Archives January 2026

Sachin Leads JW Marriott Mumbai Sahar into Next Phase of Luxury Hospitality

A seasoned hotelier with over two decades of global experience, Sachin has been associated with Marriott International for more than 16 years. He has successfully led brand repositioning initiatives, large-scale hotel openings, and driven operational excellence across India, the USA, and Europe. Most recently, as Senior Director of Operations, South Asia, he played a pivotal role in strengthening and scaling Marriott’s regional portfolio.

Now at the helm of JW Marriott Mumbai Sahar, Sachin is leading the hotel into its next phase of growth, further solidifying its position as the Gateway to Mumbai and a preferred luxury destination for both business and leisure travellers.

Sachin is available to share insights on topics such as:

  • The evolution of luxury hospitality and experiential travel in India and global markets

  • Leadership, agility, and organisational transformation in a post-pandemic world

  • Driving guest-centric innovation and operational excellence at scale

  • Mumbai’s role as a strategic hub for global business, travel, and events

We welcome opportunities for interviews, panel discussions, keynote sessions, or curated industry conversations tailored to your editorial focus or platform.

India’s Startups Celebrate Growth, Trust, and Innovation on National Startup Day

By:  Dr.Sanjay Katkar, Joint Managing Director at Quick Heal Technologies. 

“Start-ups as a subject is particularly close to my heart because they represent the courage and ambition of India’s innovators. Today, India’s startup ecosystem has crossed a remarkable milestone with more than 2 lakh DPIIT-recognised startups, collectively generating over 21 lakh jobs and powering entrepreneurship across sectors.

India’s startup ecosystem is a powerful reflection of the country’s innovation mindset which is fast moving, digital first, and increasingly global in ambition. As startups scale at speed, trust becomes their strongest differentiator. In a world where technology knows no borders, cybersecurity is no longer optional. It is fundamental to sustainable growth.

At Quick Heal Technologies Limited, we view the protection of startups and small businesses as a national priority. Founders should be able to focus on building products and markets, not worrying about cyber risk. Through Seqrite, we are simplifying enterprise grade security so it is easy to deploy, easy to manage, and effective even without large dedicated security teams. Our AI driven capabilities such as GoDeep.AI, AntiFraud.AI, the Seqrite Intelligent Assistant, and threat intelligence from Seqrite Labs help organisations predict, detect, and respond to threats in real time. This ensures that even the smallest enterprise can operate with the same level of confidence as large global corporations.

On National Startup Day, we celebrate India’s entrepreneurs and the resilient digital foundation they are creating for the future.”

By:  Mr. Prakash Ravindran, CEO & Director, InstiFi.


‘India’s startup ecosystem is moving into a more mature phase. Long-term sustainability, regulatory discipline, and customer trust are becoming as important as innovation and scale. For fintech startups, success will depend on building strong foundations, secure infrastructure, transparent processes, and compliance-first operations. As the ecosystem evolves, startups that focus on solving real business challenges while maintaining governance standards will be better positioned to grow responsibly. At InstiFI, we see this phase as an opportunity to contribute meaningfully by enabling reliable digital payments for businesses of all sizes. The coming years will define how Indian startups build resilience, credibility, and lasting impact across the digital economy.”


By:  Mr. Harsha Solanki, VP GM Asia, Infobip.
 
“India’s startup ecosystem has become the third-largest hub globally, with over 6 lakh startups. Many of these are now emerging from tier 2 and tier 3 cities, focusing on reaching users across India. As innovation expands beyond metros, founders working in areas such as deeptech, agritech, AI, and Bharat-first solutions are navigating and addressing a unique set of challenges. Factors like building trust, ensuring connectivity, scaling communication, and offering language diversity often determine how quickly they can grow.

Infobip works alongside startups as an enabler rather than just a technology provider. Through our CPaaS capabilities and the Infobip Startup Tribe program, we support startups in building reliable, localized, and cost-effective communication via free communication credits, technical support, and access to global-grade infrastructure. It helps them connect with users more effectively.

This National Startup Day, we celebrate India’s entrepreneurial spirit and its role in shaping a future-ready economy. At Infobip, we remain dedicated to supporting the startups at every step in their journey, further paving the way for sustained innovation and creating meaningful impact.”

Instagram Empowers Creators to Go Global with Local Voice Translations and Indian Fonts

Mumbai, Jan 16: Instagram today announced expanded capabilities for creators to reach audiences worldwide with more authentic, localised content. Meta AI now allows creators to translate, dub, and lip-sync reels into five additional Indian languages—Bengali, Tamil, Telugu, Kannada, and Marathi—alongside existing support for Hindi, English, Spanish, and Portuguese. While this feature was first introduced in November 2025, it is now rolling out to all users across India.

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The announcement was made at the exclusive ‘House of Instagram’ event in Mumbai, highlighting India’s growing significance for Meta and underscoring Instagram’s commitment to empowering creators to connect with wider audiences.

Meta AI Translations Expand to Five New Indian Languages

Creators can now leverage Meta AI to transform their reels so they sound and look fluent in some of the world’s most spoken languages, preserving the tone and authenticity of the original content. Lip-sync functionality ensures that translated audio matches mouth movements, making it appear as though the creator is speaking the translated language natively.

This capability allows creators to reach more people across India and globally, unlocking the potential for international growth while retaining their unique voice and style.

New Indian Fonts Available in Edits

Creators also gain access to new Indian fonts for their text and captions, including Devanagari and Bengali-Assamese scripts, supporting languages such as Hindi, Marathi, Bengali, and Assamese.

How it works:

  • In your editing timeline, select “Text” from the bottom tools tray.

  • Tap the “Aa” icon to view available fonts.

  • Devices set to Devanagari or Bengali-Assamese scripts will default to these fonts; others can filter fonts by language in the “all fonts” tab.

This update, rolling out soon on Android, allows creators to stylise content with culturally relevant scripts, enhancing accessibility and engagement.

Additional Creator Features

These updates follow a series of recent enhancements designed to boost creator productivity and creativity, including:

  • Restyling photos and videos in Instagram Stories using Meta AI.

  • Bulk editing captions and reversing videos.

  • Lip-syncing for photos and videos to bring content to life.

  • Access to 400 new sound effects for richer audio experiences.

With these tools, Instagram continues to provide creators with innovative ways to grow their audience, tell authentic stories, and engage communities across India and beyond.

Celebrating P. L. Deshpande: Two Iconic Productions Return by Popular Demand at the NCPA

Mumbai, Jan 16:  The National Centre for the Performing Arts (NCPA) brings back two celebrated theatrical works by the legendary P. L. Deshpande in a special double bill, following their acclaimed run in November 2025. Returning by popular demand, the productions pay tribute to Deshpande’s sharp wit, fearless artistic voice, and enduring contribution to Marathi literature and theatre.

Mad Sakharam - NCPA Mumbai

The evening features Mad Sakharam and Marathi Vangmayacha Ghaliv Itihas, offering audiences a rare opportunity to experience Deshpande’s satire and literary brilliance on stage in one compelling programme.

 Mad Sakharam

Godrej Dance Theatre,  January 18, 2026, 5:00 pm
An NCPA Collaboration

Mad Sakharam revisits a pivotal moment in Marathi theatre history, when P. L. Deshpande used satire to defend artistic freedom. Written as a response to the censorship controversy surrounding Vijay Tendulkar’s Sakharam Binder in the 1970s, the play—originally titled Bhagwan Sri Sakharam Binder employs humour to expose the absurdity of moral policing while standing firmly in support of free expression.

Directed by Mangesh Satpute, the production features performances by Sunil Jadhav, Vishal More, Shreyas Vaidya, Alka Parab, Kiran Rajput, and Prajakta Pawar. With music by Mandar Kamlapurkar, set design by Sandesh Bendre, and lighting by Amogh Phadake, the play underscores how satire remains a powerful medium to question hypocrisy and societal gatekeeping—making it as relevant today as ever.

Age Recommendation: 6+, Duration: 60 minutes, Late entry not permitted

 Marathi Vangmayacha Ghaliv Itihas

Godrej Dance Theatre, January 18, 2026, 7:15 pm
An NCPA Presentation

Marathi Vangmayacha Ghaliv Itihas is a theatrical adaptation of P. L. Deshpande’s much-loved literary work, originally published in Mauj magazine. Known for its scholarly yet playful humour, the piece offers a satirical exploration of the overlooked and unconventional history of Marathi literature. Though Deshpande could not expand the work further due to health reasons, this singular creation stands as a testament to his intellectual depth and comic genius.

Presented on the occasion of his birth anniversary, the adaptation by Mukesh Machkar and direction by Mangesh Satpute introduces younger audiences to Deshpande’s distinctive brand of “serious humour.” The performance blends the essence of the original text with familiar Deshpande characters, drawing connections between literary history and contemporary life. The cast includes Sanjay Gosavi, Mayuresh Khole, Dhanashri Lele, Mehul Bharti, Dhanashri Patil, and Shreyas Vaidya, and is presented by Sonali Kulkarni.

GPS-Like Neuro-Navigation Technology Redefining Brain tumor Surgery with Greater Precision and Accuracy

Guwahati, Jan 16: When we think of brain surgery, many people imagine a highly risky procedure where the chances of damaging healthy brain tissue are high. While surgery for brain tumors remains one of the most delicate operations in medicine, advances in technology are making it far safer and more precise. One such breakthrough is neuro-navigation, often compared to a GPS for the brain.

Dr. Hrishikesh Chakrabartty

Neuro-navigation is a computer-assisted technology that allows surgeons to map and guide their way through the brain during surgery. Much like the GPS in a car helps drivers follow the safest and shortest route, neuro-navigation helps neurosurgeons plan the most accurate path to reach a brain tumor.

Dr. Hrishikesh Chakrabartty, Associate Director Neurosurgery, Max Super Specialty Hospital, Vaishali said

“Using MRI or CT imaging, neuro-navigation creates a detailed three-dimensional map of the patient’s brain, which is used to guide the surgeon in real time during surgery. This technology helps accurately identify the exact location of the tumor before any incision is made, enables selection of the safest surgical pathway with minimal disturbance to healthy brain tissue, and allows continuous tracking of surgical instruments to maintain precision throughout the procedure.”

By acting as a guide, neuro-navigation minimises guesswork. The surgeon can see where the tumor begins and ends, as well as nearby blood vessels and sensitive brain areas. This reduces the risk of complications such as speech difficulties, weakness, or vision loss after surgery. It also increases the chances of removing the tumor completely, which is crucial in preventing recurrence and improving long-term survival.

Dr. Hrishikesh further added

Neuro-navigation greatly reduces the risk of injury to healthy brain tissue, making brain tumor surgery safer and more controlled. By enhancing surgical precision, it leads to shorter operation times, reduced blood loss, quicker recovery, and better preservation of neurological function, resulting in improved overall outcomes for patients. Neuro-navigation is most useful for patients with tumors located deep within the brain or close to areas that control important functions. Not all cases require it, but for many patients, it provides a safer option and greater confidence in treatment.”

Neuro-navigation is transforming neurosurgery by acting like a GPS for the brain. It allows surgeons to plan their route, avoid critical structures, and reach the tumor with remarkable accuracy. For patients, this translates into safer surgeries and a better chance of recovery without loss of vital brain function.

Federal Bank Posts Record Q3 FY26 Performance as Margins Improve and Asset Quality Strengthens

Federal Bank Delivers Record Q3 FY26 Performance with All-Time High NII, Operating Profit and Fee Income; Margins Expand and Asset Quality Strengthens Further

Federal Bank reported a strong and well-rounded performance for the quarter ended December 31, 2025 (Q3 FY26), marked by sustained margin expansion, improving profitability, disciplined cost management, and a further strengthening of asset quality. The results underscore the Bank’s continued focus on building a stable, margin-led, and resilient franchise.

Key Financial Highlights Q3 FY26

  • Net profit recorded healthy sequential and year-on-year growth, supported by stronger core income and operating leverage.

  • Net Interest Income reached an all-time high, reflecting steady balance-sheet expansion and improved yield dynamics.

  • Net Interest Margin expanded quarter-on-quarter, driven by an improved liability mix and timely asset repricing.

  • Operating profit posted solid growth on both a quarterly and annual basis, supported by disciplined cost management.

  • Fee income achieved a record level, registering strong year-on-year growth and enhancing the quality and diversification of earnings.

  • Total business continued its upward trajectory, delivering steady growth across both advances and deposits.

  • Advances growth was led by Commercial Banking and Corporate & Institutional Banking segments.

  • Deposits grew consistently, supported by a strengthening liability franchise.

  • CASA ratio improved meaningfully on both a quarterly and annual basis, with strong growth in CASA balances.

  • Cost-to-income ratio improved further, reflecting operating leverage and efficiency gains.

  • Asset quality strengthened to decadal lows, with continued reduction in both gross and net NPAs.

  • Provision coverage improved, reinforcing balance-sheet resilience.

  • Return on Assets and Return on Equity showed sequential improvement, reflecting enhanced profitability.

  • Earnings per share recorded healthy quarter-on-quarter growth.

Management Commentary

Commenting on the performance, Mr. KVS Manian, Managing Director & CEO, Federal Bank, said:

“Our Q3 performance reflects the continued strengthening of the Bank’s underlying fundamentals. Improvements in margins, declining funding costs, and sustained stability in asset quality are the direct outcome of the balance-sheet discipline and execution focus we have maintained over the past few quarters.

We are seeing increasing benefits from a stronger liability franchise and a calibrated shift in our asset mix toward segments that deliver superior risk-adjusted returns. While competitive intensity remains high, our emphasis remains on consistency and quality of earnings rather than headline growth. This approach positions the Bank well to deliver sustainable performance across market cycles.”

Strategic and Business Updates

Branch Expansion:
During the quarter, the Bank added six branches, aligned with its calibrated and market-focused expansion strategy.

Stake Increase in Ageas Federal Life Insurance:
Federal Bank increased its stake in Ageas Federal Life Insurance Company, strengthening its strategic partnership in the life insurance business. The transaction was completed during the quarter after receiving all requisite regulatory approvals.

Brand Refresh – The Fortuna Wave:
The Bank unveiled The Fortuna Wave, a refreshed brand identity reflecting its evolution into a contemporary and future-ready institution. Rooted in authenticity, prosperity, and togetherness, the new identity sharpens Federal Bank’s connection with a digitally driven customer base.

Strategic Investment by Blackstone:
Federal Bank welcomed a strategic minority investment from Blackstone, marking a significant milestone in its growth journey. The investment, which received approvals from the Board of Directors, shareholders, and regulatory authorities, underscores strong confidence in the Bank’s strategy, governance, and long-term growth potential.

With strong core earnings momentum, improving asset quality, and a strengthened balance sheet, Federal Bank remains well positioned to deliver consistent and sustainable performance in the coming quarters.

Sachin Tendulkar’s Ten x You makes e-commerce debut on Myntra

Bengaluru, Jan 16: Myntra, one of India’s leading fashion, beauty and lifestyle destinations, today announced the e-commerce launch of Ten X You, the sports and athleisure brand co-created by cricket legend Sachin Tendulkar. Marking its marketplace debut, Ten X You has a distinct proposition as a play-first sportswear brand, designed to make sport more inviting, enjoyable and accessible for everyday Indians.

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Built on a powerful belief “to help shift India from being a sports-loving nation to a sports-playing one”Ten X You is designed for recreational, aspiring and fit-curious consumers who want to move more often, stay active and reconnect with sport in a way that feels natural. The brand also has a range of professional batsmen cricket shoes and plans to expand the portfolio of technically sound products across sports. The brand focuses on a far larger base of everyday players, putting comfort and community at the centre of its philosophy.

The Ten X You launch on Myntra spans an expansive range across footwear and apparel, built around comfort-led performance and everyday versatility. The footwear portfolio includes cricket shoes, multi-sport shoes for all turfs and courts, recovery shoes for running and walking and casual footwear. Sachin Tendulkar’s 25 years of insights as a cricketer and keen observer of other sports has shaped the design of Ten x You’s products. We combine the years of his technical experience to develop unique solutions to some of the problems which consumers face. The shoes are also designed especially for Indian feet which is slightly wider than the global average making it very stable and comfortable.  The apparel range comprises over 60 styles, including performance t-shirts, tanks and running shorts, crafted using premium nylon fabrics and functional silhouettes to ensure sweat wicking, temperature regulation,  breathability, ease of movement and seamless transition from play to everyday wear.

Commenting on the launch, Karthik Gurumurthy, Co-Founder and CEO, Ten x You, said,

“Ten X You is built to create comfortable, versatile sportswear that fits easily into everyday active lifestyles. The brand is designed for both professional and casual play, training and daily movement. The launch of our collection on Myntra, a platform that truly understands the pulse of India’s fashion, helps our fans hit their own style centuries every single day. Its long-standing role in enabling active, healthy lifestyles makes it the ideal partner to take this idea of joyful play to millions.”

Speaking on the association, Sachin Takkar, Vice President – Category Management, Myntra said,

 “Sportswear today goes far beyond the field; it has become a key part of everyday dressing. With sustained momentum and repeat engagement across our sports categories, Ten X You is a timely and compelling addition to Myntra’s sports portfolio. The brand’s focus on comfort, inclusivity and community-led play resonates strongly with evolving consumer preferences.”

Myntra has seen steady growth across its sports footwear and sports apparel categories, with core essentials such as sports shoes, t-shirts, track pants and jackets continuing to witness consistent demand. In the last six months, more than 60% of customers have made a repeat purchase within the category, highlighting the increasing demand. According to industry reports, India’s activewear and athleisure segment is among the fastest-growing lifestyle categories, driven by rising fitness awareness, casualisation of dress codes and demand for comfort-led clothing.

Ten X You is a step in bringing Sachin Tendulkar’s vision to encouraging the country to adopt a fitter lifestyle. He plays an active role in shaping the brand’s product philosophy, bringing decades of experience across grassroots, recreational and professional sport to ensure every product delivers on comfort, confidence and durability, without losing its everyday appeal.

Equirus sole advisor to Kalpataru Projects on Vindhyachal Expressway sale to Actis

Mumbai, Jan 16: Mid-market specialist investment banking firm Equirus Capital today announced the successful completion of the 100% stake sale of Vindhyachal Expressway, an 89-km, four-lane operational highway asset of Kalpataru Projects International Limited (KPIL), to leading global private equity investor Actis. Equirus acted as the sole financial advisor to Kalpataru Projects on the transaction.

The divestment marks the 11th successful road M&A transaction advised by Equirus, further reinforcing its leadership in infrastructure monetisation and capital recycling mandates, particularly for mid-market companies. The transaction highlights Equirus’ deep expertise in yield-oriented infrastructure assets, with a strong track record in road sector advisory.

“This transaction underscores our differentiated capabilities in yield-oriented infrastructure assets and road M&A, where value creation is driven by cash-flow durability, risk allocation, and long-term return optimisation. Leveraging deep sector expertise and rigorous process management, we led the transaction end-to-end — from structuring and asset positioning to negotiations and closure,” said Vijay Agrawal, Managing Director and Sector Lead – Infrastructure and Real Estate, Equirus Capital.

As per Kalpataru Projects’ disclosure to stock exchanges, the transaction values the Vindhyachal Expressway asset at an estimated enterprise value of approximately ₹775 crore, subject to closing adjustments. The company also confirmed that “All necessary approvals and conditions precedent for the transaction have been successfully completed,” with the sale expected to be finalised before the long stop date of January 31, 2026.

Brokerages tracking Kalpataru Projects have viewed the transaction positively, noting,

“The divestment is financially positive for KPIL, as the asset contributes just ~0.43% of FY24 consolidated revenue while unlocking meaningful capital. The proceeds can strengthen the balance sheet and support redeployment into core EPC segments and growth opportunities, improving capital efficiency without impacting operating scale.”

“This is another example of a win-win deal that we have been able to seal providing Kalpataru Power with strategic capital recycling while giving Actis ownership of a high-quality, stable-yield road asset aligned with its long-term investment strategy,” Mr. Agrawal added.

Vindhyachal Expressway operates under a build-operate-transfer (BOT) concession with a residual concession period of over 20 years. As of March 31, 2024, the asset reported revenue of ₹85.07 crore and a net worth of ₹144.55 crore. The project stretch is located on NH-7 from Rewa to the Madhya Pradesh–Uttar Pradesh border, with traffic largely driven by inter-state commercial vehicle movement.

According to credit rating agency Crisil that rates VEPL Rs 284 crore of bank loans, “Commercial vehicles form a sizeable portion of traffic on the project stretch,” adding that the concession agreement allows for extension of the concession period by up to 20% in case of traffic shortfall, subject to approvals. Crisil further noted that traffic grew at a 6% CAGR between FY2018 and FY2024, while toll collections increased 12.7% year-on-year to ₹70.6 crore in the first nine months of FY2025, supported by inflation-linked toll hikes. The asset is also undergoing major maintenance, with ₹109 crore planned over FY2025–FY2026.

Fintech Must Be Treated as Core Financial Infrastructure in Budget 2026

Finance and Fintech sector 

By:  S. Anand, Founder & CEO of PaySprint, a fintech venture

“As India approaches Union Budget 2026, fintech must now be recognised as core financial infrastructure rather than a peripheral startup category. Digital rails such as payments, verification, and API-led banking today power MSMEs, merchants, and financial inclusion at population scale. The next phase of growth will depend on how strongly the budget prioritises resilience, security, and interoperability across this infrastructure.

A key expectation from Budget 2026 is policy and investment support for AI-led compliance, verification, and fraud prevention. As transaction volumes continue to rise, fintech infrastructure providers play a critical role in enabling secure onboarding, real-time risk assessment, and regulatory adherence. Encouraging India-first, explainable AI for regulated use cases will strengthen trust and scalability across the ecosystem.

Equally important is regulatory clarity and harmonisation. Fintechs operating across banking, payments, and verification need predictable compliance pathways and coordinated guidance from regulators. Simplifying compliance for startups while maintaining strong governance will help innovation and accountability grow together.

Finally, Budget 2026 should continue backing fintech models that expand financial access for MSMEs and underserved regions through low-friction digital onboarding and automation. With the right focus on infrastructure, compliance, and inclusion, India can consolidate its position as a global leader in fintech and regulatory technology”

Infrastructure & Commercial Design & Build 

By: Sammeer Pakvasa, Managing Director & CEO, Eleganz Interiors Limited.

“As we approach the Union Budget 2026–27, the focus for industries connected to India’s built environment must shift decisively from intent to execution. Over the past few years, strong momentum in commercial real estate, infrastructure, and workplace development has been driven by urbanisation, private sector investment, and government-led capital expenditure. The upcoming Budget presents an opportunity to consolidate this momentum through greater policy predictability, operational efficiency, and long-term capacity building.

For project-driven sectors such as interiors and general contracting, the most impactful outcomes are those that reduce execution-level friction. Faster approvals, clearer compliance frameworks, and deeper digitisation across regulatory processes can significantly improve delivery timelines and cost certainty, while strengthening ease of doing business. Continuity in infrastructure and urban development spending remains critical, particularly across commercial districts and transit-oriented development, given its strong multiplier effect across the value chain. Workforce development also deserves sharper focus, with industry-linked skilling, safety, and certification frameworks playing a key role in improving productivity and quality.

Sustainability and technology adoption must continue moving from intent to implementation. Incentives for green materials, lifecycle-based procurement, BIM, and advanced project management tools will accelerate responsible, efficient execution. For working-capital-intensive businesses, stability through clear tax structures and reduced compliance complexity remains essential. At Eleganz Interiors, our execution experience reinforces how policy clarity, skilled manpower, and disciplined systems translate into resilient, future-ready commercial environments aligned with India’s growth priorities.”

Hospitality, Travel & Tourism,  Homestays & Alternative Accommodation 

By: Husain Khatumdi, Managing Director & Co-Founder, EkoStay, a homestay venture

“With travel preferences in India undergoing a clear shift, the lead up to Union Budget 2026 27 places renewed attention on the hospitality sector, especially homestays and alternative accommodation. As travellers increasingly seek private, experience driven stays, this segment has emerged as a significant contributor to tourism growth, local employment, and the strengthening of regional economies. A key expectation from this Budget is formal recognition and standardisation of the homestay and vacation rental ecosystem. Clear classification, uniform guidelines across states, and simplified licensing would reduce operational ambiguity and support organised growth.

Tax rationalisation is another priority. Hospitality operates on thin margins while managing high fixed costs. A more balanced GST structure and smoother input credit mechanisms would allow operators to reinvest in quality, safety, and service consistency. Continued investment in tourism infrastructure, regional connectivity, and destination promotion is equally critical, especially for unlocking Tier II and Tier III markets.

At EkoStay, we believe Budget 2026 can strengthen this ecosystem by enabling sustainable expansion, formalisation, and long-term policy stability for experience-driven travel in India.”

Healthcare sector

By- Nivedita Basu, Founder & Chief Vision Officer, Global Cancer Care 

“As the Union Budget 2026–27 approaches, India’s healthcare system finds itself at a defining moment where growing intent must be matched with sustained, people-centric action. Public health spending has steadily increased and is estimated at around 1.9 per cent of GDP, yet it continues to fall short of the National Health Policy target of 2.5 per cent. This shortfall is critical in a system where out-of-pocket expenditure remains high and illness can still push families into financial distress.

The Union Budget 2025–26 took a positive step with a near 10 percent increase in health allocations, but rising disease burden and demographic shifts call for sharper focus on prevention and early intervention. From a cancer care perspective, late detection remains one of India’s most expensive healthcare failures. India records over 1.4 million new cancer cases annually, with a large proportion detected at advanced stages. Global evidence consistently shows that early detection significantly improves survival outcomes while reducing long-term treatment costs.

Budget 2026 should therefore prioritise preventive screening programmes, subsidised diagnostics, and patient navigation systems that enable timely action. Expanding access beyond Tier I cities through diagnostics, oncology services, tele-health, and workforce development is equally important. Rationalising tax and regulatory structures for diagnostics and medical devices would further improve affordability and innovation.

Healthcare must be treated as foundational to productivity, dignity, and economic resilience. Sustained investment in prevention, early detection, and accessible care will save lives while reducing the invisible economic burden on Indian families.”

HealthTech & Health sector

By: Apurv Modi, Managing Director & Co-Founder, Abhay Group

“Union Budget 2026 27 arrives at a defining moment for India’s healthcare journey when technology is no longer a support function but a system level enabler of access quality and efficiency. HealthTech today sits at the intersection of public health economic growth and digital governance. The upcoming budget has the opportunity to move the sector from momentum to maturity.

India has seen widespread adoption of teleconsultations e pharmacies home diagnostics and digital health records. However much of this progress remains fragmented. Budget 2026 27 should prioritise the shift from standalone pilots to interoperable platforms that work seamlessly across states providers and populations. Focused investment in digital infrastructure for Tier 2 Tier 3 and rural India including connectivity cloud capacity and last mile delivery will ensure technology translates into outcomes.

MSMEs form the backbone of HealthTech innovation yet face regulatory complexity, capital constraints and delayed approvals. Simplified compliance, faster validation pathways, affordable working capital and clear GST treatment for digital health solutions can significantly accelerate innovation without demanding subsidies.

India is now ready for the next phase of digital public health. Interoperable health data standards secure exchanges incentives for identified research data and stronger cybersecurity will enable early detection, smarter policy and preventive care. With the right policy push HealthTech can evolve from convenience to national capability and position India as a global innovation hub for the decade ahead.”

Advertising & Marketing , Creative Services, Services Economy 

By- Siddharth Jalan, Founder, SquidJC, a boutique marketing lab

“India’s services economy is entering a phase where growth alone is no longer the differentiator. As Union Budget 2026–27 approaches, the focus is shifting toward how much long term value the sector can create and retain. Across advertising and marketing, Indian firms today operate at the centre of business thinking. In fashion, consumer goods, BFSI, and education, agencies have moved from execution to shaping how brands are understood, trusted, and remembered. This shift matters because brands increasingly decide who competes globally and who falls behind.

In fashion and consumer businesses, brand strength drives pricing power and export readiness. In BFSI, communication builds confidence at scale as products become more digital. In education, credibility influences partnerships, mobility, and long term value. Creative services quietly shape outcomes though policy rarely reflects this. The budget must offer clarity through predictable taxation, simpler compliance, and smoother cross border operations. Agencies are talent and IP led firms where friction slows growth. IP creation is rising as brands invest in platforms, data, and AI tools. Clear IP rules would drive investment. Talent remains central. Applied skilling and AI education would strengthen the pipeline. Tax rationalisation would free capital for reinvestment. Budget support here matters. At SquidJC, we work with brands across fashion, consumer goods, BFSI, and education that are building for long-term relevance, both in India and globally. Union Budget 2026–27 has the opportunity to support this shift by backing clarity, capability, and ownership. A budget that understands the role of brands, IP, and creative services strengthens India’s position as a serious, value-led exporter of services.”

IoT & Power 

By:  Building India’s Next-Generation Digital Energy Infrastructure by Teppo Hemiä, Founder & CEO, Wirepas

“As India enters the next phase of its energy transition, Union Budget 2026–27 has an opportunity to strengthen how the country builds and operates its digital power infrastructure. While electrification and renewable integration have made strong progress, the focus must now shift to intelligence, resilience, and operational efficiency across the grid.

One of the most critical areas is power distribution, where the rapid rollout of smart meters, rooftop solar, electric vehicles, and distributed energy resources is increasing grid complexity. Budget support that accelerates Advanced Metering Infrastructure beyond billing use cases, toward grid operations, power quality monitoring, and demand-side flexibility, will unlock far greater value from existing investments.

Equally important is grid-edge intelligence enabled by interoperable, standards-based IoT connectivity. Supporting scalable, cost-efficient connectivity options and long-term lifecycle-efficient infrastructure will help utilities adapt to evolving requirements without repeated asset replacement. A forward-looking Budget can ensure India’s energy infrastructure is not only large-scale, but future-ready and resilient.”

Jewellery Sector

By- Anand Lukhi, Founder & CEO, Lukson, on budget expectations.

India’s gems and jewellery industry is entering a new phase of transformation, shaped by shifting consumer values, sustainability priorities, and technological advancement. As Union Budget 2026–27 approaches, the sector finds itself at a pivotal moment, particularly with the growing adoption of lab grown diamonds. 

Budget 2026–27 should recognise lab-grown diamonds as a strategic sunrise segment, with continued rationalisation of duties on raw materials and equipment, and targeted incentives for advanced manufacturing. Such measures can lower entry barriers for MSMEs and accelerate ethical, future-ready diamond production.

Given the sector’s strong MSME backbone, simplified GST compliance, faster refunds for export units, and improved access to affordable credit would meaningfully strengthen cash flows and scalability. Equally important is investment in design-led skilling and technology adoption, ensuring India moves up the value chain from volume-driven exports to high-value branded jewellery. A balanced policy focus on manufacturing, sustainability, exports, and consumer trust can position India as a global leader in next-generation jewellery innovation.”

Scaling with Integrity: Lessons from Building a Food Startup One Meal at a Time

National Startup Day 2026

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By – Susmita Chakravarty, Founder & Director, Eastern Staple

Starting a business in India comes with very real, day-to-day challenges, managing teams, sourcing reliably, and ensuring quality while scaling operations. Initiatives like Startup India provide support and visibility, but the real lessons come from working on the ground, solving problems as they arise.

This is how Eastern Staple began. During the pandemic, my home kitchen became a way to serve families and communities, and what started small grew into a structured B2B operation catering corporates, hostels, industrial plants, and large events. Scaling meant building systems, training teams, and maintaining the warmth and integrity of home-style food every day.

Today, we serve thousands of meals daily with a team of over 50 people. National Startup Day is a reminder that meaningful growth comes from consistent effort, resilience, and practical problem-solving.