All posts by Neel Achary

By:-  Anand Mahurkar, CEO Findability Sciences

“In 2026, the biggest shift will be from ‘AI that talks’ to ‘AI that does.’ Enterprises will move beyond chatbots and pilots into agentic systems that can reason over company knowledge, orchestrate workflows, and execute decisions with human guardrails. The winners will be organizations that treat findability of data as a strategic asset unifying structured data, documents, emails, and domain expertise into a governed knowledge layer that AI can reliably retrieve, cite, and act on.

We’ll also see a clear split between generic models and domain-specific intelligence. Smaller, specialized models fine-tuned on proprietary data and reinforced with knowledge graphs and hybrid search will outperform bigger models on accuracy, cost, and compliance. Multimodal AI will become mainstream, turning images, audio, and video into searchable, actionable knowledge, while real-time analytics will drive next-best actions in sales, service, and operations.

In India especially, the next wave will be enterprise AI in vernacular and sector-specific contexts like sugar manufacturing, co-operative sector, agriculture, manufacturing, legal where ROI is tied to speed, precision, and governance, not novelty. The workforce impact will be ‘human + AI’ teams, with copilots embedded in everyday tools and measurable productivity gains.

Finally, trust will be the currency of adoption. With stricter regulation, deeper scrutiny of data privacy, and rising expectations for transparency, leaders will invest in AI governance, observability, and explainability as seriously as they invest in model performance. The most valuable AI in 2026 won’t be the most impressive demo, it will be the most dependable system delivering measurable outcomes at scale.”

Bangalore, Dec 30: Bharti Airtel, one of India’s leading telecommunications service providers, today announced the launch of the “Airtel Cartoon Network Classics” an exclusive value-added service available on Airtel Digital TV in collaboration with Warner Bros. Discovery. The new channel brings together some of the most iconic animated franchises from Cartoon Network, creating a dedicated destination for timeless storytelling and family-friendly entertainment.

Airtel Cartoon Network Classics brings back a beloved lineup of timeless favorites such as Tom and Jerry, The Flintstones, Looney Tunes, Scooby Doo, Johnny Bravo and several other classics. Curated for audiences who grew up with these much loved and timeless shows, the channel will also allow families to introduce new generations to the animated stories that became part of the cultural zeitgeist of the ’90s and 2000s while continuing to resonate today.

Commenting on the launch, Pushpinder Singh Gujral, DTH-Business Head, Airtel said, “Airtel Cartoon Network Classics adds a unique entertainment layer to our portfolio and offers customers a chance to reconnect with iconic stories and characters that are loved even today. We are pleased to make this channel available to all our DTH & IPTV users and look forward to bringing more such experiences to our customers.”

Talking about the collaboration, Arjun Nohwar, Managing Director, South Asia, Warner Bros. Discovery said, “Cartoon Network Classics celebrates the enduring legacy of characters and stories that have entertained audiences worldwide for generations. At Warner Bros. Discovery, our focus is on keeping these stories accessible and relevant for today’s audiences. Through our collaboration with Airtel, we are pleased to bring these iconic favourites to Indian screens in a new and accessible format, enabling fans to reconnect with cherished childhood memories while introducing a new generation to the original cartoons that helped shape global pop culture.”

The collaboration with Warner Bros. Discovery adds to Airtel’s increasing array of value-added entertainment services, underscoring its commitment to providing high-quality, distinctive, and family-friendly content. By introducing Cartoon Network Classics as an exclusive offering, Airtel is expanding its content leadership and deepening interaction with viewers of all ages.

Customers can activate Airtel Cartoon Network Classics through set-top box, missed call, through the Airtel Thanks app. With multiple easy-to-use options, subscribers can begin enjoying their favorite classic cartoons within seconds, without any complex steps or waiting times.

Hyderabad, Dec 30:- As part of celebration of International Year of Cooperatives, NABARD’s Telangana Regional Office organized Telangana Cooperative Conclave 2025 on 29 December 2025 in Hyderabad.

Shri Tummala Nageswara Rao, Minister for Agriculture, Co-operation, Marketing, Textiles and Handloom, Government of Telangana, was the Chief Guest. 

Shri Tummala Nageswara Rao, Minister, in his address said that it is an honour for him to be the part of the Cooperative Conclave as part of the International Year of Cooperatives.  He said that this is an initiative that places rural transformation at the very centre of our growth story.  He dwelt upon the various initiatives the Government of Telangana is taking up.  He said that with the Rice output at 189 lakh tonnes, Telangana stood as India’s second-largest rice producer in the country.  He further said that the year 2025, declared as the International Year of Cooperatives, underscores the vital role of cooperatives in promoting inclusive and sustainable development.  The Cooperative Principles aim at ‘One for all, All for one’ and that Cooperatives are people-centered and not capital-centred.  He appreciated the role of NABARD during the last decade which undertook a comprehensive set of interventions to build strong, resilient and future-ready cooperative institutions in Telangana.  He particularly praised the initiative of transformation of PACS into Multi-Service Centres  and setting up of Sahakara Sarathi Private Limited to facilitate technology and operational support.  He also congratulated NABARD for organising this ‘Sahakara Varotsavaalu’ and bringing together various types of Co-operative institutions from Telengana to convey the strong message of bringing about rural prosperity through Co-operation.

Shri Konduri Ravinder Rao, Chairman, NAFSCOB, speaking on the occasion, exhorted farmers to work with actions and implement best practices learnt from successful societies.  He emphasized the need for focus on inland fisheries.

During the Conclave, a Tripartite Agreement among NABARD, Telangana State Cooperative Apex Bank and 24X7 Moneyworks Consulting Private Limited was signed which will pave way for issuance of eKCC that enables farmers to apply for loans through digital platform.

Eleven best-performing PACS from Telangana have been felicitated at the hands of Hon’ble Agriculture Minister during the Conclave.

Cheques amounting to INR 15 lakh each were presented to 12 PACS as FPOs towards assistance by National Cooperative Development Corporation  during the Conclave.  Further, micro ATMs were also distributed by NABARD to VIJAYA Dairy Cooperatives from nine Districts of Telangana.

The Hon’ble Agriculture Minister has also released a booklet on NABARD’s Intervention towards Institution Building of Cooperatives of Telangana in last decade.

A presentation was made by Shri S Manikumar, CGM, NABARD, Mumbai, on Sahakara Sarathi Private Limited titled ‘Technology and Digital Transformation and way ahead for Rural Cooperative Banks”

Three Panel Discussions also were arranged on ‘Strengthening of Cooperatives especially PACS through Technology adoption, diversification into non-credit activities and forming new MPACS in potential areas’; ‘Promoting Dairy Cooperatives in Telangana Way Forward’; and ‘Promoting Fisheries Cooperatives in Telangana Way Forward”.

The fire side chat on Promoting Fisheries Co-operatives focussed on Innovative models, marketing linkage with Institutions, requirement of share capital & credit linkage with PACS.

Prominent among the dignitaries who attended the Conclave include Shri Chinmoy Kumar, Regional Director, Reserve Bank of India, Hyderabad; Shri Y K Rao, Managing Director, Telangana Cooperative Apex Bank, delegates from DCCBs, FPOs, PACS, Farmer organizations.

The Conclave concluded with Vote of Thanks by Shri Samrat Mukherjee, General Manager, NABARD, Telangana Regional Office.

Dec 30: Freyr Energy, India’s leading residential solar solutions providers, announced the launch of India’s first intelligent self-cleaning solar systems and next-generation hybrid solar solutions. These new offerings solve two of the biggest problems faced by home solar users—dust on solar panels and frequent power cuts.

Dust can reduce solar power generation by up to 30% if panels are not cleaned regularly. The company’s groundbreaking Intelligent Self-Cleaning Solar System employs advanced sensor-based technology with water-efficient cleaning mechanisms that automatically maintain optimal panel efficiency. This first-of-its-kind innovation in India boosts energy production while eliminating manual maintenance requirements and reducing water consumption by 90% compared to traditional cleaning methods. For several home owners across India where dust levels are high, this technology transforms solar from a maintenance-intensive investment to a truly hassle-free energy solution.

Complementing this innovation, Freyr Energy’s next-generation Hybrid Solar Systems seamlessly integrate on-grid functionality with battery storage, ensuring uninterrupted power supply even during grid failures. These systems enable intelligent energy management, allowing users to store surplus power for peak demand periods while significantly reducing electricity bills and grid dependency.

“States such as Uttar Pradesh, Madhya Pradesh, Maharashtra, Telangana, Andhra Pradesh and Kerala represent a pivotal market in India’s solar revolution,” said Saurabh Marda, Co-Founder and Managing Director, Freyr Energy. “Freyr Energy’s intelligent self-cleaning technology is a game-changer in the face of a deepening crisis, shaped by dust-heavy streets, and weather patterns that trap pollutants. Combined with our hybrid systems, we’re not just solving existing challenges—we’re making solar more accessible and profitable than ever before. With a payback period of just 3-4 years, a stronger policy push and awareness about government subsidies in the country, there has never been a better time to go solar in these states.”

Residents switching to solar can benefit from combined central and state government subsidies. While Uttar Pradesh provides subsidy up to ₹1 lakh – the highest in the country, Madhya Pradesh offers a substantial subsidy up to ₹78,000. In addition to the central government’s PM Surya Ghar Yojana subsidies, the Kerala government is supporting residents through state-led assistance for net metering arrangements under the Soura programme making solar adoption more affordable than ever. This substantial financial support across states, coupled with Freyr Energy’s innovative technology, ensures a rapid payback period of just 3-4 years and free electricity for the next 20+ years.

Freyr Energy has emerged as the leading solar provider in the Telugu states, recording the highest number of installations across the region.

With over 12,500 installations nationwide and 120+ MW of installed capacity, Freyr Energy is strategically positioned to support Uttar Pradesh, Madhya Pradesh, Maharashtra, Kerala, Telangana and Andhra Pradesh’s renewable energy ambitions and contribute to India’s target of 500 GW renewable capacity by 2030.

The company has already witnessed significant traction across its several operational cities in Uttar Pradesh (Lucknow, Kanpur, Prayagraj, and Varanasi), Madhya Pradesh (Jabalpur, Indore, Bhopal, Sagar,Ujjain,Katni,Rewa,Satna,Gwalior), Maharashtra(Nagpur, Pune, Nashik, Aurangabad, Solapur), Kerala (Trivandrum, Cochin, Calicut, Alappuzha, Thrissur, Palakkad), Telangana (Hyderabad, Khammam, Nizamabad, Karimnagar, Mahbubnagar, Warangal, Nalgonda, Sangareddy) and Andhra Pradesh (Vishakapatnam, Rajahmundry, Bhimavaram, Kakinada, Eluru, Srikakulam, Ongole, Nellore, Kurnool, Chittor, Kadapa, Vijayawada, Tirupati, Vizianagaram) —with demand for rooftop and hybrid solar systems surging, driven by increasing electricity costs, dust-related maintenance concerns, and Freyr Energy’s comprehensive after-sales support backed by flexible financing options through leading financial institutions. Freyr has 10 solar experience centres empowering 7 lack customers across India.

By Akash Pharande, Managing Director – Pharande Spaces

The Pune residential real estate market in 2025 tells a mixed story, as below the city’s strong fundamentals was a lot of stress. The city went from a period of rapid growth to a more stable, selective market, with affordability and changing buyer demographics becoming more defining characteristics in the year.

The Highs: Strong registration in the face of uncertainty

At first glance, 2025 saw many transactions. Pune had its best property registration run in four years, with over 1.70 lakh transactions from January to November, only slightly higher than in the same time period in 2024. The holiday season was critical because in September alone, registrations jumped by over 22% from the previous year. By November, the city had been going strong with over 14,200 registrations.

But despite the overall strength, there was a big decline in actual unit sales. According to property consultants ANAROCK, Pune’s housing sales for the whole year of 2025 fell 20% from 81,090 units in 2024 to 65,135 units. This was the second-largest drop among major cities, after Mumbai’s 18% drop.

This difference between registration volumes and unit sales shows what really happened – the market moved more towards luxury, with higher-value transactions making up most of registrations. Buyers in Pune’s affordable segment either put off buying or got off the market for now. For a market which was once defined by rational, affordable housing prices, this is worrisome.

Central Pune and PCMC

Central Pune, which includes PMC, PCMC, and Haveli Taluka in terms of municipal boundaries, remained the city’s real estate engine and contributed over 60% of all housing transactions in 2025. This is mainly due to this corridor’s proximity to the city’s IT job hubs and well-established social infrastructure.

Pimpri Chinchwad Municipal Corporation (PCMC) specifically benefited from micro-market tailwinds. Prices in the area rose over 10% in Q1 2025 compared to Q1 2024. This increase was slightly faster than Pune Municipal Corporation (PMC)’s 8.7% growth, which was driven by new corridors in Moshi, Punawale, and Wakad.
The rental yields of PCMC remained powerful, and Ravet currently had the highest annual returns of 4.3% among emerging zones, which is much higher than Mumbai’s 2.5% benchmark.

This rental performance continues to pull yield-focused investors who see PCMC as the right bet to earn excellent risk-adjusted returns. Properties in Ravet and Nigdi are currently priced in the Rs. 6,500–9,000 per square foot range, making them attractive for first-time and mid-range end-users who cannot afford western corridors like Baner (priced between Rs. 9,000–13,000/sqft) and Kharadi (Rs. 9,500–14,500/sqft).

The Lows: High Property Prices = More Unsold Inventory

In 2025, there was a significant decline in affordability in Pune. To illustrate – a 60 lakh flat that cost 40 lakh in 2020 now costs Rs. 12,000–18,000 more per month in EMI, even with small rate cuts.

Sales in the under-Rs. 50 lakh range fell sharply, with some areas seeing drops of 5–30% year-on-year. The problem of unsold inventory got worse – by the middle of 2025, Pune had more than 75,000 unsold units, and the inventory overhang was well over 10 months (the longest since 2020). By the end of the year, there were over 77,800 units lying unsold in the primary market.

This excess supply has tied up developer capital and threatens to impact pricing negatively in 2026.

Sectoral & Geopolitical Challenges

Even though India’s economy was mostly protected from global commodity shocks and financial instability, 2025 was still a tough year for sectors that depend on jobs. The technology industry, which is Pune’s main source of demand, saw significant layoffs and hiring freezes, especially in the second and third quarters.
Geopolitical tensions affected supply chains and investor sentiment, and tariff uncertainties unsettled NRI investment flows. It is worth noting that NRI demand has historically helped Pune’s real estate market – and its overall economy – during downturns.

The combined effect resulted in homebuyers becoming increasingly hesitant in the middle segment, which is precisely where most developers had concentrated their supply. Luxury did well, but it still accounts for less than 20% of Pune’s annual housing sales. In other words, 80% of the market requires stronger demand signals in 2026.

2026 Outlook: Good for End-users, Neutral for Investors

All leading real estate consultants agree that the housing industry’s future currently looks more like stabilisation than recovery. Prices are expected to rise at a slower rate of 5–10% per year. This is healthy by historical standards of inflation, but it also means that in most areas, investors will not see the kind of 10-15% appreciation seen from 2020 to 2024.

This is not a bad thing. It will help increase affordability as people’s salaries and investment growth catch up with housing prices, something that has been overdue for the last 2–3 years. However, if slower price increases become the norm in 2026 and possibly beyond, there will be exceptions. Infrastructure delivery will be the major differentiator for areas and projects.

For example, the delayed completion of the Pune Metro Phase 1 is expected to happen in mid-to-late 2026. This can cause prices in 500-meter corridors to go up by 15–20%. The Ring Road will open up areas on the outskirts, so impacted areas will see prices appreciate by 20–25% as redevelopment nodes form at important intersections. Likewise, the Purandar Airport project will transform the southern corridor of Pune.

As of the end of 2025, affordability is definitely still a problem in Pune. The market movement towards the mid-premium and luxury housing segments is driving many buyers either to the outskirts or off the market. Developers need to change the supply mix in their projects and make sure that “price discovery” remains rational and aligned with actual demand.

New Delhi, Dec 29:- Alpex Solar Ltd  a leading manufacturer of high-precision solar PV modules and solar systems announced that it has secured a significant order valued at Rs 65 crore from Maharashtra State Electricity Distribution Company Limited  for the supply of off-grid DC Solar Photovoltaic Water Pumping Systems .

The order has been awarded under the Government of India’s flagship “Magel Tyala Saur Krushi Pump” Yojana / PM-KUSUM B Scheme, a key initiative aimed at promoting clean energy adoption in agriculture while reducing dependence on conventional power sources. Under this contract, Alpex Solar will supply solar water pumping systems across various districts of Maharashtra, with execution scheduled within 60 days as per the Letter of Empanelment.

This project marks an important milestone for Alpex Solar and further strengthens its position in India’s rapidly expanding solar pump and decentralised renewable energy market. Solar-powered irrigation systems are increasingly being recognised as a critical enabler for sustainable agriculture, offering farmers reliable daytime power, lowering input costs and reducing carbon emissions.

Mr. Ashwani Sehgal, Managing Director, Alpex Solar Ltd., said,

“the order reflects continued confidence in Alpex Solar’s proven capabilities in manufacturing, engineering and timely execution of large-scale solar solutions. Our continued success in government-led renewable energy programmes underscores the trust placed in Alpex Solar’s technology, quality standards and operational expertise.”

Alpex Solar Limited operates across the renewable energy value chain, with interests spanning solar PV module manufacturing, solar EPC projects, solar water pumps, RESCO-based solar electricity solutions and international trading. The company continues to expand its footprint across India, aligned with the national agenda of clean energy transition and energy security.

The latest order is expected to contribute meaningfully to Alpex Solar’s order book and reinforces its growth momentum in the solar infrastructure segment.

Bengaluru, Dec 29:- As India’s domestic agri trade continues to strengthen, Bengaluru has emerged as a key consolidation and distribution hub for time-sensitive perishables. Within this broader momentum, Kempegowda International Airport Bengaluru  has seen consistent growth in handling fresh produce, supported by expanding domestic connectivity and rising demand across consumption centers. During the June November 2025 season, BLR Airport managed 5,904 metric tonnes of coriander, reflecting a 13% year-on-year growth.

The season saw steady coriander movement across 22 domestic destinations, indicating sustained demand and changing trade dynamics. Shipments to Northern and Central markets grew notably, with Lucknow  Varanasi  and Jaipur  recording significant volume increases.

From a destination perspective, Kolkata  accounted for the highest share of coriander traffic, followed by Delhi  Bagdogra  Ranchi  and Patna  indicating sustained demand across Eastern and Northern consumption centres.

In response to emerging demand patterns and expanding domestic corridors, BLR Airport facilitated coriander movements to five additional destinations  Agartala  Agra  Nagpur  Amritsar and Port Blair  thereby broadening distribution reach for traders and supply-chain stakeholders.

Overall, the season’s Agri-cargo volumes reflect evolving demand patterns and expanding domestic linkages, while reinforcing BLR Airport’s role in facilitating efficient, scalable agri-cargo operations to support India’s growing agricultural trade.

Kochi,  Dec 29:- Aster Medcity has successfully performed South India’s first Total Knee Replacement  using Augmented Reality  technology, marking a significant milestone in the adoption of next-generation surgical innovation in the region.

The landmark procedure was carried out on a 57-year-old male patient from Cherthala by a surgical team led by Dr. Vijayamohan, Lead Consultant Orthopaedic Surgeon at Aster Medcity.

The AR-assisted TKR combines advanced digital visualization with real-time surgical navigation, enabling enhanced precision in implant positioning, alignment, and soft-tissue balancing. By superimposing critical anatomical data directly into the surgeon’s field of view, the technology enhances accuracy while preserving the surgeon’s clinical judgment and expertise. This approach minimizes intraoperative bone and tissue manipulation, reduces variability, and promotes safer surgical outcomes.

Commenting on the achievement, Dr. Vijayamohan said;

“This milestone represents a major step forward in patient-centric knee replacement surgery. Augmented Reality allows us to visualise complex knee anatomy with unprecedented clarity during the procedure, improving accuracy, functional outcomes, and potentially accelerating patient recovery.”

The patient demonstrated a rapid post-operative recovery with encouraging early outcomes, including improved joint mobility and reduced discomfort. This success highlights the benefits of integrating the expertise of skilled surgeons with advanced AR and AI-driven technologies. Orthopaedic experts believe that AR-assisted joint replacement could redefine surgical standards by reducing human error and enhancing long-term implant survivorship.

Dr. Nalanda Jayadev, CEO, Aster Medcity, added;

“This achievement reflects our commitment to bringing world-class medical technology to our patients. We are proud to support innovations that continue to raise the benchmark of surgical excellence.”

With this pioneering procedure, Aster Medcity reinforces its leadership in advanced joint replacement surgery and its dedication to delivering cutting-edge, evidence-based care to patients across South India.

Photo Captions:

1. Dr. Vijayamohan, Lead Consultant Orthopaedic Surgeon at Aster Medcity, performing South India’s first Augmented Reality (AR)-guided Total Knee Replacement.

2. Dr. Vijayamohan, Lead Consultant Orthopaedic Surgeon, Aster Medcity.

Mumbai, Dec 29:- PGIM India Mutual Fund today released its third edition of Retirement Readiness Report 2025, a study that holds a mirror to the evolving hopes, anxieties, and ambitions of Indian households. In a nation where incomes are rising and self-identity is being redefined, the report reveals a striking paradox: Retirement has surged to become the No. 1 financial priority for the first time ever, yet actual preparedness, having a plan in place has sharply declined to just 37%, down from 67% in 2023 report.

Here are some key findings from the survey;

1. Retirement climbs to #1 priority in 2025, a leap from 8th place as lifestyle and entrepreneurial goals overshadow family-centric concerns.
2. Planning collapses despite intent surge. Only 37% have a retirement plan in 2025 vs 67% in 2023, as people seems to predominant shift from insurance-led approaches to clearer separation between protection and wealth creation.
3. India’s money mindset flips from fear-driven security to aspiration-driven ambition blending protection with progress and lifestyle freedom.
4. Mutual funds dominate retirement planning. Mutual fund distributor preference jumps to 62% (from 44% in 2023), adoption rises to 35% (from 24% in 2023) with NPS, PPF, and Retirement-focused funds gain traction. New age products like REITs make a beginning.
5. Alternate Income Adoption Slows to 25%, But Intent Jumps to 44%—lifestyle goals and ‘Never Retire’ mindset fuel new earning aspirations.

A New Financial Mindset: From Security to Self-Focus

The report also uncovers a striking shift in priorities. Family security and health emergencies, once dominant, have slipped down the list. In their place, aspirations such as lifestyle upgrades, starting a business, and personal fulfilment are rising rapidly. Is this because family and health have become “hygiene factors” in a more affluent India? Indians are beginning to give themselves permission to dream beyond mere survival, envisioning a retirement that reflects personal aspirations rather than just financial security? While the answer is still unfolding, the trend is unmistakable: Indians are moving from security-first thinking to aspiration-driven planning, embracing a future where personal goals and self-actualization are as important as traditional notions of safety.

“While the retirement became no. 1 priority, but readiness has declined. This is not a setback but a sign of positive evolution. Indians are beginning to distinguish between safeguarding against risks and actively building future for themselves. With rising sense of surplus and families moving beyond simply providing for children to planning for their own retirement, reflect a maturing mindset focused on self-driven security and dignity. To truly close the gap between aspiration and action, every stakeholder investors, advisors, regulators, and fund houses—must work together to create an inclusive, supportive ecosystem that empowers individuals to take the next step. If we succeed, India will move from heightened intent to a future where active retirement planning is the norm,” said Abhishek Tiwari, CEO, PGIM India Asset Management Private Limited.

“Having witnessed the evolution of India’s financial landscape, I see this report as capturing a dramatic shift in household priorities. For years, the average Indian pursued a ‘catch-all’ number with no specific goal. Now, rising affluence and the impact of the pandemic have propelled specific, self-oriented goals like retirement planning, lifestyle upgrades, and entrepreneurship to the forefront, running parallel to traditional family-centric concerns. This marks a profound mental evolution, from ‘it’s all about the family’ to also asking ‘what about me?’ As financial planning grows more complex, the role of professional advice becomes even more critical. While the rise of DIY investing is encouraging, I strongly believe that even the most confident investors should seek a qualified advisor’s second opinion. This not only stress-tests plans and eliminates biases, but ensures that true preparedness is never left to chance, ” said Ajit Menon, Senior Advisor, PGIM India Asset Management Private Limited.  

“Our research highlights that anxiety and negative emotions are far more prevalent among those who have not planned for retirement, underscoring that financial wellness is as much psychological as it is monetary. The gap between awareness and action remains significant, with many Indians struggling to translate intent into concrete steps. What stands out is the enduring collective mindset—Indians continue to look to employers as anchors of stability. In this context, employer-led programs can become default enablers, bridging the gap by offering education, tools, and especially the flexibility to earn passive income. When organizations step up to make financial wellness achievable, workplace-led initiatives become true game-changers for retirement readiness across the workforce,” said Dr. Sagneet Kaur, SVP  Behavioural Finance & Consumer Insights, PGIM India Asset Management Private Limited.  

The Retirement Readiness Report 2025 brings clarity to the often overwhelming world of retirement planning. For investors, the Retirement Readiness Report 2025 demystifies retirement planning, replacing abstraction and anxiety with actionable insights, practical benchmarks, and real-life stories. By highlighting the behavioural barriers and emotional realities that shape financial decisions, the report empowers individuals to move from uncertainty to informed action, making retirement planning a tangible and achievable goal. For advisors and distributors, the report is a catalyst for deeper engagement, offering behavioural insights and real-world data that enable more meaningful, goal-based conversations and help clients stress-test their retirement readiness against common biases. For employers and regulators, the findings highlight the transformative potential of workplace-led financial wellness, showing how education, tools, and flexibility to earn passive income and policies around the same can behaviourally bridge the gap between intent and action.

Hyderabad,  Dec 29:- According to Dr. Sonia Datta, MDS, PhD, Professor in Public Health Dentistry, as the world transitions into 2026, the traditional New Year’s resolutions of gym memberships and strict diets are being joined by a surprising newcomer: the Oral Health Reset. Emerging research and a renewed focus on holistic wellness are highlighting that a healthy mouth is the cornerstone of a healthy body. Despite its importance, oral care is often the “forgotten” pillar of wellness. While many rethink their nutrition and sleep patterns, the mouth which serves as the gateway to the digestive and respiratory systems is frequently overlooked until discomfort arises.

The 2026 Oral Reset Checklist-Experts recommend five realistic pillars for those looking to upgrade their routine this year: The Two-Minute Rule: Brushing twice daily for a full 120 seconds; Tongue Hygiene: Daily cleaning to remove bacterial buildup; Interdental Care: Flossing or using interdental brushes to reach hidden plaque; Hydration: Increasing water intake to support saliva production the mouth’s natural defense; Ayurvedic Integration: Incorporating time-tested botanicals into daily care.

The Rise of Modern Ayurvedic Care-A key trend for 2026 is the integration of Ayurvedic herbs into mainstream oral hygiene. Consumers are increasingly seeking out ingredients that offer natural efficacy: Clove Oil: Known for its antibacterial properties and ability to ease discomfort; Pudina Satva: Provides genuine, long-lasting breath freshness; Tomar Beej: Specifically used to support clean and healthy gums.

Products like Dabur Red, which combines these potent herbs and carries the IDA  Seal of Acceptance, are becoming the preferred choice for those seeking a balance between traditional wisdom and modern clinical validation.