strategy, Customer Experience & New Initiatives, Swiggy, said,

“We understand that food is an intrinsic part of train journeys and we stay committed to deliver good food and make journeys more memorable for lakhs of travellers every day. This nationwide expansion is perfectly timed for the Holi travel rush. We will be focusing on diversity by doubling down on transit hubs across India—from major junctions to regional stops like Itarsi, Tirunelveli, and Kharagpur —Swiggy is capturing the heart of the Indian train traveller. As millions board trains to return to their roots for the Festival of Colors, the ‘home-delivered’ experience on train will surely add more flavour to the festivities.”

Swiggy continues to elevate the traveler experience by expanding its ‘City Best’ selection curated list of award-winning restaurants across all 152 stations. By connecting passengers with the most celebrated local kitchens, this feature eliminates the guesswork of ordering in an unfamiliar city. This collection has been a huge hit providing a never-seen-before trust factor as evident in the data: 1 in 4 users engage with the widget immediately upon opening the app.

India’s food mobility landscape is undergoing a paradigm shift. According to Swiggy’s surveys, the ‘convenience economy’ has moved beyond the doorstep. Today’s traveler prioritizes hygiene and reliability above all else, even while on the move. As per Swiggy data, while metros such as Delhi, Mumbai, Bengaluru and others account for 15% of the network, the true engine of this scale up lies in India’s interiors. Tier-1 hubs now make up 30% of the footprint, while a significant 55% is concentrated in Tier-2 and beyond cities and towns. From industrial hubs like Dhanbad, Bina and Bhilai to cultural centers like Agra, Gaya, and Madurai, Swiggy ensures that high-quality meals are just a few taps away, whether a passenger is at bustling junctions like Lucknow and Bhopal or small towns like Tadepalligudem and Deoghar. Nagpur, Kanpur, Surat, and Vijayawada continue to be the stars of the network. As Swiggy’s busiest hubs, they consistently see the highest number of train orders. Swiggy has maintained a remarkably high delivery success rate across stations and, who now feel confident ordering fresh food delivered directly to their train seats at all times.

Swiggy’s data also shows that travelers’ preferred time for ordering via Food on Train varies across locations. Itarsi and Ratlam have emerged as stations with the highest breakfast orders, while Kanpur, Bhopal, and Salem lead the charts for lunch orders. By dinner time, Nagpur and Vijayawada see the most orders, proving that Swiggy is successfully synchronized with the traveler’s clock, serving the right food at the right time throughout the entire journey.

Consumers can simply search “Train” on Swiggy to kickstart the journey of relishing the best of culinary delights across the country, right at their train seats.

 

news

Securonix Appoints Ajay Biyani as SVP, APJ

Neel Achary 0 Comment

India, Feb 26 : Securonix, Inc., a six-time Leader in the Gartner® Magic Quadrant for SIEM, today announced the promotion of Ajay Biyani to Senior Vice President, Asia Pacific and Japan In this expanded role, Ajay will lead regional strategy, go-to-market execution, partner ecosystem development, and customer success initiatives across the region.

Since joining Securonix, Ajay has played a key role in scaling the company’s footprint across APJ through disciplined expansion, partner enablement, and strong customer engagement. He built and led cross-functional teams across sales, channels, and customer success, supporting more than 100 professionals across the region. Under his leadership, Securonix delivered sustained year-over-year revenue growth while expanding adoption of its Unified Defense SIEM platform across financial services, telecommunications, government, and other regulated industries.

Ajay also strengthened the regional MSSP and channel ecosystem, with strategic partnerships contributing significantly to pipeline growth and accelerating SaaS adoption across enterprise accounts.

With more than two decades of leadership experience spanning engineering, enterprise sales, and regional management, Ajay has held senior positions at ForgeRock, Verizon Enterprise Solutions, and Wipro Technologies. He has served as Vice President, APJ at Securonix since October 2022.

Across APJ, organizations are balancing rapid digital expansion with intensifying regulatory oversight and rising cyber risk. Enterprises in the region are under pressure to modernize security operations while demonstrating measurable resilience to regulators and boards. In his new role, Ajay will focus on helping organizations adopt governed, AI-powered security operations that deliver operational clarity, predictable economics, and executive-level accountability.

Ajay’s promotion reflects Securonix’s long-term investment in APJ as a strategic growth region and its broader commitment to scaling Unified Defense SIEM and agentic AI capabilities globally.

“APJ represents one of the most dynamic cybersecurity markets globally,” 

said Scott Sampson, Chief Revenue Officer, Securonix. 

“Ajay has demonstrated consistent leadership, built strong regional partnerships, and driven measurable growth. As we continue to scale our Unified Defense SIEM platform powered by agentic AI, his leadership will be instrumental in deepening customer trust and accelerating expansion across the region”.

Ajay Biyani said,

“Security leaders across APJ are under increasing pressure to deliver measurable resilience while navigating regulatory complexity and rapid digital growth. My focus will be on strengthening our partner ecosystem, supporting our customers’ transformation to AI-driven security operations, and ensuring organizations across the region become breach ready and board ready.” 

business

Keturah Ardh sells out first phase for AED1 billion

Neel Achary 0 Comment

All 558 townhouse plots snapped up in six months, underscoring strong demand for luxury residential land in Dubai

 

Dubai, UAE, Feb 26: The first phase of Keturah Ardh, Dubai’s first heritage-wellness integrated luxury community, has sold out, with all 558 luxury townhouse plots acquired in just six months for AED1 billion. 

fäm Properties, the exclusive master agency for master developer MAG Group, today confirmed the milestone, which reflects solid demand for premium residential land in Dubai, particularly freehold townhouse plots, one of the most limited and sought-after asset classes in the city’s luxury market. 

“The sellout speaks for itself,” said Firas Al Msaddi, CEO of fäm Properties. “Residential plots with approvals for luxury townhouses are among the scarcest product types in Dubai, and buyers and investors responded accordingly.” 

“True heritage-wellness communities are rare, and over the past four years, this segment has consistently led the market in both performance and investor interest.” 

Located in the Al Rowaiyah First District, Keturah Ardh brings together traditional Arabic architectural principles with a fully integrated modern wellness approach. The 558 luxury townhouse plots are spread across 93 meticulously planned clusters, and phase one was brought to market with attractive payment plans. 

The broader master plan blends Arabic heritage with advanced wellness concepts to create a self-contained lifestyle community. The name ‘Ardh,’ meaning ‘earth’ or ‘land’ in Arabic, reflects its ties to culture and nature. 

The project reflects MAG Group’s 45-year dedication to quality and innovation, with amenities including spa and sauna facilities, yoga and pilates areas, running and cycling tracks, and extensive green spaces. Mature landscaping includes trees sourced from Italy, Spain, Thailand, and Africa. 

Infrastructure is being delivered in Q1 2026, with construction starting in Q4 2026, and full completion expected by 2030. 

Keturah Ardh is the fourth major project in the Keturah luxury portfolio, following Keturah Reserve, Keturah Resort: The Ritz-Carlton Residences at Al Jaddaf, and Keturah Bahar.

business

Xiaomi Redmi Note 15 Pushes Smartphone Cameras Closer to Professional Photography – Now on Easy EMIs Through Bajaj Finserv

admin 0 Comment
Business Wire India

Xiaomi has officially launched the Redmi Note 15 5G in the Indian market, further bolstering its already impressive range of mid-tier smartphones. Displaying excellent craftsmanship, the Xiaomi Redmi Note 15 sports an axis-symmetric camera deco design, a highly durable chassis, and a lightweight body with a curved front and back. These attributes give it a premium look and feel, while its cutting-edge imaging system pushes the boundaries of smartphone photography.

 

Now, you can shop for the latest handset from Xiaomi on Easy EMIs through Bajaj Finserv and benefit from flexible payment plans, instant approvals, and zero down payment options on select models. You can walk into any of the 1.5 lakh+ Bajaj Finserv partner outlets located across 4,000+ cities to get your hands on the Note 15 5G.

 

Xiaomi Redmi Note 15 – Making professional-grade photography accessible

 

The Redmi Note 15 is powered by the Qualcomm Snapdragon 6 Gen 3 Mobile Platform and is paired with a 5,520 mAh Silicon-Carbon battery with 45W Turbo Charging support. Thus, it can be your productivity driver and your gaming partner! Its proven durability, along with an IP66 dust and water resistance rating, ensures its long-lasting usage.

 

Key Specifications:

 

  • Display: 6.77-inch 120Hz AMOLED display, 240Hz touch sampling rate, 3200 nits peak brightness 
  • RAM: 8GB LPDDR4X 
  • Processor: Qualcomm Snapdragon 6 Gen 3 (4 nm) 
  • Storage: 128GB/256GB UFS 2.2, expandable up to 1TB 
  • Rear cameras: 108MP wide (main) + 8MP (ultra-wide) 
  • Front camera: 20MP 
  • Battery: 5,520 mAh Silicon-Carbon battery with 45W Turbo Charging support 
  • Operating system: Xiaomi HyperOS 2 
  • Build: IP65/IP66 dust and water resistance 
  • Colours: Glacier Blue, Black, Mist Purple 

 

Ultra-large display for stunning visuals

 

The Xiaomi Redmi Note 15 comes with a 6.77-inch AMOLED display, with advanced luminous materials that drive its peak brightness to 3,200 nits. This ensures clear visibility outdoors and vibrant, true-to-life colours. Its high refresh rate of 120Hz and touch sampling rate of 240Hz deliver fast, responsive control while gaming, resulting in a smooth, enjoyable experience.

 

Display highlights:

 

  • Resolution: 2392 × 1080 pixels 
  • Colour depth: 12-bit, 16,000-level brightness adjustment 
  • Contrast ratio: 8,000,000:1 
  • DCI- P3 wide colour gamut 
  • 3840Hz PWM dimming for eye comfort 
  • Screen-to-body ratio: 92% 
  • TÜV Rheinland certifications: Low Blue Light, Circadian Friendly, Flicker Free 

 

Powerful imaging system for pro-grade photography

 

The 108MP super-clear camera with OIS support offers an incredible high-resolution imaging experience. It is supported by an 8MP ultra-wide-angle lens that captures expansive landscapes and immersive environments in a single frame. On the front, the Xiaomi Redmi Note 15 houses a 20MP selfie lens, allowing you to click social media-ready selfies.

 

Camera features:

 

  • Rear video recording: 4K @ 30fps, 1080p @ 30fps, 720p @ 30fps 
  • Front video recording: 1080p @ 30fps, 720p @ 30fps 
  • AI image editing tools, such as AI Beautify and AI Remove Reflection

 

High-performance Snapdragon processor

 

The Xiaomi Redmi Note 15 runs on the powerful Qualcomm Snapdragon 6 Gen 3 octa-core processor, which effortlessly handles gaming, everyday tasks, and video playback.

 

Performance highlights:

 

  • Octa-core processor, clocking up to 2.4 GHz 
  • Dual 5G SIM support with wide band coverage 
  • Xiaomi HyperOS 2 for optimised user experience 

 

Durable battery

 

The Redmi Note 15 5G is powered by the 5,520 mAh Silicon-Carbon battery with 45W Turbo Charge support. This battery remains strong even after 1,600 cycles, guaranteeing its long, dependable performance.

 

Battery features:

 

  • 5,520 mAh (Typical) capacity 
  • 45W adapter included in the box 
  • Smart battery management for long-lasting performance 

 

Standout design with rugged build

 

The Xiaomi Redmi Note 15 features a reinforced double-strength display glass, a slim profile, the company’s Diamond Structure Protection, and military-grade certification. These attributes, along with its IP65/IP66 splash and dust resistance, ensure the mobile remains reliable while grabbing attention for its premium looks.

 

Design highlights:

 

  • Thickness: 7.35mm (Black, Glacier Blue); 7.40mm (Mist Purple) 
  • Pantone-inspired colour options 
  • Weight: 178 grams 

 

Audio and connectivity

 

This model comes with dual ultra-linear speakers, Mi sound tuning, and Dolby Atmos, resulting in 300% louder and clearer audio compared to regular smartphones. In terms of connectivity features, the Note 15 5G supports Bluetooth 5.1, Wi-Fi 5, and USB Type-C.

 

Connectivity features:

 

  • Nano SIM 1 + Hybrid slot (nano SIM or microSD) 
  • GNSS support: GPS, GLONASS, Galileo, Beidou 
  • In-screen fingerprint sensor + AI face unlock 

 

How Easy EMIs make premium smartphones accessible

 

Now, you don’t have to pay the entire amount upfront to own a premium handset. Instead, with Bajaj Finserv Easy EMIs, you can pay for the Xiaomi Redmi Note 15 in instalments! You can select repayment tenures between 3 and 60 months, enjoy instant eligibility checks, and shop from partner outlets nationwide.

 

Xiaomi Redmi Note 15 – Pricing and variants

 

Since the launch of the Redmi Note series, Xiaomi has enjoyed a significant market share in the mid-range segment. These smartphones have been integral to the company’s strategy of balancing high-end features with competitive pricing, and the Xiaomi Redmi Note 15 also falls in this category. Launched alongside the top-tier Xiaomi Redmi Note 15 Pro and Note 15 Pro+ phones, the Redmi Note 15 5G makes flagship features accessible to a wider audience.

This model comes in two storage options:

 

  • 8GB RAM + 128GB ROM – Rs. 22,999* 
  • 8GB RAM + 256GB ROM – Rs. 24,999* 

 

*Disclaimer: Prices and specifications are based on available sources and may vary by region or retailer. Please visit Bajaj Finserv partner stores to get the latest prices and offers.

 

Why you should buy the Xiaomi Redmi Note 15 from Bajaj Finserv partner stores

 

You can walk into your nearest Bajaj Finserv partner store to buy the Redmi Note 15 on Easy EMIs. Here are a few benefits of shopping from Bajaj Finserv partner outlets:

 

  • Easy EMIs: You can split the cost of the smartphone into affordable monthly instalments. 
  • Zero down payment plans: Select models do not require any down payment. 
  • Maha Bachat Savings Calculator: You can combine brand, dealer, and EMI offers to see the total savings instantly. 
  • Flexible tenures: You can select a repayment period (between 3 and 60 months) that is easy on your finances. 
  • Quick approvals: Get instant loan approval with minimal paperwork.